Get exclusive money-saving offers and guides
Straight to your inbox
By signing up, you agree to the Finder Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.
Coinbase Card review
Last updated:
Want a Coinbase debit card? Find out the pros and cons before signing up.
- Great for conveniently spending Coinbase funds
- Not so great for cost-effective payments
Check out our full list of pros and cons or read on.
We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .
Details
| Name | Coinbase Card |
|---|---|
| Supported fiat currencies | AUD, USD, EUR, GBP, CAD, CNY & 50+ more |
| Supported cryptocurrencies | BTC, ETH, BCH, LTC, ETC, ZRX, BAT |
| ATM fee |
Domestic: 1% if over GBP£200
International: 2% if over GBP£200 |
| International fee | 0.2-3% |
| Loading fee | None |
| Maintenance fee | None |
| Physical card? | Yes |
| App available? | Yes |
Learn more about the Coinbase Card
What is the Coinbase Card?
The Coinbase Card is a physical card you can order from Coinbase UK. With it you can use ATMs and make payments anywhere Visa cards are accepted.
If you have an account at the Coinbase cryptocurrency exchange, the Coinbase Card lets you easily spend funds in your Coinbase account.
This lets you spend the cryptocurrency in your Coinbase account like you spend your other money.
You'll need to download the Coinbase Card app for iOS or Android to use your card.
What's it like to use the Coinbase Card?
1. Getting started
You can download the Coinbase Card app on iOS or Android.
2. Using the physical card
Use your physical Coinbase Card at ATMs and where Visa cards are accepted.
Which currencies does the Coinbase Card support?
You can spend the cryptocurrencies loaded on your Coinbase account's wallet.
Fiat currencies and cryptocurrencies Coinbase supports
- Supported fiat currencies: USD, EUR, GBP
- Supported cryptocurrencies: Approximately 27 cryptocurrencies
How can I fund my Coinbase Card?
You can deposit funds onto your Coinbase account. Coinbase accepts the following payment methods:
- Bank transfer (ACH)
- Credit card
- Debit card
- Bank transfer (SEPA)
- Wire transfer
Coinbase Card fees and limits
The first fee is the plastic card issuance fee of £4.95. You'll need to have enough funds in your Coinbase account to cover that cost before you can order the card.
After that, you'll encounter the following fees when using your card for purchases or for withdrawing cash at an ATM.
Coinbase Card fees for purchases
Your fee for purchases with crypto will be made up of the cryptocurrency conversion fee, plus the relevant transaction fee for the location.
So if you make a purchase with your card outside of Europe or the UK, you'll be charged a 5.49% fee. If you make a purchase inside the UK you'll be charged only the 2.49% conversion fee.
| Fee type | When it applies | Fee |
|---|---|---|
| Cryptocurrency conversion fee | When you spend the cryptocurrency in your account and have it converted to fiat | 2.49% |
| Domestic purchase transaction fee | When you make a purchase with the card inside the UK | None |
| Intra-EEA purchase transaction fee | When you make a purchase with the card in a European Economic Area (EEA) country | 0.20% |
| International purchase transaction fee | When you make a purchase with the card outside the UK or the EEA | 3% |
| Chargeback fee | When a chargeback is processed for your card | £20 |
Coinbase Card ATM fees
The ATM fees listed here apply to both ATM withdrawals and over-the-counter cash withdrawals from bank branches. Your conversion fees will apply on top of the relevant ATM fees.
| Fee type | How much it is |
|---|---|
| Cryptocurrency conversion fee | 2.49% |
| Domestic ATM fees | None up to £200 per month, 1% for amounts beyond that |
| International ATM fees | None up to £200 (or equivalent) per month, 2% for amounts beyond that |
Coinbase Card limits
The table below shows the default limits. Note that you can change the daily spending limit by contacting Coinbase Card support.
| Limit type | Limit |
|---|---|
| Daily spending limit | £10,000 |
| Monthly purchase limit | £20,000 |
| Yearly purchase limit | £50,000 |
In a nutshell
Pros
- Convenient. Link the card to your Coinbase account and activate it, then you're good to go.
- Widely accepted. The card is accepted anywhere a standard Visa debit card is.
- Almost just like a standard debit card. It's just like a standard debit card, except for crypto. You can even tap and go with it.
Cons
- High fees. Fees range from 2.49–5.29% per transfer.
