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Insurance covers you in case something goes wrong. It can be particularly important when you are riding your new motorcycle on the roads of Queensland, where there may be inclement weather and lots of tourists learning to drive on the left hand side.
This article will explain what kinds of insurance you can get, how to save money on insurance for your motorcycle, and a few quirks related to insuring your ride in Queensland.
Below are a range of policies available to Queensland motorists. See how they stack up against each other and find out if there is a policy that suits you best.
Queensland is one of Australia's most beautiful states. With so many incredible places to visit, it's really important you have the right motorcycle insurance in place or risk serious out of pocket expenses.
There are a few things you should consider getting cover for if you live in the Sunshine State.
Compulsory third party (CTP) insurance is a requirement when registering your vehicle in Australia. It’s often built into insurance policies. However, Queensland drivers have the option of choosing where they want to take out CTP insurance.
Queenslanders should also consider getting cover for keeping their bikes in storage. The state has temperamental weather, and while southern states may have the occasional storm, Queensland has cyclones which are far more damaging than regular storms. Storage is vitally important in these instances.
Comprehensive | Fire and Theft | Third Party Property Damage | |
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Theft |
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New for new replacement |
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Storm |
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Car hire after theft or damage |
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Accidental damage |
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Storm |
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Damaged or stolen riding apparel |
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Note that this is just a general overview of what your policy might cover. Before buying, be sure to check the PDS to make sure you know what you're covered for.
Some factors that affect your premium are out of your control, but others can be managed. Here are a few points to consider if you want to reduce the price of your insurance:
Insuring your two wheels in Queensland is just as easy and inclusive as anywhere else in Australia. There are many great rides to take in Queensland, from winding your way through lush rainforest to exploring the open roads in the west. It’s a good idea to get that ride insured, to cover you if anything unexpected happens.
Picture: Shutterstock
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