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Review by our insurance writer Gary Hunter
Some landlord insurance policies have temporarily removed benefits such as rent default and a few others because of the pandemic. Make sure to check this with the insurer before deciding on a policy.EBM offers two main landlord insurance options: RentCover Ultra and RentCover Platinum. You can also get Householders Rental cover and RentCover ShortTerm which is designed for properties rented out for less than six months at a time, including holiday homes, Airbnb accommodation and serviced apartments. These policies can cover the building, contents or both again insured events such as:
Here are some of the main inclusions that EBM can cover you for when an insured event occurs and you need to make a claim.
EBM's general exclusions are similar to other insurers. You won't be covered for loss or damage related:
This isn't an extensive list of EBM's general exclusions. You can find the full list of what's not covered on its PDS.
EBM landlord insurance is good if you want an insurer that comes with lots of options, including short-term rental cover that can be tailored to your property and your needs. However, it doesn't offer additional add-ons, unlike the majority of insurers.
If you want to compare more policies side-by-side before you buy, head to our landlord insurance page here.
If you've held or currently hold a EBM landlord insurance policy, we'd love to hear from you. Your reviews help other Australians decide if EBM is right for them. Some reviews are from a survey commissioned by Finder.
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