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  • Details
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Pepperstone Crypto Review

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Pepperstone Crypto
Regulator registration
AUSTRAC
Supported assets
147
Fiat currencies
1
This is not an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade or use any services.

Our verdict

Everything You Need to Know Before Trading with Pepperstone Crypto

Pepperstone has successfully bridged the gap between traditional brokerage and digital assets with its new AUSTRAC-registered spot exchange. While the coin selection is currently limited to the "big players," its flat 0.1% fee and seamless AUD integration make it a top-tier choice for Australian investors who value security and simplicity over altcoin variety.

Pros

  • $0 minimum deposit. You can open an account with no minimum deposit.
  • Competitive fees. 0.1% for spot trades. They also charge zero fees for deposits or withdrawals (though third-party bank fees may apply).

Cons

  • Limited asset selection. It only lists a handful of major assets including Bitcoin, Ethereum, Solana, USDC, and USDT.

In this guide

  • Our verdict
  • Details
    • Product details
  • Your reviews
  • Ask a question

Details

Product details

Product Name Pepperstone Crypto
Fiat Currencies AUD
Cryptocurrencies BTC, ETH, SOL, USDC, USDT, XRP, BCH, LTC, BNB, DOGE & 137 more
Deposit Methods Bank transfer
Cryptocurrency
Osko
Trading Fee 0.10%
Deposit Fees Bank transfer and OSKO: None
Cryptocurrency: None
Withdrawal Fees AUD: None
Cryptocurrency: Fees vary

About Pepperstone

Pepperstone is a household name in the Australian forex and CFD space, but it has recently expanded into spot cryptocurrency trading. This means you can now buy and hold the underlying assets (like actual Bitcoin) rather than just speculating on price movements via derivatives.

For Australian traders, this launch is significant because it provides a "safe-haven" platform—a broker with 10+ years of history and Australian headquarters entering a market often dominated by offshore startups.

Pepperstone supported assets

Pepperstone supports over 146 cryptocurrencies. In total, Pepperstone carries 18 of the top 20 cryptos by market cap.

Popular assets on Pepperstone
supports
Bitcoin (BTC)
supports
Ethereum (ETH)
supports
Tether (USDT)
supports
XRP (XRP)
supports
BNB (BNB)
supports
Solana (SOL)
supports
USDC (USDC)
supports
Dogecoin (DOGE)
supports
TRON (TRX)
supports
Cardano (ADA)
does not support
Lido Staked Ether (STETH)
supports
Wrapped Bitcoin (WBTC)
supports
LEO Token (LEO)
supports
Chainlink (LINK)
supports
Avalanche (AVAX)
supports
Stellar (XLM)
does not support
Toncoin (TON)
supports
Shiba Inu (SHIB)
supports
Hedera (HBAR)
supports
USDS (USDS)

Pepperstone fees review

Deposit and withdrawal fees

Transaction type Fee
Deposit funds Bank transfer and OSKO: None
Cryptocurrency: None
Withdraw funds AUD: None
Cryptocurrency: Fees vary

Pepperstone uses a maker taker fee structure for spot market trading. Instant purchases incur a separate fee.

Type Fee
Maker 0.10%
Taker 0.10%

Maker fee explained. A maker fee is the fee charged when you propose an order for other traders to take. In other words, this fee is charged when you place a limit order to sell an asset, but that order is not filled immediately.

Taker fee explained. A taker fee is a fee charged when a buy order is matched immediately with a sell order on the books. This is the fee charged when you place a market buy order.

Pepperstone deposit methods

  • Bank transfer
  • Cryptocurrency
  • Osko

How to sign up on Pepperstone

Before you can get started trading on Pepperstone, you'll have to go through a Know Your Customer (KYC) verification process (which usually involves proof of identification).

  1. Get started
    Visit Pepperstone's site. After selecting the Get Started button, fill in the create account form.
  2. Set up payment
    Before you can start trading, you have to add your bank account to your Pepperstone account. There are several options to choose from, so choose the option most compatible.
  3. Provide identification
    Before you can make withdrawals and increase your transaction limits, you must submit proof of address and some additional identification. Use either a passport or a driver's license for this.
  4. Start trading
    After all that is processed, you're ready to trade on Pepperstone.

About the Pepperstone app

Pepperstone has launched a dedicated Pepperstone Crypto app specifically for spot trading. It’s designed for speed and "clean" investing, avoiding the clutter of complex technical indicators found on their CFD platforms.

App store Rating Total reviews
Google Play No rating stars 3 reviews with 100 downloads
Apple Store 4.6 stars 10 reviews

Is Pepperstone safe?

Security is where Pepperstone shines compared to smaller "crypto-only" exchanges.

Regulation: Registered with AUSTRAC as a Digital Currency Exchange (DCE) and regulated by ASIC for its broader financial services.

Custody: Uses institutional-grade cold storage solutions, meaning the vast majority of user funds are kept offline and away from hackers.

Segregation: Client funds are kept in segregated accounts at Tier-1 Australian banks.

Keeping your crypto secure

All centralised exchanges, including Pepperstone, are vulnerable to counterparty risks like hacking, theft and insolvency. Using a self-custodial or hardware wallet is widely accepted as the best way to improve the security of your funds. We've shared some of our top picks below.

Ledger Nano X Wallet

Trezor Model T Wallet

Supported assets

5,500+

Supported assets

1,000+

Price (USD)

$99

Price (USD)

$129

Pepperstone customer support

Pepperstone Crypto provides functional support through email and a structured Help Centre, though it currently lacks the 24/7 live chat and phone options found in the broader Pepperstone CFD ecosystem. While the platform leverages the firm’s institutional reputation for professional service, the digital-asset-specific support is more streamlined, focusing on ticket-based resolutions for account and transaction queries. As a relatively new dedicated offering, the support infrastructure is efficient for standard requests but remains less comprehensive than some long-established Australian retail exchanges.

How to reach Pepperstone customer support

  • Email
  • Live chat

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Sources

Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.

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