In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
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AWA Alliance Bank Basic Blue Credit Card

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AWA Alliance Bank Basic Blue Credit Card - DISCONTINUED
Terms and conditions apply
Purchase rate
11.99% p.a.
Annual fee
$45 p.a.
Interest-free on purchases
Up to 55 days

Our verdict

No longer available

The AWA Alliance Bank Basic Blue Credit Card is no longer available for new applications. However, we’ve kept the information online for the benefit of existing customers and for those who are interested. Check out the current low rate credit cards here.

Pros

  • A low variable interest rate of 11.99% p.a. on purchases and cash advances
  • Up to 55 days interest-free on purchases.

Cons

  • Does not offer a rewards program or travel insurance covers

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

This low-cost credit card from AWA Alliance Bank charges the same interest rate of 11.99% on all purchase and cash advance transactions. It also has a competitive annual fee of $45 and up to 55 interest-free days on purchases.

Details

Product details

Product Name AWA Alliance Bank Basic Blue Credit Card - DISCONTINUED
Purchase rate p.a.
Purchase rate p.a.
11.99%
Interest-free period
Up to 55 days on purchases
Cash advance rate p.a. 11.99%
Min credit limit $500
Card type Visa

Eligibility

Available to temporary residents No
Joint application No

Rewards

Bonus points N/A

Fees

Annual fee
Annual fee
$45
Minimum monthly repayment 3% of the closing balance or $10, whichever is greater
Late payment fee $15

How to apply

You can apply for the AWA Alliance Bank Basic Blue Credit Card online by filling out a secure application form. To get started, make sure you meet the eligibility criteria and have all the required documents handy.

Eligibility criteria

  • Age. You must be at least 18 years old.
  • Residency. You must be an Australian citizen or permanent resident of Australia.

Card benefits

  • Low interest rates. This card charges a low interest rate of 11.99% p.a. on purchases and cash advances.
  • Visa benefits. Get access to exclusive offers on travel, entertainment, shopping and dining through Visa Offers + Perks.

Rates & fees

  • Low annual fee. The Basic Blue credit card charges a competitive annual fee of $45.
  • Up to 55 interest-free days. Get up to 55 days interest-free on purchases when you pay your balance in full by the statement due date.

Your reviews

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Ask a question

Ask a question
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Amy Finder

Editor

Hi there, looking for more information? Ask us a question.

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Sheree

June 07, 2023

I am on Centrelink payments and my partner is classed as a seasonal worker (he is a Shearer), would we qualify for a credit card?


Avatar

Amy Bradney-George Finder

June 08, 2023

Hi Sheree,

Each lender has its own eligibility requirements and credit card application process to determine if someone is eligible for a credit card and these are listed on each lender’s application page. In regards to income, some credit card brands accept Centrelink payments as part of an application. Seasonal income and supporting documentation relating to it may also be considered when lenders are assessing eligibility and minimum income requirements. You and your partner may also want to discuss options with a specific bank or credit card brand before applying to see what your options are. I hope that helps.


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