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Jetstar Credit Card

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Enjoy 0% interest on balance transfers for 14 months, a $250 travel voucher and $0 first year annual fee.

The Jetstar Credit Card combines rewards and cost-saving perks. Cardholders can collect their choice of Jetstar Dollars or Qantas Points as they spend. If you have existing credit card debt that you want to get under control, you can take advantage of 0% interest on balance transfers for 14 months.

0% p.a.

Balance transfer rate

for 14 months

19.99% p.a.

Purchase rate


Reward points

Per $ spent

$0 p.a.

Annual fee

for the first year ($29 p.a. thereafter)

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Product NameJetstar Credit Card
Rewards programJetstar Dollars
Balance transfer rate0% p.a. for 14 months
Balance transfer revert ratePurchase Rate (19.99% p.a.)
Maximum Balance Transfer Amount$500
Purchase rate19.99% p.a.
Annual fee$0 annual fee for the first year ($29 p.a. thereafter)
Interest-free period55 days
Cash advance rate19.99% p.a.
Min credit limit$2,000
Card typeVisa
Foreign currency conversion fee3%
Minimum income$30,000
Available to temporary residentsNo
Joint applicationNo


  • $250 travel voucher
  • $0 first-year annual fee ($29 p.a. thereafter)
  • 0% p.a. on balance transfers for 14 months, with no BT fee


  • Purchase interest rate is relatively high
  • Does not come with concierge services or complimentary travel insurance
Rewards programJetstar Dollars
Annual fee$0 annual fee for the first year ($29 p.a. thereafter)
Minimum monthly repayment2% of the closing balance or $50, whichever is greater
Late payment fee$35
Foreign currency conversion fee3%
Cash advance fee3% or $5, whichever is greater
Additional cardholder fee$9
Number of additional cardholders4

Expert review

Sally McMullen

Review by

Sally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

The Jetstar Credit Card is issued by Macquarie Bank and packed with extra features to reward loyal Jetstar flyers. If you’re a regular Jetstar flyer, you can earn Jetstar Dollars that you can redeem for travel vouchers with the airline. If you prefer to earn Qantas Points as you spend, there are some other cards with more competitive earn rates.

How to apply

You can apply for the Jetstar Credit Card online in 10 minutes. Before you get started, check if you meet the eligibility criteria and have the necessary information to complete the application.

Eligibility criteria

  • Income. You must earn a taxable income of at least $30,000 p.a.
  • Credit history. You'll need a good credit score with a healthy credit history to receive approval.

Card benefits

  • Travel voucher. The Jetstar Credit Card rewards you with $250 travel voucher when you spend at least $2,000 on eligible purchases within the first 90 days from approval.
  • $0 first-year annual fee. Enjoy a $0 annual fee in the first year (reverts to $29 p.a. thereafter).

Rates & fees

  • Annual fee. Outside of any promotions, this card charges a standard annual fee of $29 p.a.
  • Interest rates. The Jetstar Credit Card charges 19.99% p.a. interest on purchases and cash advances.
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