In this guide

  • Review
  • Details
    • Product details
  • How does the Aussie Personal Loan work?
  • How to Apply?
  • Features of Aussie Personal Loan
  • Compare other personal loan
  • Your reviews
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Aussie Personal Loan

Aussie Personal Loan

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

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Interest Rate (p.a.)
12.99%
Comp. Rate (p.a.)
13.94%
Min Loan Amount
$3,000

Summary

This personal loan comes with a low minimum amount and a fixed interest rate. Establishment fees and ongoing fees apply.

  • Aussie is no longer offering its personal loans to new customers. You can compare your other personal loan options here.

The Aussie Personal Loan offers fixed repayment amounts and repayment schedules tailored to fit your budget. The minimum borrowing amount is $3,000, with loan terms between 1 to 7 years. You can choose the standard monthly repayment schedule. Or you can make repayments weekly or fortnightly, depending on your budget. This loan is unsecured and there is a penalty for paying off the loan early. Establishment fees are $199, and an ongoing $10 administration fee applies each month.

Pros

  • Interest rates from 12.99% p.a.* comparison rate 13.94%#
  • Quick and easy to apply online
  • Flexible repayment options.

Cons

  • Unavoidable application fee of $199
  • $10 monthly service fee.
  • Can not be used for investment or business use

In this guide

  • Review
  • Details
    • Product details
  • How does the Aussie Personal Loan work?
  • How to Apply?
  • Features of Aussie Personal Loan
  • Compare other personal loan
  • Your reviews

Details

Product details

Product Name Aussie Personal Loan
Interest Rate (p.a.) 12.99%
Comp. Rate (p.a.) 13.94%
Interest Rate Type Fixed
Min Loan Amount $3,000
Loan Security Secured

How does the Aussie Personal Loan work?

The Aussie Personal Loan can be used for a variety of purposes including holidays, weddings, cars, renovations or debt consolidation. The loan comes with a fixed interest rate of 12.99% p.a. so your repayments are locked in to keep your finances simple. The Aussie Personal Loan is unsecured so you won't have to put any of your assets up as collateral. Keep in mind that paying off your loan early will attract a fee.

How to Apply?

If the Aussie Personal Loan sounds like the right option for you, click "Go to Site" to be transferred to Aussie's secure online application form. In order to be approved you must:

  • Be 18 years or older
  • Have permanent residency in Australia
  • Be working in a consistent job that pays more than $24,000 p.a.
  • Have had a clean credit history for the past five years

Have the following on hand to complete your application:

  • Your driver's licence or proof of residency
  • Details of your financial situation including income, assets, expenses and liabilities
  • Proof of employment including details of your employer and tax returns

It will take approximately 15 minutes to complete the online application form. You do not need to be a current customer of Aussie to apply.

The Aussie Personal Loan offers reliability and peace of mind with a fixed rate and repayment options. Click "Go to Site" if it sounds like the right loan for your next purchase.

Features of Aussie Personal Loan

  • Fixed interest rate. The Aussie Personal Loan features a fixed rate from 12.99% p.a. for the life of the loan (comparison rate of 13.94% p.a.).
  • Fees and charges. There is a $199 establishment fee and an ongoing administration fee of $10 per month. If you choose to pay off your loan early, there is also an early termination fee.
  • Loan terms. Choose a loan term between 1 to 7 years.
  • Loan amount. The minimum loan amount to qualify for the advertised fixed interest rate is $3,000.
  • Repayment options. Standard repayments are monthly but you can choose to make them weekly or fortnightly to line up with your budgeting preferences.

Compare other personal loan

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1 - 8 of 8
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
NOW Finance No Fee Unsecured Personal Loan
Finder award winnerFixed18 Months - 7 Years $5,000 - $50,000
Interest Rate (p.a.)
6.75%
to 26.95%
Comp. Rate (p.a.)
6.75%
to 26.95%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$922.89
Go to siteMore Info
OurMoneyMarket Personal Loan
Fixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
1.50% - 6%
min. $250
Monthly Fee
$0
Monthly Repayment
$934.23
Go to siteMore Info
Harmoney Unsecured Personal Loan
Finder award winnerFixed3 - 7 Years $2,000 - $70,000
Interest Rate (p.a.)
5.76%
to 24.03%
Comp. Rate (p.a.)
6.55%
to 24.98%
Application Fee
$275 - $575
Monthly Fee
$0
Monthly Repayment
$926.83
Go to siteMore Info
Citi Personal Loan Plus
Variable3 - 5 Years $2,000 - $55,000
Interest Rate (p.a.)
10.90%
Comp. Rate (p.a.)
11.19%
Application Fee
$199
Monthly Fee
$10
Monthly Repayment
$997.25
Go to siteMore Info
Special Offer: Monthly Fee of $10 waived for applications submitted before 30 June 2024.
Latitude Variable Rate Personal Loan
Variable2 - 7 Years $5,000 - $70,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.37%
to 30.69%
Application Fee
$0
Monthly Fee
$13
Monthly Repayment
$973.85
Go to siteMore Info
Special Finder offer: $395 establishment fee waived for approved personal loan applications submitted through Finder. Latitude may withdraw offer at any time. T&Cs apply.
NAB Personal Loan Unsecured Fixed
Fixed1 - 7 Years $5,000 - $55,000
Interest Rate (p.a.)
6.99%
to 20.49%
Comp. Rate (p.a.)
7.91%
to 21.33%
Application Fee
$150
Monthly Fee
$10
Monthly Repayment
$940.81
Go to siteMore Info
NAB Personal Loan Unsecured Variable Rate
Variable1 - 7 Years $5,000 - $55,000
Interest Rate (p.a.)
6.99%
to 20.49%
Comp. Rate (p.a.)
7.91%
to 21.33%
Application Fee
$150
Monthly Fee
$10
Monthly Repayment
$940.81
Go to siteMore Info
ING Personal Loan
Finder award winnerFixed2 - 7 Years $5,000 - $60,000
Interest Rate (p.a.)
6.89%
to 18.99%
Comp. Rate (p.a.)
7.10%
to 19.23%
Application Fee
$150
Monthly Fee
$0
Monthly Repayment
$929.43
Go to siteMore Info
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