IMB Personal Loans

Plan your next holiday, buy your next car, or make those home improvements you’ve been wanting to do – all with IMB.

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IMB

Key takeaways

  • IMB offers secured and unsecured personal loans plus a line of credit.
  • Secured personal loans often have a lower interest rate, starting from 6.99% p.a.
  • Loan amounts vary from $500 for a line of credit up to $75,000 for a secured loan.

Compare IMB personal loans

3 of 3 results
Checked 6 November 2026
$
years
Finder Score Interest rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
IMB logo
Finder score
7.6 Great
IMB Secured Personal Loan
Fixed1 - 7 Years $2,000 - $75,000
Finder score
7.6 Great
Interest Rate (p.a.)
6.99%
Comp. Rate (p.a.)
7.34%
Application Fee
$250
Monthly Fee
$0
Monthly Repayment
$625.17
View details
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IMB logo
Finder score
6.7 Standard
IMB Unsecured Personal Loan
Fixed1 - 7 Years $2,000 - $50,000
Finder score
6.7 Standard
Interest Rate (p.a.)
9.24%
Comp. Rate (p.a.)
9.60%
Application Fee
$250
Monthly Fee
$0
Monthly Repayment
$646.21
View details
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IMB logo
Finder score
6.4 Standard
IMB Personal Line of Credit
Variable $500 - $20,000
Finder score
6.4 Standard
Interest Rate (p.a.)
13.85%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$682.10
View details
Compare product selection
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How to apply for a IMB personal loan

Applying online is a straightforward process. You'll need to meet general eligibility requirements including:

  • Being at least 18 years of age
  • Being an Australian citizen or a permanent resident of Australia
  • Being in paid employment
You'll need to provide current address details and evidence of employment. Having a good credit history improves your chance of approval. Lenders often have additional requirements, which you'll be told during the application process.

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2 Responses

    Mark's avatar
    MarkAugust 16, 2014

    I am self employed but don’t have my financials completed as yet but my accountant has interim figures and has provided a letter stating my income. Is this sufficient proof of income for a PL?

      Shirley Liu's headshotFinder
      ShirleyAugust 18, 2014Finder

      Hi Mark,

      Thanks for your question.

      This may not be enough documentation; most lenders need a copy of your tax returns as well. If you have any questions about this, please speak directly to IMB.

      All the best,
      Shirley

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