Rack up points with Australia’s leading budget airline, receive 20,000 bonus Qantas Points and save with a discounted first year annual fee.
When you apply for the Jetstar Mastercard, you'll receive 20,000 bonus Qantas Points when you spend $2,000 on eligible purchases within 60 days of approval. At the same time, enjoy a discounted annual fee of $29 in the first year (reverts to $69, thereafter).
You can use the Jetstar Mastercard to earn reward points as you spend while saving with a low interest rate on purchases. You can choose to earn rewards through either the Jetstar Dollars Program or the Qantas Frequent Flyer program.
If you need to pay off an existing credit card debt, you can enjoy the benefits of a 0% interest rate for the first 14 months on balance transfers. In addition to these features, Jetstar Mastercard also rewards you with a $100 Jetstar Travel Voucher for every 100 Jetstar Dollars you accrue.
| Product Name | Jetstar Mastercard |
|---|---|
| Rewards Program | Jetstar Dollars / Qantas Frequent Flyer |
| Balance transfer rate | 0% p.a. for 14 months |
| Balance transfer revert rate The interest rate that will apply to any remaining balance after the balance transfer term ends. | Purchase Rate (14.99% p.a.) |
| Purchase rate (p.a.) | 14.99% p.a. |
| Annual fee | $29 p.a. annual fee for the first year ($69 p.a. thereafter) |
| Interest Free Period The interest-free period is the maximum number of days during which interest is not charged on new purchases. This only applies if you pay your closing balance in full by the statement due date. | Up to 55 days on purchases |
| Cash advance rate (p.a.) | 21.99% p.a. |
| Min credit limit This is the lowest credit limit you can be granted. It is possible to request a higher credit limit but not a lower one than this figure. | $2,000 |
| Max credit limit This is the maximum credit limit available on this card and you can apply for increases after the account has been opened. This credit limit may not be issued to you immediately upon application. | $50,000 |
| Card Type | Mastercard |
| Foreign Currency Conversion Fee (MC) Charged when you make a transaction that is converted by Mastercard from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% of transaction value |
| Complimentary Travel Insurance | No |
| Minimum Income | $30,000 |
|---|---|
| Minimum Age | 18 years of age |
| Available To Temporary Residents | No |
| Joint Application | No |
| Annual fee | $29 p.a. annual fee for the first year ($69 p.a. thereafter) |
|---|---|
| Minimum Monthly Repayment | 2% or $50 (whichever is greater) |
| Late Payment Fee | $35 |
| Foreign Currency Conversion Fee (MC) Charged when you make a transaction that is converted by Mastercard from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% of transaction value |
| Cash Advance Fee | 3% or $5 (whichever is greater) |
| Gambling Transactions Allowed | No |
| Additional Cardholder Fee | $9 |
| Number of Additional Cardholders | 4 |
Pros
- Take advantage of a discounted annual fee of $29 for the first year.
- Receive 20,000 when you apply and get approved and spend $2,000 on eligible purchases within 60 days of approval.
- Earn 1 Jetstar Dollar per $100 spent on eligible purchases or opt for the Qantas Frequent Flyer rewards program and earn 0.5 Qantas Points per $1 spent.
- Enjoy 0% p.a. interest on balance transfers for 14 months.
Cons
- This card does not come with concierge services or complimentary travel insurance.
| Rewards Program | Jetstar Dollars / Qantas Frequent Flyer |
|---|---|
| Bonus Points | 20,000 bonus points |
| Rewards Points per $ spent (VISA/MC) | 1 |
| Rewards Points per $ (VISA/MC) Cap | 500 |
Benefits of the Jetstar Mastercard
- Bonus Qantas Points. Give your balance a boost with 20,000 bonus Qantas Points when you apply and spend $2,000 on eligible purchases within 60 days from card approval.
- Discounted first year annual fee. Save with a $29 first year annual fee. Annual fee reverts to $69 p.a. thereafter.
- Awards. You can choose between earning Jetstar Dollars and Qantas Points. You earn 1 Jetstar Dollar for every $100 spent on eligible purchases, or you earn 0.5 Qantas Points for every dollar you spend on eligible purchases. If you opt for the Qantas program, you'll have to pay an additional Qantas Frequent Flyer Rewards annual fee of $30.
- Travel voucher. If you opt for the Jetstar Dollars rewards program, you will receive a $100 Jetstar Travel Voucher for every 100 Jetstar Dollars you accrue.
- Balance transfer offer. Save on interest costs and repay your debt faster with a 0% p.a. balance transfer rate for 14 months. This will revert to 14.99% p.a. at the end of the promotional period.
- Interest-free flying. Pay 0% interest for 6 months when you purchase a flight for $300 or more through the Jetstar website or call centre.
- No booking or service fees. When you use your Jetstar Mastercard to book flights on the Jetstar website or call centre, you can avoid the standard Booking and Service fee.
Jetstar Mastercard fees and features
- Annual fee. Outside of any promotions, this card charges a standard annual fee of $69 p.a.
- Purchase rate. While most cards that offer rewards charge high purchase rates, the Jetstar Mastercard charges a competitive 14.99% p.a. on purchases.
- Interest-free days. If you pay your account’s outstanding balance completely before each due date, you can make use of up to 55 interest-free days on purchases.
- Additional cards. You can request up to 4 additional cards, though you'll have to pay an annual additional card fee of $9 each.
How to apply for the Jetstar Mastercard
You can apply for the Jetstar Mastercard online, and the process takes around 10 to 15 minutes. To begin, simply complete an online application form.
Eligibility criteria
Make sure you meet the following eligibility criteria before applying:
- You’re a permanent Australian resident
- You’re at least 18 years old
- You earn at least $30,000 in the form of taxable income
- You have good creditworthiness
Required documents and information
Completing the application requires that you have access to the following:
- Your Australian driver’s license number (provided you have one)
- Details of gross annual salary and monthly expenses
- Name, phone number, and address of your employer
- If you’re self-employed or retired, contact details of your accountant
The Jetstar Mastercard rewards new cardholders with bonus Qantas Points and a discounted first year annual fee. As it's not the only frequent flyer card on the market, make sure to compare your options before making a decision.
If you’re a frequent flyer with Australia’s budget domestic airline, why not rack up points so you can make your next Jetstar flight a little cheaper. As with any rewards card product, make sure you spend enough on the card to get the annual fee back in the form of rewards.
Can I transfer the balance from my son’s credit card to the new Jetstar Mastercard?
Thank you
Hi Peter,
Thanks for getting in touch with Finder! Before you transfer your son’s credit card balance to the Jetstar Mastercard, it’s helpful to learn which financial institutions you can and can’t transfer your balance between via this page. As a friendly reminder, review the eligibility criteria of the card before applying and read up on the terms and conditions of the card. Feel free to reach out to the bank if you need any clarifications.
Hope this helps!
Best,
Nikki
I am currently holding a Macquarie bank credit card. If I apply for a Jetstar Mastercard, would I still be eligible to claim the Qantas bonus points of 20k when I have spent the required amount?
Thanks!
Hi Shirley,
Thank you for getting in touch with finder.
You may still apply for this Jetstar Mastercard and will be considered as new customer even if you have a Macquarie Bank credit card so long that you haven’t had any Jetstar Mastercard cards. Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Thank you and have a wonderful day!
Cheers,
Jeni
How do I apply for the Jetstar card please
Hi Amanda,
Thanks for leaving a question on finder.
You can click HERE to apply for the Jetstar Mastecard online, and the process takes around 10 to 15 minutes. To begin, simply complete an online application form.
Make sure you meet the following eligibility criteria before applying:
– You’re a permanent Australian resident
– You’re at least 18 years old
– You earn at least $30,000 in the form of taxable income
– You have good creditworthiness
Completing the application requires that you have access to the following:
– Your Australian driver’s license number (provided you have one)
– Details of gross annual salary and monthly expenses
– Name, phone number, and address of your employer
– If you’re self-employed or retired, contact details of your accountant
While this card offers rewards and charges a low purchase rate and balance transfer offer, you can find other cards with similar features, so make sure you compare a few before making a decision.
Cheers,
Joel
With regards to payment, it states you can pay in branch? Which bank / branch is this?
Cheers
Blair.
Hi Blair,
Thanks for your question.
As per Jetstar’s website, you can make your credit card payments through the following options:
1. Direct debit – Can be paid automatically each month by the due date, from the bank account of your choice. You can also choose to pay any amount equal to, or greater than the minimum payment due.
2. BPAY – Can be completed through phone or internet banking
3. Post – You can mail your cheque together with the completed payment slip from your monthly statement
4. Post Office – Payments can be made at any Australia Post office using cash, EFTPOS and cheques
I hope this has helped.
Cheers,
Ysa
I’m a senior receiving age pension only. Am I eligible to apply?
Hi Addie, thanks for your question!
If you earn a minimum taxable income of $30,000 p.a., you’ll be eligible to apply.
Meantime, if you would like to find out which other credit cards that consider applicants on Age Pension, please feel free to visit this page.
I hope this helps.
Cheers,
May
i thought i saw the annual fee for a special $29 for the first year is this still available?
Please send me the link to Jetstar MasterCard to apply online.
Thanks.
Hi Ryan,
Thanks for reaching out.
I have sent to your email the link where you can apply for the Jetstar MasterCard.
Cheers,
May
Hi Jacki,
Thanks for your inquiry.
It may have been an expired offer. The current annual fee for Jetstar MasterCard is $59 for the main cardholder, and a $39 fee for each additional cardholder.
For low annual fee credit cards, please refer to our comparison page here.
I hope this helps.
Cheers,
Debbie
Please help and advise how to apply for this card.
Thank you
Hi Sandor,
Thanks for your inquiry.
To serve as your guide, kindly refer to the “How to apply for a Jetstar MasterCard” section on this page.
I also emailed you the link to Jetstar’s official page for the different credit card options being offered, in which you can simply click on the “Apply now” button of your preferred card if you wish to apply online.
I hope this has helped.
Cheers,
Ally
How do I apply?
Hi Maria,
Thanks for your question.
I’ve emailed you a link to the online application for your perusal.
I hope this has helped.
Thanks,
Sally
Can I transfer an American Express balance which is a charge card?
Hi Libra,
Thanks for your question.
According to Jetstar’s balance transfer terms and conditions, you can complete balance transfers of $500 or more from banks, other financial institutions and store cards to your new Jetstar MasterCard account.
Therefore, it would appear that you should be able to transfer your balance from your American Express charge card to the Jetstar MasterCard. To confirm whether you’re eligible to apply, you may wish to contact Jetstar directly.
I hope this has helped.
Thanks,
Sally