This is not an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade or use any services.
Our verdict
Everything You Need to Know Before Trading with Pepperstone Crypto
Pepperstone has successfully bridged the gap between traditional brokerage and digital assets with its new AUSTRAC-registered spot exchange. While the coin selection is currently limited to the "big players," its flat 0.1% fee and seamless AUD integration make it a top-tier choice for Australian investors who value security and simplicity over altcoin variety.
FINDER REWARDS EXCLUSIVE
Cryptocurrency
ENDS SOON
Get $150 from Finder
Sign up with Pepperstone Crypto through Finder as a new customer and make a first trade of at least $150 within 30 days of account opening. Promotion runs 1 Sep 2026 – 31 Oct 2026.
T&Cs and limits apply.
Finder Verifies that Pepperstone Crypto offered the best value on bitcoin for Australian dollars — July 2026.
Based on Finder's analysis of trading spreads and fees across Australian cryptocurrency exchanges offering a native AUD–BTC spot market via a public API (order book or broker quote). The following exchanges were sampled every four hours between 4 July and 3 August 2026: Pepperstone Crypto, CoinJar, Kraken, Independent Reserve, OKX, BTC Markets, Digital Surge, Swyftx and CoinSpot.
"Best value" was determined by the lowest average all-in trading cost (trading spread plus applicable trading fees) for an A$1,000 BTC purchase across approximately 180 sampling points over the 30-day period. Full methodology and underlying data available on request.
Analysis includes any promotional offers available during the sampling period and is limited to services offering a native AUD–BTC spot market. It does not represent the entire cryptocurrency market. This claim relates to Pepperstone Crypto's native AUD–BTC spot market only and does not apply to Pepperstone's CFD products.
Cryptocurrency prices, spreads and rankings change continuously. This claim reflects Finder's analysis over the 30-day window stated and does not represent that Pepperstone Crypto will offer the best value at the time of any specific trade. Compare current prices before trading. Verified: 3 August 2026.
Welcome offer:
Get $15 in BTC when you sign up and make your first trade. Offer ends 31 Oct 2026. T&Cs apply.
Pros
$0 minimum deposit. You can open an account with no minimum deposit.
Competitive fees. 0.1% for spot trades. They also charge zero fees for deposits or withdrawals (though third-party bank fees may apply).
Tokenised stocks. You can trade tokenised stocks via a blockchain network.
Cons
Limited customer support. There's no phone support, only online chat.
Pepperstone is a household name in the Australian forex and CFD space, but it has recently expanded into spot cryptocurrency trading. This means you can now buy and hold the underlying assets (like actual Bitcoin) rather than just speculating on price movements via derivatives.
For Australian traders, this launch is significant because it provides a "safe-haven" platform—a broker with 10+ years of history and Australian headquarters entering a market often dominated by offshore startups.
Pepperstone supported assets
Pepperstone supports over 150 cryptocurrencies, but some notable assets are missing. Namely, Lido Staked Ether, Wrapped Bitcoin and LEO Token, which are in the top 20 cryptos by market cap. In total, 16 of the top 20 cryptos are available on Pepperstone.
Popular assets on Pepperstone
supports
Bitcoin (BTC)
supports
Ethereum (ETH)
supports
Tether (USDT)
supports
XRP (XRP)
supports
BNB (BNB)
supports
Solana (SOL)
supports
USDC (USDC)
supports
Dogecoin (DOGE)
supports
TRON (TRX)
supports
Cardano (ADA)
does not support
Lido Staked Ether (STETH)
does not support
Wrapped Bitcoin (WBTC)
does not support
LEO Token (LEO)
supports
Chainlink (LINK)
supports
Avalanche (AVAX)
supports
Stellar (XLM)
supports
Toncoin (TON)
supports
Shiba Inu (SHIB)
supports
Hedera (HBAR)
does not support
USDS (USDS)
BTC
ETH
XRP
BCH
FET
LTC
ADA
XLM
TRX
USDT
ETC
BNB
DOGE
SKY
LINK
GNO
DATA
PRL
STX
DOT
XCN
CTR
TRUMP
ATOM
IMX
AI
UNI
USDC
ALGO
QNT
KAT
LIT
HBAR
SNX
HYPE
IOTA
CHZ
ARB
GENIUS
CHIP
TIA
OP
APT
TAO
COMP
PUMP
GRAM
XDC
XAUT
SOL
JST
DEEP
AR
CRV
AVAX
HNT
SAND
EGLD
AAVE
CAKE
INJ
NEAR
AXS
GRT
1INCH
DEXE
CFX
ICP
SHIB
JUP
STRK
JASMY
RAY
TON
PENDLE
GALA
LDO
MEGA
MON
MNT
FLOKI
ENS
OSMO
RON
BABY
METAX
WLD
BEAT
ZORA
KAS
BLUR
PEPE
SUI
ORDI
SEI
PYTH
JTO
ONDO
WIF
ETHFI
ENA
AERO
POPCAT
VIRTUAL
RENDER
IO
ZRO
TOSHI
EIGEN
GRASS
SYRUP
MORPHO
FARTCOIN
PENGU
S
VANA
KAIA
VVV
IP
KAITO
FLOCK
NIGHT
FHE
SPK
HOODX
TSLAX
AMZNX
NVDAX
COINX
CRCLX
GOOGLX
ASTER
XPL
FF
AAPLX
KITE
PIEVERSE
EDGE1
OPG
KAIO
RE
SPYON
QQQON
SPCXX
SLX
MSTRON
BLEND
MSFTON
AMDON
QAIT
Pepperstone fees review
Deposit and withdrawal fees
Transaction type
Fee
Deposit funds
Bank transfer and OSKO: None Cryptocurrency: None
Withdraw funds
AUD: None Cryptocurrency: Fees vary
Pepperstone uses a maker taker fee structure for spot market trading. Instant purchases incur a separate fee.
Type
Fee
Maker
0.10%
Taker
0.10%
Maker fee explained. A maker fee is the fee charged when you propose an order for other traders to take. In other words, this fee is charged when you place a limit order to sell an asset, but that order is not filled immediately.
Taker fee explained. A taker fee is a fee charged when a buy order is matched immediately with a sell order on the books. This is the fee charged when you place a market buy order.
Pepperstone deposit methods
Bank transfer
Cryptocurrency
Osko
How to sign up on Pepperstone
Before you can get started trading on Pepperstone, you'll have to go through a Know Your Customer (KYC) verification process (which usually involves proof of identification).
Get started Visit Pepperstone's site. After selecting the Get Started button, fill in the create account form.
Set up payment Before you can start trading, you have to add your bank account to your Pepperstone account. There are several options to choose from, so choose the option most compatible.
Provide identification Before you can make withdrawals and increase your transaction limits, you must submit proof of address and some additional identification. Use either a passport or a driver's license for this.
Start trading After all that is processed, you're ready to trade on Pepperstone.
Is Pepperstone safe?
Security is where Pepperstone shines compared to smaller "crypto-only" exchanges.
Regulation: Registered with AUSTRAC as a Digital Currency Exchange (DCE) and regulated by ASIC for its broader financial services.
Custody: Uses institutional-grade cold storage solutions, meaning the vast majority of user funds are kept offline and away from hackers.
Segregation: Client funds are kept in segregated accounts at Tier-1 Australian banks.
Pepperstone customer support
Pepperstone Crypto provides functional support through email and a structured Help Centre, though it currently lacks the 24/7 live chat and phone options found in the broader Pepperstone CFD ecosystem. While the platform leverages the firm’s institutional reputation for professional service, the digital-asset-specific support is more streamlined, focusing on ticket-based resolutions for account and transaction queries. As a relatively new dedicated offering, the support infrastructure is efficient for standard requests but remains less comprehensive than some long-established Australian retail exchanges.
How to reach Pepperstone customer support
Email
Live chat
Sources
Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.
Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.
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