Finder Insurance Awards 2022

Crowned winner in 2022 NRMA Insurance offers a wide range of car insurance policies to suit practically every kind of car owner.

Finalists:

• Budget Direct Car Insurance
• GIO Car Insurance

Methodology: Best car insurance – Features

• Products were assessed by obtaining 900+ quotes across 36 different customer profiles with an approximate $700-$850 excess.
• 16 features were weighted and assessed for each product with the final score being a split of the features and price score.

There's a reason why Budget Direct is constantly winning awards for its car insurance.

Through a smarter questionnaire, Budget Direct is able to identify safer drivers and offer them cheaper premiums.

Finalists:

• Virgin Money Car Insurance
• Ozicare Car Insurance

Methodology: Best car insurance – Value

• Products were assessed by obtaining 900+ quotes across 36 different customer profiles with an approximate $700-$850 excess.
• 16 features were weighted and assessed for each product with the final score being a split of the features and price score.

NobleOak offers award-winning life insurance that is completely tailored for you. Get covered for up to $15,000,000 - one of the highest cover amounts in the market.

Finalists:

• Medibank Life Insurance
• ahm Life Insurance

NobleOak's income protection insurance covers up to 70% of your regular pre-tax income, up to a maximum of $30,000 per month. Enjoy competitive premiums and a benefit period until age 65.

Finalists:

• TAL Income Protection
• InsuranceLine Income Protection

Methodology:

• The best health insurance provider was determined by awarding points to the winners and runners up each of the hospital and extras policy awards.

Finalists:

• hbf
• Bupa

Finalists:

• St.Lukes Health Gold Hospital
• hbf Gold Hospital Elevate

Finalists:

• Qantas Silver Hospital
• ahm classic silver plus

Finalists:

• HCF Hospital Bronze Plus
• Medibank Bronze Plus Progress

Finalists:

• hbf Basic Hospital Plus
• Frank Basic Hospital

*Note: There were multiple identical policies, all underwritten by nib, that tied as winner of this category. As all of the policies were identical and had the same underwriter, one was chosen as the winner based on other factors. Qantas was chosen as the winner because it offers the best member benefits of any of the competing funds, specifically the possible eligibility for bonus frequent flyer points.

Finalists:

• Westfund High Extras Over 50s
• HCF Vital Extras

Finalists:

• hbf Flex 50
• Westfund Starter Extras

Finalists:

• ahm choosable 50
• HCF Starter Extras

ANZ offers one of the most comprehensive home insurance policies available in Australia. It's the only brand to include Full Building Replacement as a standard feature across all home and landlord building insurance products. This prevents underinsurance which can cost you thousands of dollars if your home is destroyed.

Finalists:

• Honey Home Insurance
• AAMI Home Insurance

Methodology: Home insurance – Comprehensive

• We got 150+ quotes across 10 different home profiles with an approximate $500 excess.
• The final score was a 80/20 split of both features and price.

Budget Direct came out on top in large part because it offers comparatively cheap home insurance. It also comes with the biggest online discount. Keep in mind though that this is a first-year discount only. After this, your premiums will increase.

Finalists:

• Qantas Home Insurance
• AAMI Home Insurance

Methodology: Home insurance – Value

• We got 150+ quotes across 10 different home profiles with an approximate $500 excess.
• The final score was a 60/40 split of both features and price.