The value of your investments can fall as well as rise and you may get back less than you invested. Past performance is no indication of future results.
Mastercard Inc is a credit services business with stocks listed in the US. Mastercard shares (MA) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was US$553.73 – an increase of 1.61% over the previous week. Here's how to invest if you're based in Australia.
How to buy shares in Mastercard
- Compare share trading platforms. To buy shares in a company listed in the US from Australia you'll need to find a trading platform that offers access to US stock markets. Look for a platform with low brokerage and foreign exchange fees.
- Open and fund your brokerage account. Complete an application with your personal and financial details, which will typically include your ID and tax file number. Fund your account with a bank transfer, credit card or debit card.
- Search for Mastercard. Find the share by name or ticker symbol: MA. Research its history to confirm it's a solid investment that matches your financial goals.
- Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Mastercard reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying using consistent intervals and amounts.
- Decide on how many to buy. At last close price of US$553.73, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs. You may be able to buy a fractional share of Mastercard, depending on your broker.
- Check in on your investment. Congratulations, you own a part of Mastercard. Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights.
Compare trading platforms to buy Mastercard shares
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseFinder Score for share trading platforms
We've scored over 30 share trading platforms assessing them for their core features, fees, customer experience and accessibility. Our experts give each platform a score out of 10.
Have Mastercard's shares ever split?
Mastercard's shares were split on a 10:1 basis on 21 January 2014. So if you had owned 1 share the day before the split, the next day you would own 10 shares. This wouldn't directly have changed the overall worth of your Mastercard shares – just the quantity. However, indirectly, the new 90% lower share price could have impacted the market appetite for Mastercard shares which in turn could have impacted Mastercard's share price.
Mastercard shares at a glance
Information last updated 2025-12-01.
| 52-week range | US$463.6125 - US$600.9766 |
|---|---|
| 50-day moving average | US$559.0782 |
| 200-day moving average | US$560.1273 |
| Target price | US$656.5056 |
| PE ratio | 34.7141 |
| Dividend yield | US$3.04 (0.55%) |
| Earnings per share (TTM) | US$15.67 |
Use the fields above to explore the returns from a historical investment. Please refer to the charts further up this page to see performance over 5 years, or other periods. Past performance doesn't indicate future results. Capital is at risk.
Mastercard price performance over time
Historical closes compared with the last close of $553.73
| 1 week (2025-11-26) | 1.61% |
|---|---|
| 1 month (2025-11-04) | 0.18% |
| 3 months (2025-09-04) | -7.04% |
| 6 months (2025-06-04) | -5.20% |
| 1 year (2024-12-04) | 6.25% |
|---|---|
| 2 years (2023-12-04) | 35.64% |
| 3 years (2022-12-02) | 53.79% |
| 5 years (2020-12-04) | 60.80% |
Is it a good time to buy Mastercard stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. However, this is not a recommendation. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Is it worth buying Mastercard stock?
Valuing Mastercard stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Mastercard's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Mastercard's P/E ratio
Mastercard's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 35x. In other words, Mastercard shares trade at around 35x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
Mastercard's PEG ratio
Mastercard's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.7885. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Mastercard's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Mastercard's EBITDA
Mastercard's EBITDA (earnings before interest, taxes, depreciation and amortisation) is US$19.6 billion (£14.8 billion).
The EBITDA is a measure of a Mastercard's overall financial performance and is widely used to measure stock profitability.
Mastercard share price volatility
Over the last 12 months, Mastercard's shares have ranged in value from as little as US$463.6125 up to US$600.9766. A popular way to gauge a stock's volatility is its "beta".
Beta measures a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Mastercard's is 0.868. This would suggest that Mastercard's shares are less volatile than average (for this exchange).
Mastercard financials
| Revenue TTM | US$31.5 billion |
|---|---|
| Operating margin TTM | 59.8% |
| Gross profit TTM | US$31.5 billion |
| Return on assets TTM | 23.05% |
| Return on equity TTM | 184.86% |
| Profit margin | 45.28% |
| Book value | 8.781 |
| Market capitalisation | US$491.8 billion |
| EBITDA | US$19.6 billion |
TTM: trailing 12 months
Mastercard share dividends
Dividend payout ratio: 18.91% of net profits
Recently Mastercard has paid out, on average, around 18.91% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0.56% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Mastercard shareholders could enjoy a 0.56% return on their shares, in the form of dividend payments. In Mastercard's case, that would currently equate to about $3.04 per share.
While Mastercard's payout ratio might seem low, this can signify that Mastercard is investing more in its future growth.
Mastercard's most recent dividend payout was on 6 November 2025. The latest dividend was paid out to all shareholders who bought their shares by 8 October 2025 (the "ex-dividend date").
Mastercard's environmental, social and governance track record
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Mastercard.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Mastercard's total ESG risk score
Total ESG risk: 20.62
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Mastercard's overall score of 20.62 (as at 12/31/2018) is excellent – landing it in it in the 15th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Mastercard is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Mastercard's environmental score
Environmental score: 2.06/100
Mastercard's environmental score of 2.06 puts it squarely in the 5th percentile of companies rated in the same sector. This could suggest that Mastercard is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Mastercard's social score
Social score: 8.68/100
Mastercard's social score of 8.68 puts it squarely in the 5th percentile of companies rated in the same sector. This could suggest that Mastercard is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Mastercard's governance score
Governance score: 9.88/100
Mastercard's governance score puts it squarely in the 5th percentile of companies rated in the same sector. That could suggest that Mastercard is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Mastercard's controversy score
Controversy score: 4/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. Mastercard scored a 4 out of 5 for controversy – the second-lowest score possible, reflecting that Mastercard has a damaged public profile.
Environmental, social, and governance (ESG) summary
Mastercard Inc was last rated for ESG on: 2019-01-01.
| Total ESG score | 20.62 |
|---|---|
| Total ESG percentile | 14.88 |
| Environmental score | 2.06 |
| Environmental score percentile | 5 |
| Social score | 8.68 |
| Social score percentile | 5 |
| Governance score | 9.88 |
| Governance score percentile | 5 |
| Level of controversy | 4 |
Mastercard overview
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers integrated products and value-added services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from a physical card and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs and financial institutions to help governments and nonprofits, as well as enables various cross-border payment flows. Further, it provides security solutions; personalization, issuer and merchant loyalty, and marketing services; advanced analytics, business intelligence, economic and location-based insights, payments consulting, and operational insights services; processing and gateway solutions; and open banking services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.
Frequently asked questions
Sources
More resources on Finder
Ask a question
More guides on Finder
-
Best short term investments in Australia for 2025
If you have funds to invest for 2 or years or less, you can safely earn up to 5% p.a. through a high interest savings account, bonds or ETFs.
-
The best ASX penny stocks (updated weekly)
Best performers included European Metals Holdings, True North Copper and Cobre.
-
How to buy Washington H. Soul Pattinson and Company shares in Australia
Steps to owning and managing Washington H. Soul Pattinson and Company shares from in Australia.
-
How to invest in copper in Australia
Copper is an industrial metal with many applications. Here’s what you should consider before investing.
-
How to invest in financial stocks in Australia
Financial stocks drive the economy and affect many aspects of a consumer’s economic life.
-
How to invest in the S&P 500
Find out the different ways you can invest in the S&P 500 index from Australia.
-
How to buy Viva Energy shares in Australia
Steps to owning and managing Viva Energy shares from in Australia.
-
How to buy Wells Fargo shares in Australia
Steps to owning and managing Wells Fargo shares from in Australia.
-
How to buy Visa shares in Australia
Steps to owning and managing Visa shares from in Australia.
-
How to invest in cannabis stocks
Just 5 years ago, few investors took cannabis stocks seriously; today, as billions of dollars pour into the sector, few doubt that it will be one of the next big disruptors.