QBE Insurance Group Limited is an insurance—property & casualty business based in Australia. QBE Insurance shares (QBE) are listed on the Australian Securities Exchange (ASX) and all prices are listed in Australian Dollars. Its last market close was $8.93 – a decrease of 4.7% over the previous week. QBE Insurance has a trailing 12-month revenue of around $11.7 billion.
How to buy shares in QBE Insurance
- Compare share trading platforms. To buy shares listed in Australia, you'll need to sign up to a broker with access to the Australian Securities Exchange (ASX). Our table below can help you choose.
- Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and tax file number. Fund your account with a bank transfer, PayPal or debit card.
- Search for QBE Insurance. Find the share by name or ticker symbol: QBE. Research its history to confirm it's a solid investment against your financial goals.
- Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until QBE Insurance reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
- Decide on how many to buy. At today's price of $8.93, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs.
- Check in on your investment. Congratulations, you own a part of QBE Insurance. Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.
What's in this guide?
- QBE Insurance key stats
- Compare share trading platforms
- Is QBE Insurance stock a buy or sell?
- QBE Insurance performance over time
- Is QBE Insurance suitable for ethical investing?
- Are QBE Insurance shares over-valued?
- QBE Insurance's financials
- How volatile are QBE Insurance shares?
- Does QBE Insurance pay a dividend?
- Have QBE Insurance shares ever split?
- Other common questions
How has coronavirus impacted QBE Insurance's share price?
Since the stock market crash in March caused by coronavirus, QBE Insurance's share price has had significant negative movement.
Its last market close was $8.93, which is 40.98% down on its pre-crash value of $15.13 and 25.25% up on the lowest point reached during the March crash when the shares fell as low as $7.13.
If you had bought $1,000 worth of QBE Insurance shares at the start of February 2020, those shares would have been worth $536.63 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth $654.66.
QBE Insurance share priceUse our graph to track the performance of QBE stocks over time.
QBE Insurance shares at a glance
|Latest market close||AUDA$8.93|
|52-week range||AUDA$7.13 - AUDA$15.19|
|50-day moving average||AUDA$10.2651|
|200-day moving average||AUDA$9.3633|
|Dividend yield||AUDA$0.31 (3.21%)|
|Earnings per share (TTM)||AUDA$0.415|
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Is it a good time to buy QBE Insurance stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
QBE Insurance price performance over time
|1 week (2020-09-11)||-4.70%|
|1 month (2020-08-18)||-17.31%|
|3 months (2020-06-18)||0.45%|
|6 months (2020-03-18)||6.31%|
|1 year (2019-09-18)||-28.96%|
|2 years (2018-09-18)||-19.26%|
|3 years (2017-09-18)||-14.22%|
|5 years (2015-09-18)||-32.65%|
Is QBE Insurance under- or over-valued?
Valuing QBE Insurance stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of QBE Insurance's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
QBE Insurance's P/E ratio
QBE Insurance's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 16x. In other words, QBE Insurance shares trade at around 16x recent earnings.
That's relatively low compared to, say, the P/E ratio for the ASX over the 12 months to December 2019 (32.14). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
QBE Insurance's EBITDA
QBE Insurance's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $1.1 billion (£615 million).
The EBITDA is a measure of a QBE Insurance's overall financial performance and is widely used to measure a its profitability.
QBE Insurance financials
|Revenue TTM||$11.7 billion|
|Gross profit TTM||$1.1 billion|
|Return on assets TTM||-0.48%|
|Return on equity TTM||-7.37%|
|Market capitalisation||$13.8 billion|
TTM: trailing 12 months
QBE Insurance's environmental, social and governance track record
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like QBE Insurance.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
QBE Insurance's total ESG risk score
Total ESG risk: 21.08
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and QBE Insurance's overall score of 21.08 (as at 07/31/2020) is pretty good – landing it in it in the 37th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like QBE Insurance is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
QBE Insurance's environmental score
Environmental score: 0.43/100
QBE Insurance's social score
Social score: 6.28/100
QBE Insurance's governance score
Governance score: 8.88/100
QBE Insurance's controversy score
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. QBE Insurance scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that QBE Insurance has, for the most part, managed to keep its nose clean.
Environmental, social, and governance (ESG) summary
|Total ESG score||21.08|
|Total ESG percentile||37.2|
|Level of controversy||2|
QBE Insurance share dividends
Dividend payout ratio: 86.19% of net profits
Recently QBE Insurance has paid out, on average, around 86.19% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.21% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), QBE Insurance shareholders could enjoy a 3.21% return on their shares, in the form of dividend payments. In QBE Insurance's case, that would currently equate to about A$0.31 per share.
QBE Insurance's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
The latest dividend was paid out to all shareholders who bought their shares by 19 August 2020 (the "ex-dividend date").
Have QBE Insurance's shares ever split?
QBE Insurance's shares were split on 11 October 2001.
QBE Insurance share price volatility
Over the last 12 months, QBE Insurance's shares have ranged in value from as little as $7.13 up to $15.19. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (AU average) beta is 1, while QBE Insurance's is 1.0633. This would suggest that QBE Insurance's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
QBE Insurance overview
QBE Insurance Group Limited underwrites general insurance and reinsurance risks for personal, business, corporate, and institutional customers. The company offers range of commercial, personal, and specialty products, such as commercial and domestic property, motor and motor casualty, agriculture, public/product liability, professional indemnity, workers' compensation, marine, energy and aviation, accident and health, financial and credit, and other insurances, as well as risk management solutions. It also manages Lloyd's syndicates, as well as offers investment management services. The company serves in North America, Australia Pacific, and internationally. QBE Insurance Group Limited was founded in 1886 and is headquartered in Sydney, Australia.
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