Jetstar Mastercard Rates & Fees

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Receive a 12-month Club Jetstar Membership and $100 travel voucher. Plus, save with an ongoing $0 annual fee.

You can use the Jetstar Mastercard to earn reward points as you spend while saving with a low interest rate on purchases. You can choose to earn rewards through either the Jetstar Dollars Program or the Qantas Frequent Flyer program.

If you need to pay off an existing credit card debt, you can enjoy the benefits of a 0% interest rate for the first 14 months on balance transfers. Save on credit cards costs with a $0 annual fee when you apply by 28 September 2018. In addition to these features, Jetstar Mastercard also offers a 12-month Jetstar Club Membership and a $100 travel voucher when you spend $1,000 on eligible purchases within 60 days of approval.

Product NameJetstar Mastercard
Rewards ProgramJetstar Dollars
Balance transfer rate (p.a.)0% p.a. for 14 months
Balance Transfer Revert Rate
The interest rate after the balance transfer ends.
Purchase Rate (14.99% p.a.)
Purchase rate (p.a.)14.99% p.a.
Offer end date28 September 2018
Annual fee$69 p.a.
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)21.99% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$2,000
Max credit limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$50,000
Card TypeMastercard
Foreign Currency Conversion Fee (MC)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Complimentary Travel InsuranceNo
Minimum Income$30,000
Minimum Age18 years of age
Available To Temporary ResidentsNo
Joint ApplicationNo
Annual fee$69 p.a.
Minimum Monthly Repayment2% or $50 (whichever is greater)
Late Payment Fee$35
Foreign Currency Conversion Fee (MC)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Cash Advance Fee3% or $5 (whichever is greater)
Gambling Transactions AllowedNo
Additional Cardholder Fee$9
Number of Additional Cardholders4

Pros

  • Save with a $0 annual fee when you apply by 28 September 2018.
  • Receive a 12-month Club Jetstar membership.
  • Get a $100 Jetstar travel voucher when you apply and are approved by 28 September 2018 and spend $1,000 on eligible purchases within 60 days of card approval
  • Enjoy 0% p.a. on balance transfers for 14 months.
  • Save up to $500 a year on flights.

Cons

  • This card does not come with concierge services and complimentary travel insurance.
  • A Club Jetstar annual membership fee of AUD $49.99 will be charged at the end of the 12-month period and ongoing every 12 months thereafter.
Rewards ProgramJetstar Dollars
Rewards Points per $ spent (VISA/MC)0.01
Rewards Points per $ (VISA/MC) Cap500

Benefits of the Jetstar Mastercard

  • $0 annual fee. When you apply by 28 September 2018, the annual fee will be waived on an ongoing basis, saving you $69 per year.
  • $100 travel voucher. If you apply for the Jetstar Mastercard and get approved by 28 September 2018 and spend at least $1,000 within 60 days of card approval, you'll receive a $100 travel voucher which you can use to book available flights on Jetstar.com.
  • Complimentary 12-month Club Jetstar Membership. Until 28 September 2018, receive a complimentary one-year Club Jetstar membership after you spend $1,000 within 60 days of card approval. This will revert to the standard annual membership fee of $49.99 thereafter.
  • Awards. You can choose between earning Jetstar Dollars and Qantas Points. You earn 0.01 Jetstar Dollar for every $1 spent on eligible purchases (awarded per $100 spent), or you earn 0.5 Qantas Points for every dollar you spend on eligible purchases. If you opt for the Qantas program, you'll have to pay an additional Qantas Frequent Flyer Rewards annual fee of $30.
  • Balance transfer offer. Save on interest costs and repay your debt faster with a 0% p.a. balance transfer rate for 14 months. This will revert to 14.99% p.a. at the end of the promotional period.
  • Interest-free flying. Pay 0% interest for 6 months when you purchase a flight for $300 or more through the Jetstar website or call centre.
  • No booking or service fees. When you use your Jetstar Mastercard to book flights on the Jetstar website or call centre, you can avoid the standard Booking and Service fee.

Jetstar Mastercard fees and features

  • Annual fee. Outside of any promotions, this card charges a standard annual fee of $69 p.a.
  • Purchase rate. While most cards that offer rewards charge high purchase rates, the Jetstar Mastercard charges a competitive 14.99% p.a. on purchases.
  • Interest-free days. If you pay your account’s outstanding balance completely before each due date, you can make use of up to 55 interest-free days on purchases.
  • Additional cards. You can request up to 4 additional cards, though you'll have to pay an annual additional card fee of $9 each.

How to apply for the Jetstar Mastercard

You can apply for the Jetstar Mastecard online, and the process takes around 10 to 15 minutes. To begin, simply complete an online application form.

Eligibility criteria

Make sure you meet the following eligibility criteria before applying:

  • You’re a permanent Australian resident
  • You’re at least 18 years old
  • You earn at least $30,000 in the form of taxable income
  • You have good creditworthiness

Required documents and information

Completing the application requires that you have access to the following:

  • Your Australian driver’s license number (provided you have one)
  • Details of gross annual salary and monthly expenses
  • Name, phone number, and address of your employer
  • If you’re self-employed or retired, contact details of your accountant

The Jetstar Mastercard rewards new cardholders with flight vouchers, a free Club Jetstar membership and a waived annual fee. As it's not the only frequent flyer card on the market, make sure to compare your options before making a decision.

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16 Responses

  1. Default Gravatar
    AmandaJune 8, 2018

    How do I apply for the Jetstar card please

    • finder Customer Care
      JoelJune 8, 2018Staff

      Hi Amanda,

      Thanks for leaving a question on finder.

      You can click HERE to apply for the Jetstar Mastecard online, and the process takes around 10 to 15 minutes. To begin, simply complete an online application form.

      Make sure you meet the following eligibility criteria before applying:

      – You’re a permanent Australian resident
      – You’re at least 18 years old
      – You earn at least $30,000 in the form of taxable income
      – You have good creditworthiness

      Completing the application requires that you have access to the following:

      – Your Australian driver’s license number (provided you have one)
      – Details of gross annual salary and monthly expenses
      – Name, phone number, and address of your employer
      – If you’re self-employed or retired, contact details of your accountant

      While this card offers rewards and charges a low purchase rate and balance transfer offer, you can find other cards with similar features, so make sure you compare a few before making a decision.

      Cheers,
      Joel

  2. Default Gravatar
    September 14, 2016

    With regards to payment, it states you can pay in branch? Which bank / branch is this?

    Cheers
    Blair.

    • finder Customer Care
      YsaSeptember 20, 2016Staff

      Hi Blair,

      Thanks for your question.

      As per Jetstar’s website, you can make your credit card payments through the following options:
      1. Direct debit – Can be paid automatically each month by the due date, from the bank account of your choice. You can also choose to pay any amount equal to, or greater than the minimum payment due.
      2. BPAY – Can be completed through phone or internet banking
      3. Post – You can mail your cheque together with the completed payment slip from your monthly statement
      4. Post Office – Payments can be made at any Australia Post office using cash, EFTPOS and cheques

      I hope this has helped.

      Cheers,
      Ysa

  3. Default Gravatar
    AddieMay 29, 2016

    I’m a senior receiving age pension only. Am I eligible to apply?

    • finder Customer Care
      MayMay 31, 2016Staff

      Hi Addie, thanks for your question!

      If you earn a minimum taxable income of $30,000 p.a., you’ll be eligible to apply.

      Meantime, if you would like to find out which other credit cards that consider applicants on Age Pension, please feel free to visit this page.

      I hope this helps.

      Cheers,
      May

  4. Default Gravatar
    jackiFebruary 1, 2016

    i thought i saw the annual fee for a special $29 for the first year is this still available?

    • Default Gravatar
      RyanApril 20, 2016

      Please send me the link to Jetstar MasterCard to apply online.

      Thanks.

    • finder Customer Care
      MayApril 20, 2016Staff

      Hi Ryan,

      Thanks for reaching out.

      I have sent to your email the link where you can apply for the Jetstar MasterCard.

      Cheers,
      May

    • finder Customer Care
      DebbieFebruary 1, 2016Staff

      Hi Jacki,

      Thanks for your inquiry.

      It may have been an expired offer. The current annual fee for Jetstar MasterCard is $59 for the main cardholder, and a $39 fee for each additional cardholder.

      For low annual fee credit cards, please refer to our comparison page here.

      I hope this helps.

      Cheers,
      Debbie

  5. Default Gravatar
    SandorNovember 8, 2015

    Please help and advise how to apply for this card.
    Thank you

    • finder Customer Care
      AllyNovember 9, 2015Staff

      Hi Sandor,

      Thanks for your inquiry.

      To serve as your guide, kindly refer to the “How to apply for a Jetstar MasterCard” section on this page.

      I also emailed you the link to Jetstar’s official page for the different credit card options being offered, in which you can simply click on the “Apply now” button of your preferred card if you wish to apply online.

      I hope this has helped.

      Cheers,
      Ally

  6. Default Gravatar
    mariaOctober 10, 2015

    How do I apply?

    • finder Customer Care
      SallyOctober 12, 2015Staff

      Hi Maria,

      Thanks for your question.

      I’ve emailed you a link to the online application for your perusal.

      I hope this has helped.

      Thanks,

      Sally

  7. Default Gravatar
    LibraSeptember 18, 2015

    Can I transfer an American Express balance which is a charge card?

    • finder Customer Care
      SallySeptember 18, 2015Staff

      Hi Libra,

      Thanks for your question.

      According to Jetstar’s balance transfer terms and conditions, you can complete balance transfers of $500 or more from banks, other financial institutions and store cards to your new Jetstar MasterCard account.

      Therefore, it would appear that you should be able to transfer your balance from your American Express charge card to the Jetstar MasterCard. To confirm whether you’re eligible to apply, you may wish to contact Jetstar directly.

      I hope this has helped.

      Thanks,

      Sally

Credit Cards Comparison

Rates last updated September 25th, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
Citi Clear Platinum Credit Card
12.99% p.a.
0% p.a. for 14 months
$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Offers a 0% p.a. for 14 months balance transfer and $0 first year annual fee. Plus, insurance covers and Citibank Dining Program perks.
ANZ Low Rate
12.49% p.a.
0% p.a. for 15 months
$58 p.a.
Save with a 0% p.a. introductory rate on balance transfers for 15 months with no BT fee. Plus a low 12.49% p.a. interest rate on purchases.
Westpac Altitude Platinum Card - Qantas
20.24% p.a.
$50 p.a. annual fee for the first year ($200 p.a. thereafter)
Earn 60,000 bonus Qantas Points when you spend $3,000 within 90 days of card approval. Plus, a $50 first year annual fee.
St.George Vertigo Visa
13.74% p.a.
0% p.a. for 16 months
$55 p.a.
Get 0% p.a. interest for up to 16 months on balance transfers with no BT fee. Plus, a competitively low annual fee and purchase rate.

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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