NAB Personal Loans

Buy a car, go on holiday or renovate your home with an unsecured personal loan.

NAB

Key takeaways

  • NAB offers unsecured personal loans, both fixed and variable, ranging from $5,000 to $60,000.
  • Interest rates often range from 7.50% p.a. to 8.54% p.a. with a $0 application fee and $15 monthly fee.
  • NAB scores above average for customer trust and service in recent satisfaction awards.

Compare NAB personal loans

$
years
Finder Score Interest rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Finder score
Interest Rate (p.a.)
7.50%
to 22.00%
Comp. Rate (p.a.)
8.54%
to 22.88%
Application Fee
$0
Monthly Fee
$15
Monthly Repayment
$948.19
$250 application fee is waived for valid applications started from 8 October 2026 until 3 December 2026. Applications must be completed within 30 days. T&Cs apply.
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NAB logo
Finder score
NAB Unsecured Fixed Rate Personal Loan
Fixed1 - 7 Years $5,000 - $55,000
Finder score
Interest Rate (p.a.)
7.50%
to 22.00%
Comp. Rate (p.a.)
8.54%
to 22.88%
Application Fee
$0
Monthly Fee
$15
Monthly Repayment
$948.19
$250 application fee is waived for valid applications started from 8 October 2026 until 3 December 2026. Applications must be completed within 30 days. T&Cs apply.
Go to siteView details
Compare product selection
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How to apply for a NAB personal loan

Applying online is a straightforward process. You'll need to meet general eligibility requirements including:

  • Being at least 18 years of age
  • Being an Australian citizen or a permanent resident of Australia
  • Being in paid employment
You'll need to provide current address details and evidence of employment. Having a good credit history improves your chance of approval. Lenders often have additional requirements, which you'll be told during the application process.

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22 Responses

    Mary's avatar
    MaryDecember 4, 2014

    I am on a disability pension. Could I qualify for a car loan.

      Shirley Liu's headshotFinder
      ShirleyDecember 4, 2014Finder

      Hi Mary,

      Thanks for your question.

      Please get in touch with NAB directly regarding this enquiry. You’ll be able to discuss how much you receive, how often and if you have a primary source of income.

      They’ll be able to explain what options are available to you and discuss your eligibility.

      Cheers,
      Shirley

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