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CEX.IO review
We currently don't have this product on Finder
- Fiat currencies
- 3
- Supported assets
- 180
Summary
Buy and sell cryptocurrency or actively trade at competitive rates on CEX.IO.
There are exchanges out there that have higher international profiles or are more upfront about what they charge their brokerage clients on the spot market, but CEX.IO gets a lot of things right, and is hard not to recommend.
From its user-friendly experience to thorough security, to the range of brokerage and trading options on offer, this is a solid offer that credibly challenges the big players in the space.
In this guide
- Review
- Details
- Product details
- Your reviews
- Ask a question
Details
Product details
| Product Name | CEX.IO |
| Fiat Currencies | USD, EUR, GBP |
| Cryptocurrencies | BTC, ETH, USDT, XRP, SOL, BNB, USDC, DOGE, ADA, TRX & 170 more |
| Deposit Methods |
Bank transfer Credit card Cryptocurrency Debit card Apple Pay |
| Trading Fee |
Maker: 0.00 – 0.15% Taker: 0.01 – 0.25% |
| Deposit Fees |
Cryptocurrency: None Credit/Debit card: 0.49% – 4.99% + service charge Bank transfer: Fees vary Apple Pay: 0.49% – 4.99% + service charge |
| Withdrawal Fees |
Cryptocurrency - Fees vary Mastercard and VISA: 0.49% – 4.99% + service charge SWIFT: 0.3% + USD $25 (min $50) Skrill: 3.99% + USD $3.00 Epay: 3.99% + USD $3.00 |
What fiat and cryptocurrencies are supported?
- Supported fiat currencies: USD, EUR, GBP
- Supported cryptocurrencies: Approximately 180 cryptocurrencies
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Supported cryptocurrencies include:
- BTC
- ETH
- XRP
- BCH
- EOS
- LTC
- ADA
- XLM
- TRX
- NEO
- MEME
- XCN
- ONG
- TRUMP
- ATOM
- IMX
- UNI
- XTZ
- USDC
- PORTAL
- DASH
- VET
- USDT
- QTUM
- BNB
- ZIL
- ONT
- ZRX
- SC
- MKR
- ANKR
- CRO
- ALGO
- ONE
- QNT
- LPT
- HBAR
- SNX
- IQ
- WBTC
- DOGE
- BAT
- LRC
- GAS
- FUN
- LINK
- HOT
- MANA
- REQ
- THETA
- PAXG
- VTHO
- AKRO
- IOTA
- CHZ
- ARB
- TIA
- OP
- APT
- COMP
- CVC
- STORJ
- ENJ
- GNO
- AGI
- REN
- DNT
- DAI
- STX
- DOT
- PHB
- BAND
- KAVA
- XDC
- CKB
- RSR
- OGN
- KSM
- COTI
- POL
Which payments methods are accepted?
Available payment methods vary per market.
- Bank transfer
- Credit card
- Cryptocurrency
- Debit card
- Apple Pay
Fees and limits
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CEX.IO's fees for trading are calculated based on how much you have traded across all pairs in the last 30 days. This is recalculated every day at midnight GMT and is inclusive of the trades you have made that day.
The fees are different depending on whether you are the maker or the taker, that is, on which side of the transaction you are on. Makers place orders, takers act as counterparties to other traders' orders.
30-Day Spot Trading Volume (USD) Maker/Taker Fee ≤ 10,000 0.25 % ≤ 100,000 0.23 % ≤ 500,000 0.19 % ≤ 1,000,000 0.17 % ≤ 2,500,000 0.15 % ≤ 5,000,000 0.13 % ≤ 10,000,000 0.11 % ≤ 20,000,000 0.10 % -
Deposit fees
Payment method Deposit fee Visa 0.49%-4.99% plus service charge Mastercard 0.49%-4.99% plus service charge Apple Pay/Google Pay 0.49%-4.99% plus service charge SWIFT 0.1% (min $10) PayPal 3.99% + $5 Withdrawal fees
CEX.IO is one of the few cryptocurrency exchanges where it is possible to make withdrawals straight to payment cards.
Payment method Withdrawal fee Visa 0.49%-4.99% plus service charge Mastercard 0.49%-4.99% plus service charge Apple Pay/Google Pay N/A SWIFT 0.3% + $25 (min $50) PayPal 3.99% + $5 -
Fees for CEX.IO's brokerage service, where it acts as your counterparty, vary according to market and network conditions, but they can get as high as 7%.
Your daily deposit and withdrawal limits are determined by the verifications you complete and the type of account you have.
How do I create an account at CEX.IO?
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Go to the account creation page, enter your email address, create a password and accept the terms of use and privacy policy.

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You'll receive a confirmation email. Open it and click the link to activate your account.

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You next need to finalise setting up your account by adding your name and date of birth, making sure they are the same as the details on the ID documents you will use to verify your account.
Now you need to verify your identity – see below.

We also strongly recommend you set up 2-factor authentication (2FA) on your account.
Staking and rewards
CEX.IO supports staking and claims, and rewards are calculated daily and distributed monthly. Staking rewards will vary by coin and may change over time.
You can currently stake the following coins on CEX.io:
- Solana
- Polygon
- Tezos
- Tron
- Cardano
- Zilliqa
- Cosmos
- Polkadot
- Flare
- Kusama
- Avalanche
- Ontology
- Kava
Additional features
If you're really serious about your trading, or work for a business that is, CEX.IO offers its CEX.IO Prime.
This is a proprietary matching engine that connects high-volume or institutional clients with liquidity providers, and it has also developed a suite of APIs to aid execution.
If you don't know what any of this means, don't worry, it's not meant for everyday retail clients, but it does speak to the seriousness of the operation.
Customer support
One of CEX.IO's strongest suits is its customer service.
Support is available 24/7, there's an online knowledge centre, dedicated support email addresses, a chatbot that becomes a live chat with a human being, and even a phone number you can ring.
This is a good show; CEX.IO even posts apologetic blog posts when the customer service pipes get clogged.
Is CEX.IO safe to use?
Regulation
CEX.IO is not regulated by the FCA in its native UK, and CEX.IO has had some run-ins with it in the past, but the FCA has long been reluctant to fully license cryptocurrency firms.
However, CEX.IO has been registered as a Money Services Businesses (MSB) with the Financial Crimes Enforcement Network (FinCEN), part of the US Department of the Treasury, and it has obtained a licence from the Gibraltar Financial Services Commission (GFSC) and Money Transmitter Licenses (MTLs) in 32 US states.
The company also has a pending application for a digital payment token service licence with the Monetary Authority of Singapore.
Verification process
As befits such an ambitious company, CEX.IO's verification process is unusually thorough.
You need to be verified to unlock these functionalities:
- Buying cryptocurrency with your debit or credit card.
- Making card deposits of up to $3,000 and withdrawals of up to $10,000 a day.
- Trading with available cryptocurrencies using market/limit orders and API tools.
- Pay with Epay, Skrill or QIWI services.
You'll need your passport, driver's licence or other government-issued ID, and users in the US will need their social security number.
CEX.IO will ask you not only for a photo of this document, but a selfie with the document, along with thorough information from the document – issue numbers, and so on.
The selfie sounds like a lot, but think of it as like a passport photo – so no sunglasses.
There are also "verified plus" and "corporate" verification levels, but most retail users won't be needing these.
Security features
There's no such thing as a totally secure cryptocurrency exchange, so bear that in mind and do take the usual security precautions regarding your own private data.
For its part, CEX.IO is accredited to a level 1 standard (the highest) for data security according to industry standards developed by leading legacy financial services and payments providers.
Compare CEX.IO against other exchanges
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseFrequently asked questions
Isn't there a British second-hand entertainment retailer called CEX?
Yes, but the two businesses are not connected.
Sources
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Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.
Thomas Finder
Journalist
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Tom Stelzer is a journalist with 6 years of experience covering personal finance, specialising in investment and cryptocurrency. With a Master of Media Arts and Production and a Bachelor of Communications in Journalism from the University of Technology Sydney, Tom provides expert analysis on digital assets and market trends, helping readers navigate the fast-evolving world of finance. See full profile