Westpac Personal Loans

Westpac offers a complete suite of personal and car loans. Interest rates depend on the product you choose and fees apply.

3.8 ★★★★★ (36 reviews) Write a review
Westpac

Compare Westpac personal loans

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Finder Score Interest rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Rewards Monthly Repayment
Westpac logo
Finder score
Westpac Unsecured Personal Loan
Fixed1 - 7 Years $4,000 - $50,000
Finder score
Interest Rate (p.a.)
7.00%
to 21.99%
Comp. Rate (p.a.)
8.41%
to 23.28%
Application Fee
$250
Monthly Fee
$15
Monthly Repayment
$949.03
More info
Compare product selection
Westpac logo
Finder score
Westpac Flexi Loan
Variable1 - 5 Years $4,000 - $50,000
Finder score
Interest Rate (p.a.)
18.99%
Application Fee
$150
Monthly Fee
$12
Monthly Repayment
$1,117.03
More info
Compare product selection
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Showing 2 of 2 results

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What do Australians think of Westpac personal loan?

  • 3.73/5 overall for Customer Satisfaction - lower than the average of 4
  • 3.82/5 for Trust - lower than the average of 4.2
  • 3.78/5 for Customer Service - lower than the average of 4.05

Based on Westpac personal loan scores in Finder's 2024 & 2025 Customer Satisfaction Awards.

How to apply for a Westpac personal loan

Applying online is a straightforward process. You'll need to meet general eligibility requirements including:

  • Being at least 18 years of age
  • Being an Australian citizen or a permanent resident of Australia
  • Being in paid employment
You'll need to provide current address details and evidence of employment. Having a good credit history improves your chance of approval.

Sources

Richard Fairbairn's headshot
Assistant publisher

Richard Fairbairn is Finder’s associate publisher for personal loans. He has been helping people make better financial decisions for over five years. Away from his desk, Richard enjoys all things musical and camping, preferably both at once. See full bio

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26 Responses

    Default Gravatar
    peterAugust 29, 2014

    hi i am on a dsp i get around 960pf before rent and bills/food so leave me about 450 something around there. now my question is i am going for my first time provisional license i am looking to borrow a $5000 loan to buy my very first car is there any bank or lending branch can offer me this sort of cash i can make per fortnight repayments no issue
    thank you

      Shirley Liu's headshotFinder
      ShirleySeptember 1, 2014Finder

      Hi Peter,

      Thanks for your question.

      We have a list of lenders offering Centrelink loans that may be able to consider you for a loan. Please use our table to know which lender suits you. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.

      All the best,
      Shirley

    Default Gravatar
    demetJuly 16, 2014

    I have a 160.000 cash and I am a disability pension single mum for 3 kids ages are 10,8,1 years old
    can I get home loan from Westpac and how much I can my fortnightly family and pension payments are all 1300.00
    please let me know

      Shirley Liu's headshotFinder
      ShirleyJuly 17, 2014Finder

      Hi Demet,

      Thanks for your question.

      You’ve come through to finder.com.au, is an online comparison service. We are not directly affiliated with Westpac and we don’t handle any applications.

      These types of applications are handled on a case by case basis, so it’s probably best to speak to the customer service team at Westpac to enquire about your eligibility.

      Cheers,
      Shirley

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