Pepperstone Crypto Review
- Regulator registration
- AUSTRAC
- Supported assets
- 151
- Fiat currencies
- 1
Our verdict
Everything You Need to Know Before Trading with Pepperstone Crypto
Pepperstone has successfully bridged the gap between traditional brokerage and digital assets with its new AUSTRAC-registered spot exchange. While the coin selection is currently limited to the "big players," its flat 0.1% fee and seamless AUD integration make it a top-tier choice for Australian investors who value security and simplicity over altcoin variety.
Finder Verifies that Pepperstone Crypto offered the best value on bitcoin for Australian dollars — July 2026.
Pros
-
$0 minimum deposit. You can open an account with no minimum deposit.
-
Competitive fees. 0.1% for spot trades. They also charge zero fees for deposits or withdrawals (though third-party bank fees may apply).
-
Tokenised stocks. You can trade tokenised stocks via a blockchain network.
Cons
-
Limited customer support. There's no phone support, only online chat.
Details
Product details
| Product Name | Pepperstone Crypto |
| Fiat Currencies | AUD |
| Cryptocurrencies | BTC, ETH, SOL, USDC, USDT, XRP, BCH, LTC, BNB, DOGE & 141 more |
| Deposit Methods |
Bank transfer Cryptocurrency Osko |
| Trading Fee | 0.10% |
| Deposit Fees |
Bank transfer and OSKO: None Cryptocurrency: None |
| Withdrawal Fees |
AUD: None Cryptocurrency: Fees vary |
Finder Verifies that Pepperstone Crypto offered the best value on bitcoin for Australian dollars — July 2026.
About Pepperstone
Pepperstone is a household name in the Australian forex and CFD space, but it has recently expanded into spot cryptocurrency trading. This means you can now buy and hold the underlying assets (like actual Bitcoin) rather than just speculating on price movements via derivatives.
For Australian traders, this launch is significant because it provides a "safe-haven" platform—a broker with 10+ years of history and Australian headquarters entering a market often dominated by offshore startups.
Pepperstone supported assets
Pepperstone supports over 150 cryptocurrencies, but some notable assets are missing. Namely, Lido Staked Ether, Wrapped Bitcoin and LEO Token, which are in the top 20 cryptos by market cap. In total, 16 of the top 20 cryptos are available on Pepperstone.
Popular assets on PepperstonePepperstone fees review
Deposit and withdrawal fees
| Transaction type | Fee |
|---|---|
| Deposit funds | Bank transfer and OSKO: None Cryptocurrency: None |
| Withdraw funds | AUD: None Cryptocurrency: Fees vary |
Pepperstone uses a maker taker fee structure for spot market trading. Instant purchases incur a separate fee.
| Type | Fee |
|---|---|
| Maker | 0.10% |
| Taker | 0.10% |
Maker fee explained. A maker fee is the fee charged when you propose an order for other traders to take. In other words, this fee is charged when you place a limit order to sell an asset, but that order is not filled immediately.
Taker fee explained. A taker fee is a fee charged when a buy order is matched immediately with a sell order on the books. This is the fee charged when you place a market buy order.
Pepperstone deposit methods
- Bank transfer
- Cryptocurrency
- Osko
How to sign up on Pepperstone
Before you can get started trading on Pepperstone, you'll have to go through a Know Your Customer (KYC) verification process (which usually involves proof of identification).
- Get started
Visit Pepperstone's site. After selecting the Get Started button, fill in the create account form. - Set up payment
Before you can start trading, you have to add your bank account to your Pepperstone account. There are several options to choose from, so choose the option most compatible. - Provide identification
Before you can make withdrawals and increase your transaction limits, you must submit proof of address and some additional identification. Use either a passport or a driver's license for this. - Start trading
After all that is processed, you're ready to trade on Pepperstone.
About the Pepperstone app
Pepperstone has launched a dedicated Pepperstone Crypto app specifically for spot trading. It’s designed for speed and "clean" investing, avoiding the clutter of complex technical indicators found on their CFD platforms.
| App store | Rating | Total reviews |
|---|---|---|
| Google Play | No rating stars | 3 reviews with 100 downloads |
| Apple Store | 4.6 stars | 10 reviews |
Is Pepperstone safe?
Security is where Pepperstone shines compared to smaller "crypto-only" exchanges.
Regulation: Registered with AUSTRAC as a Digital Currency Exchange (DCE) and regulated by ASIC for its broader financial services.
Custody: Uses institutional-grade cold storage solutions, meaning the vast majority of user funds are kept offline and away from hackers.
Segregation: Client funds are kept in segregated accounts at Tier-1 Australian banks.
Pepperstone customer support
Pepperstone Crypto provides functional support through email and a structured Help Centre, though it currently lacks the 24/7 live chat and phone options found in the broader Pepperstone CFD ecosystem. While the platform leverages the firm’s institutional reputation for professional service, the digital-asset-specific support is more streamlined, focusing on ticket-based resolutions for account and transaction queries. As a relatively new dedicated offering, the support infrastructure is efficient for standard requests but remains less comprehensive than some long-established Australian retail exchanges.
How to reach Pepperstone customer support
- Live chat
Sources
Your reviews
Alex Finder
Publisher
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