Westpac Personal Loans
Westpac offers a complete suite of personal and car loans. Interest rates depend on the product you choose and fees apply.
Key takeaways
- Westpac offers two personal loans a fixed rate option and a higher rate variable Flexi Loan.
- Westpac personal loans often include application fees and monthly fees; customer satisfaction is below average.
- Applicants typically need to be 18+ with paid employment for loans up to $50,000 for up to seven years.
What different scores mean
9+
Excellent
The crème de la crème of personal loans. These products offer the lowest cost loans accompanied by the best features.
7+
Great
Slightly higher in cost and fewer features, but these products are still competitive.
5+
Standard
Typically offering above average rates and possibly lacking in the features department.
0+
Basic
The least competitive in terms of both cost and features.
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How to apply for a Westpac personal loan
Applying online is a straightforward process. You'll need to meet general eligibility requirements including:
- Being at least 18 years of age
- Being an Australian citizen or a permanent resident of Australia
- Being in paid employment
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hi i am on a dsp i get around 960pf before rent and bills/food so leave me about 450 something around there. now my question is i am going for my first time provisional license i am looking to borrow a $5000 loan to buy my very first car is there any bank or lending branch can offer me this sort of cash i can make per fortnight repayments no issue
thank you
Hi Peter,
Thanks for your question.
We have a list of lenders offering Centrelink loans that may be able to consider you for a loan. Please use our table to know which lender suits you. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
All the best,
Shirley
I have a 160.000 cash and I am a disability pension single mum for 3 kids ages are 10,8,1 years old
can I get home loan from Westpac and how much I can my fortnightly family and pension payments are all 1300.00
please let me know
Hi Demet,
Thanks for your question.
You’ve come through to finder.com.au, is an online comparison service. We are not directly affiliated with Westpac and we don’t handle any applications.
These types of applications are handled on a case by case basis, so it’s probably best to speak to the customer service team at Westpac to enquire about your eligibility.
Cheers,
Shirley