Compare Credit Cards

Whether you want rewards, low rates, $0 annual fees or complimentary extras, compare credit cards so you can find the right one for you.

A credit card comparison lets you see all of your options side-by-side before you make a decision. This can help you find the card that best suits your needs based on your spending habits and budget, as well as any specific features or benefits you're interested in using.

Here, you can compare credit cards from a range of providers based on the features you want. We also walk you through the different types of credit cards available and important details to remember when comparing your options so that you can apply for one that meets your needs.

St.George Vertigo Platinum

St.George Credit Card Offer

A platinum card from St.George which lets you enjoy a long-term balance transfer offer and a low ongoing interest rate of 12.74% p.a. on purchases.

  • $99 p.a. annual fee
  • 12.74% p.a. on purchases
  • 0% p.a. for 20 months on balance transfers
  • Cash Advance Rate of 21.49% p.a.
  • Up to 55 days interest free

Compare the latest credit card offers

Rates last updated June 27th, 2017
Name Product Product Description Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
St.George Vertigo Platinum
Low Rate Platinum Credit Card Offer
A low rate Platinum card with up to 55 interest-free days on purchases and complimentary insurance covers.
12.74% p.a.
0% p.a. for 20 months
$99 p.a.
Citi Rewards Platinum Credit Card
0% for 24 months Balance Transfer Offer*
Earn Citi Reward Points on everyday spend and receive complimentary travel insurance.
20.99% p.a.
0% p.a. for 24 months with 1.5% balance transfer fee
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
ANZ Platinum Credit Card - Exclusive Offer
Platinum Card with 0% interest rates on purchases and balance transfers
An exclusive credit card offer through finder.com.au that includes complimentary insurance covers.
0% p.a. for 3 months (reverts to 19.74% p.a.)
0% p.a. for 12 months
$0 p.a. annual fee for the first year ($87 p.a. thereafter)
St.George Vertigo Visa
$0 First Year Annual Fee with Balance Transfer Offer*
Save with a competitive variable purchase rate and up to 55 interest-free days.
13.24% p.a.
0% p.a. for 14 months
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
HSBC Platinum Credit Card
Platinum Credit Card with a Balance Transfer Offer*
Earn uncapped HSBC Rewards Plus points per $1 spent and get complimentary insurance covers.
19.99% p.a.
0% p.a. for 22 months with 2% balance transfer fee
$99 p.a.
Virgin Australia Velocity Flyer Card - Exclusive Offer
Velocity Rewards Credit Card with a Balance Transfer Offer*
Earn 2 Velocity Points on top of the standard earn rate per $1 spent within the first 3 months, plus a $129 Virgin Australia Gift Voucher each year.
20.74% p.a.
0% p.a. for 18 months
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Bankwest Breeze Mastercard
0% for 21 months Balance Transfer Offer*
Save with a competitive low variable purchase rate and up to 55 interest-free days on purchases.
12.99% p.a.
0% p.a. for 21 months with 2% balance transfer fee
$59 p.a.
American Express Velocity Platinum Card
100,000 Velocity Points Credit Card*
Earn up to 100,000 bonus Velocity Points on signup when you apply and spend $1,500 on your new card within the first 3 months.
20.74% p.a.
0% p.a. for 12 months with 1% balance transfer fee
$375 p.a.
BankSA Vertigo Visa
$0 First Year Annual Fee with Balance Transfer Offer*
Save with a low variable purchase rate and enjoy up to 55 days interest-free.
13.24% p.a.
0% p.a. for 14 months
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
HSBC Low Rate Credit Card
Long-term Balance Transfer Offer*
Enjoy the benefits of the home&Away Privilege Program and the ability to pay using Apple Pay.
13.25% p.a.
0% p.a. for 15 months with 2% balance transfer fee
$55 p.a.
ANZ Frequent Flyer Black
Up to 75,000 Qantas Points*
Get up to 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months of card approval.
19.99% p.a.
$0 p.a. annual fee for the first year ($425 p.a. thereafter)
HSBC Platinum Qantas Credit Card
International Frequent Flyer Credit Card*
Receive 60,000 bonus Qantas Points on eligible spend within 3 months, 1 Qantas Point per $1 spent.
19.99% p.a.
$199 p.a.
Westpac Low Rate Card - Online Only Balance Transfer Offer
0% for 24 months Balance Transfer Offer*
Enjoy up to $25 off your first Uber ride. Plus, the convenience of the Westpac mobile banking app.
13.49% p.a.
0% p.a. for 24 months with 2% balance transfer fee
$59 p.a.
ANZ Frequent Flyer Platinum
Platinum Frequent Flyer Credit Card Offer*
Receive 50,000 bonus Qantas Points when you spend $2,500 on eligible purchases for the first three months.
19.99% p.a.
$0 p.a. annual fee for the first year ($295 p.a. thereafter)
ANZ Low Rate Platinum
Low Interest Rate on Purchases on ANZ Low Rate Platinum Credit Card
Receive complimentary travel insurance, access to a 24/7 concierge service and platinum Mastercard privileges.
11.49% p.a.
0% p.a. for 16 months with 2% balance transfer fee
$99 p.a.
NAB Low Rate Platinum Card
Platinum Credit Card with an introductory Balance Transfer Rate*
Receive complimentary purchase and travel insurance, a 24/7 concierge service and Visa Front Line access.
13.99% p.a.
0% p.a. for 16 months with 2% balance transfer fee
$100 p.a.
Bank of Melbourne Vertigo Platinum
Low Rate Platinum with a Long-term Balance Transfer Offer
Platinum credit card with complimentary insurances, a 24/7 concierge and price guarantee cover.
12.74% p.a.
0% p.a. for 20 months
$99 p.a.
American Express Essential®  Credit Card
$0 Fee Card with Balance Transfer Offer
Earn 1.00 Membership Rewards point per $1 spent on eligible purchases.
14.99% p.a.
0% p.a. for 12 months with 1% balance transfer fee
$0 p.a.
NAB Low Rate Credit Card
Low Interest Credit Card Offer *
Receive up to 55 days interest-free on purchases and access to Visa Global Customer Assistance Services.
13.99% p.a.
0% p.a. for 16 months with 2% balance transfer fee
$59 p.a.
Woolworths Everyday Platinum Credit Card
Supermarket Platinum Credit Card Offer
Receive a $100 Woolworths eGift Card when you apply by 30 June 2017. Earn up to 3 points per $1 spent at Woolworths stores.
19.99% p.a.
0% p.a. for 14 months
$0 p.a. annual fee for the first year ($49 p.a. thereafter)

Compare up to 4 providers

Compare credit card rates and fees

Compare the rates, features and fees of the credit cards below.

Credit CardPurchase RateAnnual Fee
19.74% p.a.$30 p.a.
11.49% p.a.$49 p.a.
13.49% p.a.$59 p.a.
19.99% p.a.$89 p.a.

What types of credit cards can I compare?

stack-of-credit-cards

Different types of credit cards offer specific features and benefits that are designed to suit a variety of needs. When you know what you want from a credit card, you can narrow down your comparison to a few cards by using these categories. To help you do this, we’ve outlined the major credit card categories below:

Balance transfer cards

If you have existing credit card debt, a balance transfer credit card can help you save on interest charges and pay it off faster by offering you a promotional low or 0% interest rate for an introductory period. After the promotional period has ended, any debt remaining from the transfer attracts a higher, standard interest rate.

To compare balance transfer credit cards, make sure you look at the length of the introductory period, the rate of interest applied to any remaining debt after that time and any one-off balance transfer fees that may apply. This will help you choose the right card and budget accordingly.

Compare balance transfer credit card offers

Rewards credit cards

These credit cards offer you rewards for every $1 spent on eligible purchases, including most everyday transactions. When you compare rewards credit cards, make sure you consider the type of rewards program, the rewards you can redeem and the rate at which you earn rewards (usually points per $1 spent).

It's also important to look at the card's interest rates, annual fee and any complimentary extras, such as travel insurance or airport lounge passes. The goal with a rewards credit card should always be to get more value from the program than what you pay in fees, so make sure you consider the value of the rewards you'll earn based on your average spending.

Compare rewards credit card offers

Frequent flyer credit cards

Some rewards credit cards are linked to popular frequent flyer programs such as Qantas Frequent Flyer and Velocity Frequent Flyer. These cards earn frequent flyer points per $1 spent on the card and may also offer other travel benefits such as complimentary insurance, flights or airport lounge access. As with other rewards credit cards, when you compare frequent flyer cards, you need to look at the rewards program available, the amount of points you earn per $1 spent, the card fees and any complimentary extras to make sure it’s worth it for you.

Compare frequent flyer credit card offers

No annual fee credit cards

These credit cards have a $0 annual account fee, potentially saving you hundreds of dollars. Some no annual fee credit cards only offer a $0 fee for the first year you have a card, while others have no annual fee for life. Make sure you consider both of these options when you compare no annual fee cards, so that you can choose one that offers the most convenient features and greatest savings for your circumstances.

Compare no annual fee credit card offers

Low interest credit cards

Low interest credit cards are designed to save you money on your balance by offering a competitive rate of interest. Some of these cards may offer a promotional low or 0% interest rate for purchases, while others offer a low ongoing interest rate. If you regularly carry a balance on a credit card, a low rate option could save you hundreds or even thousands of dollars every year.

How much can I save with a low rate card?

To see how much value a low rate card offers, let’s compare a $1,000 debt on a credit card with an interest rate of 18% p.a. and a card with a lower rate of 12% p.a. If you only paid the minimum, it would take 7 years and 9 months to pay off the 18% p.a. card and would cost $861 in interest. With the low rate card, it would take 5 years and 10 months and cost $393 – that’s a saving of 1 year and 11 months and $468 in interest charges.

Compare low interest credit card offers

Student credit cards

If you're studying, you may want to get a credit card to help you manage your finances or build up credit history. As most students don’t earn a lot of money, student credit cards typically have lower minimum income requirements and lower credit limits. These cards offer basic features that can help you with cashflow and can be a good way to learn how credit cards work. If you’re interested in getting a student credit card, make sure you consider the income requirements, credit limit and annual fees to find an option that is both flexible and affordable.

Compare student credit card offers

Business credit cards

Business credit cards offer specific features designed to make financial management easier across the company, such as additional credit cards for employees, individual pre-set spending limits and itemised statements. If you’re comparing business credit cards, make sure you consider which extra features you want (including rewards programs) as well as the interest rates and fees so that you can get an option that’s affordable and convenient for your finance and accounting needs.

Compare business credit cards offers

Travel credit cards

You can use almost any credit card when travelling but some cards come with specialised features and benefits to help you save you money on every trip you take. Depending on the card you choose, perks could include complimentary overseas insurance, domestic flight inconvenience insurance, car hire coverage, frequent flyer points, hotel offers, airport lounge access and no foreign transaction fees. To compare travel credit cards, make sure you consider how often you’ll use these features, as well as the ongoing card costs, so that you can find one that offers value for money and covers your travel needs.

Compare travel credit cards offers

Gold, platinum and black credit cards

Gold, platinum and black credit cards are premium options designed for bigger spenders. They have higher credit limits and more additional benefits such as complimentary insurance, higher reward point earn rates and shopping and travel perks. It’s important to check the minimum income requirements when comparing gold, platinum and black credit cards, as they are often higher than standard cards. Also make sure you consider whether the benefits available will outweigh the cost of interest charges and annual fees – both of which may be higher on a premium card.

Compare gold, platinum and black credit card offers

Other credit cards

compare-cards-online-250x250Most credit cards fall into one or more of the categories above. But if you’re looking for a specific feature, you may also want to consider comparing credit cards listed in the following niche categories:

  • Cashback credit cards. This type of credit card rewards you with cashback or a credit on your account when you meet specific spending requirements. Some cashback credit cards offer a percentage back for each $1 you spend (similar to rewards credit cards), while others offer a fixed rate of cashback, usually as an introductory promotion.
  • 0% foreign fees. These credit cards don’t charge a fee for transactions made in an international currency or with an overseas retailer, potentially saving you 2% to 3.5% per purchase.
  • 0% purchase and balance transfer cards. Some credit cards offer 0% interest for both purchases and balance transfers. These cards allow you to save money on both old and new credit card debt for a limited amount of time before standard interest rates kick in.
  • Credit cards with introductory offers. Many credit cards come with introductory offers, such as 0% interest, reduced or $0 annual fees and bonus points. These deals are designed to give you more value when you choose a particular card, but only for the short-term.
  • Credit union credit cards. The credit cards provided by credit unions offer competitive value through lower rates, fees and other features.
  • Debt consolidation credit cards. These balance transfer cards can provide you with an affordable option when you have several debts that you would like to combine and pay off on one account.

You can also check out our exclusive credit card deals for the latest introductory and signup offers that aren’t available anywhere else.

ccf-compare-cards-895x251

How to compare credit cards

Regardless of the type of credit card you’re looking for, it’s important to consider a range of factors to find a card that’s right for you. Here, we’ve outlined the key features you should look at when you compare credit cards.

Introductory offers

Credit cards often come with promotional features for new customers that are designed to add upfront value to the card you choose. Some of the most popular introductory offers include:

  • Bonus points
  • 0% balance transfer interest rates
  • 0% purchase rates
  • Reduced or $0 annual fees in the first year
  • Cashback, gift cards or flight vouchers

If you’re comparing credit cards with introductory offers, make sure you look at the ongoing features to get a true sense of the value the card will provide in the long run. Also check the length of the introductory period and any other conditions you need to meet to claim the offer available. For example, a reward card offering bonus points might require you to spend a certain amount of money in the first few months you have it, while a balance transfer offer might only be available if you include your transfer request when you apply.

Complimentary extras

Credit cards offer a wide range of complimentary features and benefits that can add value to the card you choose. Some of the most popular options include:

  • Travel insurance
  • Airport lounge passes
  • Flight and travel vouchers
  • Concierge services
  • Ticket and event offers
  • Purchase protection insurance covers

These perks can add up to hundreds of dollars of extra value, but only if you use them. When you’re looking at the complimentary extras during your credit card comparison, be realistic about whether or not you will be able to get value from these features so that they offset the cost of any fees.

Rewards programs

If you want to earn rewards for your credit card spending, pay attention to the type of rewards program available. Some credit cards have their own rewards programs, such as ANZ Rewards or American Express Membership Rewards. Others are linked to existing programs, such as Qantas Frequent FlyerVelocity Frequent Flyer or the Coles flybuys program.

As well as deciding which rewards program you want, think about the amount of points you will need to redeem rewards and how often you will use your credit card. This will help you choose a credit card with a rewards program that is right for you.

Rates and fees

choosing-a-credit-cardWhen you compare credit cards, the rates and fees will help you work out the overall cost of each option. Here are the key features to look at:

  • Annual fees

Credit card annual fees can range from $25 up to $700 or more. This fee is usually charged when you first activate your account, then once a year on the anniversary of your account activation.

When you’re comparing cards, think about what features will offset the cost of the annual fee so you can find one that is affordable for you. Remember some credit cards offer a $0 or lower annual fee in the first year, so check the ongoing features of the cards you compare to avoid any nasty surprises after the first year.

  • Purchase rate

This is the interest rate that’s charged for most of the transactions you make using your credit card. Standard purchase rates range from around 10% p.a. to 22% p.a. (variable) depending on the card you choose. If you regularly pay your balance in full, the purchase rate may not be a major concern, but if think you’ll carry a balance, then choosing a card with a lower interest rate will help keep the cost down.

  • Interest-free days

If you pay your balance in full each month, you can usually get up to a certain number of interest-free days on purchases during each statement period. This can help you avoid interest charges during your statement period. Usually, interest-free credit cards will offer somewhere between 25 and 62 days on new purchases.

If you plan to pay off the balance in full for every statement cycle, the number of interest-free days available could be an important factor for your credit card comparison. But remember that this feature won’t be much use if you carry a balance.

  • Cash advance rate

This interest rate is applied to “cash advance transactions” including ATM withdrawals, foreign currency exchange, bets and other gambling charges. It is usually around 19% p.a. to 22% p.a. (variable) and always applies from the time you make a cash advance transaction. While it’s a good idea to avoid making cash advances with a credit card, it’s important to consider this factor in your comparison so that you know what the potential costs will be for these types of transactions.

  • Cash advance fee

As well as applying interest to cash advance transactions, credit cards charge a one-off fee. This is usually around 2% to 3.5% of the total transaction cost, and should be checked before you get a card or use it for a cash advance. As with the cash advance interest rate, it’s good to check this fee when comparing cards so you’re aware of the cost of cash advances for any option you choose.

  • Balance transfer rate

The balance transfer interest rate applies to debts you have moved from old accounts onto your new card. Usually, a low or 0% promotional rate is offered when you transfer your balance onto a new card. When the promotional period ends, a higher, standard balance transfer rate applies. It’s important to check both the introductory rate and the standard rate when you’re comparing balance transfer credit cards so that you are aware of the costs that may apply over the short-term and the long-term.

Balance transfer fees

Some credit cards charge a one-off processing fee for balance transfers. This fee could be between 1% and 3% of the total debt you want to move to a new card. As not all cards apply this charge, it’s important to consider it when comparing balance transfer offers to make sure you find an option that’s affordable for you.

  • International transaction fee

Most credit cards apply a fee for transactions made in a foreign currency or with an overseas merchant. This fee usually adds 2% to 3.5% to international transactions. If you plan to travel with a credit card or want to use one to shop online with overseas retailers, it’s a good idea to look at cards that waive this cost or at least have a lower fee than other options you’re considering.

  • Late payment fee

Some credit card companies charge you a fee if you don’t make a payment by the due date on your statement. This charge ranges from $5 to $30 and will be added to your account balance if your payment is late. While you should always aim to pay your credit card off by the due date, checking this fee when you’re comparing credit cards can give you an idea of how each option treats late payments and may want to factor this into your final decision.

  • Overlimit fee

If you max out your credit card, you could be charged a fee of around $10 to $30. It’s important to consider this cost when comparing different cards so that you know what penalties could apply for different options. It may also help you decide on a sensible credit limit when you apply.

  • Other fees and charges

Credit cards may charge a range of other fees for different features and services, including:

  • Additional cardholder fees
  • Printed statement fees
  • Optional rewards program enrolment (i.e. for Qantas rewards)
  • Emergency card replacement

Make sure you consider these charges and when they could apply so that you know what other potential costs you may have to pay for any card you choose.

From low rate and balance transfer options to rewards credit cards, super-premium platinum and black cards or those with no fees, there are credit cards available to suit almost anyone’s needs. Now that you understand more about the different factors that need to be considered, you can start comparing credit cards and apply for one that really works for you.

Pictures: Shutterstock

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Read more on this topic

American Express Velocity Platinum Card
American Express Velocity Platinum Card

Interest rate

20.74

Annual fee

375
ANZ Platinum Credit Card - Exclusive Offer
ANZ Platinum Credit Card - Exclusive Offer

Interest rate

19.74

Annual fee

87
St.George Vertigo Platinum
St.George Vertigo Platinum

Interest rate

12.74

Annual fee

99

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32 Responses to Compare Credit Cards

  1. Default Gravatar
    DD | April 21, 2017

    Which credit cards offer ApplePay?

    • Staff
      Anndy | April 21, 2017

      Hi DD,

      Thanks for your question.

      You can compare credit cards with Apple Pay on this page.

      Cheers,
      Anndy

  2. Default Gravatar
    Bec | April 2, 2016

    I’m new to this whole credit card thing but I’m after basically a small credit card amount for personal and emergency use. I’m curious for your advice as to what would be the best one to start off with?

    Cheers.

    • Staff
      Sharon | April 4, 2016

      Hi Bec, thanks for your inquiry.

      As a financial comparison service, we’re unable to recommend any specific product, service or strategy to our users as the ‘best’ option will always depend on the individual’s financial situation and needs. I would recommend you to compare different credit cards based on the offer provided and fees involved in conjunction with your financial situations and eligibility requirements.

      You may also refer to our tips to consider when applying for your first credit card.

      I hope this has helped.

      Sharon

  3. Default Gravatar
    John | December 21, 2015

    Hi. I am searching for the best credit card that has NO capped frequent flyer points per month and also does not reduce the number of points per month after a certain $ amount is reached. Any suggestions?. Both Citi Emirates card and Virgin money cards are capping in March and April 2016 and I need to find an un-capped and unlimited card. Prefer someone linked to Velocity but will take Qantas points if no other choice. Thanks. John

    • Staff
      Debbie | December 21, 2015

      Hi John,

      Thank you for your inquiry.
      Please note that you’ve come through finder.com.au, an online comparison service and is not in the position to recommend specific issuers, products or services.

      To compare credit cards with uncapped points and no expiry, please check this page.

      I hope this helps.
      Cheers,
      Debbie

  4. Default Gravatar
    Wolfie | July 17, 2015

    Does changing to a new credit card and transferring the balance reduce the interest rate?

    • Staff
      Jonathan | July 17, 2015

      Hi Wolfie, thanks for your inquiry!

      Changing to a new balance transfer credit card can reduce the interest rate that you are currently paying. Please refer to the following link for 0% balance transfer credit cards.

      Cheers,

      Jonathan

  5. Default Gravatar
    Chris | May 3, 2015

    Hi,

    I am under 457 visa can i apply for a card that states not for temporary resident?

    Many thanks

    Kind regards,
    Chris

    • Staff
      Jonathan | May 4, 2015

      Hi Chris, thanks for your inquiry!

      For more information on which lenders/ banks provide credit card services for 457 Visa holders please see this page.

      Cheers,

      Jonathan

  6. Default Gravatar
    Leah | April 24, 2015

    Considering a credit card; no other supplementary income – $1132 p/f. Child Support additional $399 a year. Low credit rating.

    Have looked at lenders page providing information in regards to lenders who do accept centrelink as a form of income but so far I am not getting the answers I’m looking for. Only looking for a low limit so not to overspend, easy to keep track of for emergencies.

    • Staff
      Jonathan | April 30, 2015

      Hi Leah, thanks for your inquiry!

      Generally with applying for a credit card, Centrelink benefits are handled on a case by case basis by banks/ lenders. The application requirements on each credit card provide an indicator to whether you are eligible to apply. For any further inquiries it is recommended to speak to the bank directly either through customer service centre or local branch. You may like to refer to the following link for more information on lenders who accept Centrelink benefits as a form of income and other loan options. Please also refer to this page for low interest rate credit cards.

      Cheers,

      Jonathan

  7. Default Gravatar
    Sean | April 13, 2015

    Can you suggest credit card issuers who will issue cards to discharged bankrupts?

    • Staff
      Jonathan | April 14, 2015

      Hi Sean, thanks for your inquiry!

      Unfortunately there are no credit card products directly targeted to discharged bankrupts. After being discharged from bankruptcy it can be ideal to assess your current credit rating/ score by undergoing a credit repair process, more information on this process can be found on this page.

      Cheers,

      Jonathan

  8. Default Gravatar
    harry | March 11, 2015

    why do some credit cards have a fee of 1 to 2.5 balance transfer fee when others have nothing or is it hidden in fine print
    Regards

    • Staff
      Jonathan | March 11, 2015

      Hi Harry, thanks for your inquiry!

      The balance transfer fee is unique to a lender’s terms and policies. For a list of credit cards that do not have a balance transfer fee please see this page.

      Cheers,

      Jonathan

  9. Default Gravatar
    Brett | February 11, 2015

    im looking at getting credit card for my wife she nets 730 dollars a week which would be best card for her and what limit should she apply for

    • Staff
      Jonathan | February 11, 2015

      Hi Brett, thanks for your inquiry!

      There are a number of credit card categories that you can choose from including Balance transfer cards, No Annual Fee Credit Cards, Rewards cards and many more. Depending on the individual’s needs and potential benefits they are seeking the card type will vary. The compare credit card page on this page we have defined the different card types on the left hand side bar and in further detail down the page with factors to consider.

      Cheers,

      Jonathan

  10. Default Gravatar
    Alan | December 15, 2014

    which Visa or Master card gives the best reward points without any cap on points collected in a year or in a period of time?
    Also it must have a reasonable credit limit, we pay our cards every month.

    • Staff
      Elizabeth | December 15, 2014

      Hi Alan,

      Thanks for your question.

      You can compare cards with uncapped rewards points earning on this page, and cards with uncapped rewards points earning and no points expiry on this page. You can check the credit limit by clicking through to the individual review pages by clicking ‘more info’.

      I hope this has helped.

      Thanks,

      Elizabeth

Credit Cards Comparison

Rates last updated June 27th, 2017
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Virgin Australia Velocity Flyer Card - Exclusive Offer
Earn 2 Velocity Points on top of the standard earn rate per $1 spent in the first 3 months, plus a $129 Virgin Australia Gift Voucher each year.
20.74% p.a. 0% p.a. for 18 months $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Earn 1 Reward Point per $1 of eligible spend and receive complimentary travel and purchase protection insurances.
19.99% p.a. 0% p.a. for 22 months with 2% balance transfer fee $99 p.a. Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months.
0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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