Max Finance Personal Loan

Important Information

Max Finance no longer accepts personal loan applications as their personal finance products are no longer available. The information provided and loan mentioned cannot be applied for, however, the information on this page has been kept for the benefit of existing customers and for those who are interested.

This is a snapshot of this page as it appeared on the 26th June 2017.

You can compare other short term loan options in our comparison tables.

Apply for up to $5,000 and have approved funds in your acccount today. Bad credit applicants considered.

Max Finance offers a simple and quick application process for large loan amounts. You can complete a three-question initial assessment to find out if you may be eligible for a loan, and if you are eligible the pre-approval process only takes five minutes. You won't necessarily be disqualified for bad credit.

Main points to consider with the Max Finance Personal Loan

You can apply for between $2,000 and $5,000. The interest rate depends on your application and your assessed risk. You are able to repay the loan early without penalty.

You can apply for a loan and find out if you’ve been approved within five minutes, and if the loan is settled before noon you can receive the money on the same day.

What are some of the benefits of a Max Finance loan?

  • Large loan amounts. You can apply for a loan between $2,000 and $5,000, making it suitable for a range of borrowing needs.
  • Quick turnaround time. You’ll know if you’ve been approved within five minutes, and if the loan is settled before noon you can receive the funds in your account on the same business day.
  • Loan term. You’ll have up to 1 year(s) to pay back your loan amount.
  • Flexible eligibility. Max Finance will consider you even if you have a history of bad credit. If you don’t meet their eligibility criteria, you can apply with a person who does meet the criteria to help your application.
  • Easy application. You can apply online at any time and find out if you’ve been approved.
  • Repayments. You can pay your loan back in weekly, fortnightly or monthly instalments and the repayments will be deducted directly from your bank account.
  • Loan costs. Max Finance doesn’t have a standard interest rate for their loans. Rather, you’ll be approved for an interest rate based on various risk factors determined in your application. You’ll be given this interest rate to agree to before approval. Interest rate and comparison rate will vary based on risk factors. On final approval an interest rate will be provided to you for consideration
  • Early repayment available. You can repay your loan early without penalty.

How you can apply for the Max Finance Personal Loan

To apply for a loan with Max Finance, click "Go to site" to get the application process started. The pre-approval form is a no-obligation process and you will know if you have been approved within minutes. In order to be eligible, you’ll need to meet the following criteria:

  • Asset requirements. You’ll need to own an asset. This asset can either be a registered motor vehicle or a real estate property. If you own either of these on finance that still accepted.
  • Income requirements. You need to earn a minimum of $500 after tax and you cannot be on Newstart, Austudy or Youth Allowance.
  • Credit requirements. As mentioned, you can still apply if you have bad credit history.

If you can’t meet the above criteria, you can apply with a person who does meet it. This person can be a spouse, your parents or even a good friend. After you’ve been pre-approved, you’ll need to email or fax the following documents in order to receive your money:

  • One recent payslip or a letter from your employer
  • The last two months of your bank transactions
  • Your car registration details and/or council rate
  • Your driver’s licence, passport or photo card

Max Finance's Personal Loan is a competitive offering to consider, but remember to compare all of the options available to you before you apply.

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45 Responses

  1. Default Gravatar
    ChanteOctober 12, 2017

    I want to borrow 5000

    • Staff
      MariaOctober 13, 2017Staff

      Hi Chantel,

      Unfortunately, Max Finance no longer accepts personal loan applications as their personal finance products are no longer available.

      You may want to Compare Personal Loans from a Range of Brands.

      Before applying, please ensure that you meet the eligibility criteria and requirements and to read the details, as well as the relevant Product Disclosure Statements/ Terms and Conditions of the option before making a decision and consider whether the product is right for you.


  2. Default Gravatar
    AllanSeptember 19, 2017

    How do I get a 10.000 Usd loan.
    I am living in Tanzania and we are running an NGO orphanage

    • Staff
      MariaSeptember 19, 2017Staff

      Hey Allan,

      Unfortunately, the page you’re on features caters to people from Australia.

      We are yet to have a comparison page for loans in Africa.

      As finder is an online comparison service and is not a product issuer, it would be best to get in touch with a local lender in your area to discuss eligibility and options based on your financial situation.

      Before applying, please ensure that you meet their criteria and requirements and to read the details, as well as the relevant Product Disclosure Statements/ Terms and Conditions of the option before making a decision and consider whether the product is right for you.

      I hope this helps.


  3. Default Gravatar
    leoskiniMarch 28, 2017

    I was just wondering how long after you have submitted all the relevant paperwork, does it take to find out if you have been accepted for the loan or not.

    • Staff
      LouMarch 29, 2017Staff

      Hi Leoskini,

      Thanks for your question.

      For Max Finance Personal Loan, you’ll normally get a decision in 5 minutes. If you have not, you may have to directly contact Max Finance to inquire about the status of your loan.


  4. Default Gravatar
    MariaFebruary 7, 2017


    I was wondering if I am able to consolidate by debt. I would like to borrow to pay off all the creditors and looking forward to only worry about one debt.
    I have a remaining debt of $1,000 on my car and once it paid the car is fully own by me. I have a ridiculous debt from different payday institution which gotten out of control in total of $5,000 including all interest.
    I would like to get rid of it and start fresh if only I could get a personal loan. The debt part 9 agreement is finishing next year. I just got myself in so much trouble because I had dentistry work done and few of social outings which is now finish. I work part time ranging from 30 hours a week excluding overtime days and rate. I earn $56,000 a year and I should have no worries paying this loan off and a comfortable and manageable ways.
    Please help me I just want to get out in a very difficult situations and live again. Once all my debt is paid off and only have one loan I should start seeing a brighter future. Please let me know if you can help, if not sorry to have bothered you.

    I just want to get a fair chance. Here I am with a good job but got myself in this mess, that is why I am sending you this email. You can used my car as a collateral as part of agreement between you and I if that make it easy for you to decide. Whatever the outcome I thank you for taken the time to read my case.

    sincerely yours


    • Staff
      MayFebruary 7, 2017Staff

      Hi Maria,

      Thank you for your inquiry. You’ve contacted – a financial comparison website and general information service designed to help consumers make better decisions. We are not affiliated with Max Finance Personal Loan.

      I’m sorry to hear about what you’re going through right now. If you’d like to check your loan options and chances of approval with Max Finance, I suggest that you contact them directly or visit their official page by clicking the green ‘Go to site’ button. Other lenders that you may want to get in touch with to discuss your options are listed here.

      Hope this helps.


  5. Default Gravatar
    NikitaNovember 28, 2016

    Wondering how much interest is on personal loans secured

    • Staff
      LouNovember 28, 2016Staff

      Hi Nikita,

      Thanks for your question.

      Secured personal loans vary in interest rate depending on the lender. You can check and compare secured personal loans here.


  6. Default Gravatar
    DanielNovember 25, 2016

    If I cant be approved can a spouse and I just pay it off because they are not working.

    • Staff
      HaroldNovember 25, 2016Staff

      Hello Daniel,

      Thank you for your inquiry.

      Loan approval will always depend on the bank. If you were not approved by other banks there are other options for personal loan. Please click this page for your additional options that you might be interested in. Lenders do consider unemployed applicants for loans. As long as you have the ability to repay you may be considered.

      I hope this information has helped.


  7. Default Gravatar
    YvonneOctober 14, 2016

    Enquiring about top up loans?
    Ive already paid off 50% of my loan but looking at topping up for personal use buying furniture etc
    Just wondering if i can only top up to same amount i borrowed or can it be larger amount? And does the top up contract amount just be renewed to a different repayment amount or will i be paying back 2 different payment amounts?

    • Staff
      ElizabethOctober 17, 2016Staff

      Hi Yvonne,

      To be eligible to top up your loan you generally need to have repaid 50% of your current loan. In terms of how much you can borrow, it depends on your financial circumstances and how much you can afford. Your top up amount will be added to your current loan so you will only need to make one repayment.

      You can get in contact with Max Finance directly to see if you are eligible.

      Hope this helps,


  8. Default Gravatar
    DouglasAugust 21, 2016

    whats your fax number

    • Staff
      ChesterAugust 21, 2016Staff

      Hello Douglas,

      Thanks for your question,

      Are you pertaining to’s fax number? or Max Finance Personal Loan’s fax number? will be waiting for your response.


  9. Default Gravatar
    belindaJune 24, 2016

    Good morning, I am looking at a 10,000 max loan I think it is to pay off a few things and roll into one payment. What are interest rates approx and how is the procedure for this as well as is there any application charge?

    • Staff
      ElizabethJune 27, 2016Staff

      Hi Belinda,

      There is no standard interest rate with a Max Finance personal loan and the interest rate you’re offered will depend on the details you provide in your application. There is no application charge. You can check if you meet the above eligibility requirements then click “Go to Site” to submit your details for a no obligation initial approval. If you want to go ahead with the loan then you need to provide more information for full approval.

      I hope this helps,


  10. Default Gravatar
    jennyApril 6, 2016

    Just put in for a loan, the bank details were sent through, but you got my daughters bank account as well. She has a car debt so that’s not mine, would that make a difference in the out come.

    • Staff
      ElizabethApril 6, 2016Staff

      Hi Jenny,

      You’ve come through to, a financial comparison site and not Max Finance. You’ll need to contact them directly to inform them about your application. You can head to their website to find out their contact details.



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