Plenti Loans

Plenti is one of Australia's leading providers of consumer loans. You can get a car loan or a green loan, as well as a rate estimate before you apply. Their rates are also personalised, which can mean a lower interest rate if you have a good credit score.

Plenti

Compare Plenti personal loans

Finder Score Interest rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
Plenti logo
Finder score
Plenti Variable Rate Personal Loan
Variable1 - 2 Years $5,000 - $75,000
Finder score
Interest Rate (p.a.)
6.17%
to 24.09%
Comp. Rate (p.a.)
6.17%
to 25.08%
Application Fee
$0 - $699
Monthly Fee
$0
Monthly Repayment
$936.29
View details
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Plenti logo
Finder score
Plenti Personal Loan
Fixed1 - 7 Years $5,000 - $75,000
Finder score
Interest Rate (p.a.)
6.17%
to 24.09%
Comp. Rate (p.a.)
6.17%
to 25.08%
Application Fee
$0 - $699
Monthly Fee
$0
Monthly Repayment
$936.29
View details
Compare product selection
Plenti logo
Finder score
Plenti Green Loan
Fixed3 - 10 Years $2,000 - $45,000
Finder score
Interest Rate (p.a.)
9.49%
Comp. Rate (p.a.)
10.60%
Application Fee
Monthly Fee
$8.99
Monthly Repayment
$969.84
View details
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Plenti logo
Finder score
Finder score
Interest Rate (p.a.)
7.49%
to 8.49%
Comp. Rate (p.a.)
8.33%
to 9.33%
Application Fee
$0 - $699
Monthly Fee
$0
Monthly Repayment
$954.79
View details
Compare product selection
Plenti logo
Finder score
Plenti Variable Rate Personal Loan - Excellent Credit
Variable1 - 2 Years $5,000 - $65,000
Finder score
Interest Rate (p.a.)
7.49%
to 8.49%
Comp. Rate (p.a.)
8.33%
to 9.33%
Application Fee
$0 - $699
Monthly Fee
$0
Monthly Repayment
$954.79
View details
Compare product selection
Plenti logo
Finder score
Finder score
Interest Rate (p.a.)
6.17%
to 6.17%
Comp. Rate (p.a.)
6.17%
to 6.17%
Application Fee
$0 - $699
Monthly Fee
$0
Monthly Repayment
$936.29
View details
Compare product selection
Plenti logo
Finder score
Finder score
Interest Rate (p.a.)
9.99%
to 10.85%
Comp. Rate (p.a.)
11.99%
to 12.86%
Application Fee
$0 - $699
Monthly Fee
$0
Monthly Repayment
$990.43
View details
Compare product selection
Plenti logo
Finder score
Plenti Fixed Rate Personal Loan - Good Credit
Fixed3 - 7 Years $5,000 - $65,000
Finder score
Interest Rate (p.a.)
12.99%
to 13.87%
Comp. Rate (p.a.)
14.99%
to 15.86%
Application Fee
$0 - $699
Monthly Fee
$0
Monthly Repayment
$1,034.22
View details
Compare product selection
Plenti logo
Finder score
Plenti Fixed Rate Personal Loan - Average Credit
Fixed3 - 7 Years $5,000 - $65,000
Finder score
Interest Rate (p.a.)
14.99%
to 15.96%
Comp. Rate (p.a.)
17.99%
to 18.99%
Application Fee
$0 - $699
Monthly Fee
$0
Monthly Repayment
$1,064.04
View details
Compare product selection
Plenti logo
Finder score
Finder score
Interest Rate (p.a.)
18.99%
to 20.00%
Comp. Rate (p.a.)
24.09%
to 25.08%
Application Fee
$0 - $699
Monthly Fee
$0
Monthly Repayment
$1,125.15
View details
Compare product selection
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Finder Awards badge

Plenti scored in the Finder Awards

The Plenti Variable Rate Personal Loan was highly commended for Best Unsecured Personal Loan in the 2026 Finder Awards.

Full list of 2026 winners

Need a lower rate on your loan?

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How to apply for a Plenti personal loan

Applying online is a straightforward process. You'll need to meet general eligibility requirements including:

  • Being at least 18 years of age
  • Being an Australian citizen or a permanent resident of Australia
  • Being in paid employment
You'll need to provide current address details and evidence of employment. Having a good credit history improves your chance of approval. Lenders often have additional requirements, which you'll be told during the application process.

Compare other products from Plenti

Sources

Rebecca Pike's headshot
Written by

Editor, Money

Rebecca Pike is Finder’s money editor, with over 7 years of experience in mortgages and personal finance. A frequent TV and radio commentator, she frequently appears on Sunrise and 7News, Today and 9News, as well as Sky News, Channel 10 and across radio and print. Rebecca previously served as Editor of Mortgage Professional Australia. She has a Master’s degree in Journalism as well as ASIC-recognised certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, which comply with ASIC guidelines. See full bio

Rebecca's expertise
Rebecca has written 296 Finder guides across topics including:
  • Home loans
  • Personal Loans
  • Car Loans
  • Cost of living
  • Budgeting

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