Max Finance Personal Loan

Apply for up to $5,000 and have approved funds in your acccount today. Bad credit applicants considered.

Max Finance offers a simple and quick application process for large loan amounts. You can complete a three-question initial assessment to find out if you may be eligible for a loan, and if you are eligible the pre-approval process only takes five minutes. You won't necessarily be disqualified for bad credit.

Main points to consider with the Max Finance Personal Loan

You can apply for between $2,000 and $5,000. The interest rate depends on your application and your assessed risk. You are able to repay the loan early without penalty.

You can apply for a loan and find out if you’ve been approved within five minutes, and if the loan is settled before noon you can receive the money on the same day.

What are some of the benefits of a Max Finance loan?

  • Large loan amounts. You can apply for a loan between $2,000 and $5,000, making it suitable for a range of borrowing needs.
  • Quick turnaround time. You’ll know if you’ve been approved within five minutes, and if the loan is settled before noon you can receive the funds in your account on the same business day.
  • Loan term. You’ll have up to 1 year(s) to pay back your loan amount.
  • Flexible eligibility. Max Finance will consider you even if you have a history of bad credit. If you don’t meet their eligibility criteria, you can apply with a person who does meet the criteria to help your application.
  • Easy application. You can apply online at any time and find out if you’ve been approved.
  • Repayments. You can pay your loan back in weekly, fortnightly or monthly instalments and the repayments will be deducted directly from your bank account.
  • Loan costs. Max Finance doesn’t have a standard interest rate for their loans. Rather, you’ll be approved for an interest rate based on various risk factors determined in your application. You’ll be given this interest rate to agree to before approval. Interest rate and comparison rate will vary based on risk factors. On final approval an interest rate will be provided to you for consideration
  • Early repayment available. You can repay your loan early without penalty.

How you can apply for the Max Finance Personal Loan

To apply for a loan with Max Finance, click "Go to site" to get the application process started. The pre-approval form is a no-obligation process and you will know if you have been approved within minutes. In order to be eligible, you’ll need to meet the following criteria:

  • Asset requirements. You’ll need to own an asset. This asset can either be a registered motor vehicle or a real estate property. If you own either of these on finance that still accepted.
  • Income requirements. You need to earn a minimum of $500 after tax and you cannot be on Newstart, Austudy or Youth Allowance.
  • Credit requirements. As mentioned, you can still apply if you have bad credit history.

If you can’t meet the above criteria, you can apply with a person who does meet it. This person can be a spouse, your parents or even a good friend. After you’ve been pre-approved, you’ll need to email or fax the following documents in order to receive your money:

  • One recent payslip or a letter from your employer
  • The last two months of your bank transactions
  • Your car registration details and/or council rate
  • Your driver’s licence, passport or photo card

Max Finance's Personal Loan is a competitive offering to consider, but remember to compare all of the options available to you before you apply.

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54 Responses

  1. Default Gravatar
    sambhuAugust 9, 2018

    I need a personal loan.

    • finder Customer Care
      JhezelynAugust 10, 2018Staff

      Hello Sambhu,

      Thank you for your comment.

      If you’re interested to apply for a Max Finance Personal Loan, please refer to the eligibility criteria that are outlined above.

      Alternatively, you may also compare other personal loan products. Please note that lenders have their own lending criteria. You can use the page as a guide on what to look out for when applying for a personal loan. Just click the Go to Site button of your preferred loan products. We have a personal loan application guide that might be helpful for you.

      Please make sure that you’ve read the relevant T&Cs or PDS of the loan products before making a decision and consider whether the product is right for you.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.


  2. Default Gravatar
    TikoMarch 24, 2018

    International mature student working part time with much more than $500 per week wages plus other additional fortnighly income from other sources. Need a $7,000 personal loan for 6 months. fully own a car valued at more than $3,000. Am i eligible?

    • Default Gravatar
      LiezlMarch 24, 2018

      Hi Tiko,

      Thanks for visiting finder!

      This loan product is no longer available for application. You may want to consider other student loan offers on this page. Individual lender’s eligibility criteria are listed on the table on that page. Take time to go through it and see if you meet them. As for the loan amount, that will be determined by the lender based on your financial capability. If you’re unsure of your eligibility, get in touch with the lender before you apply.


  3. finder Customer Care
    JeniMarch 18, 2018Staff

    Hi Zia,

    Thanks for getting in touch with finder. You may also refer to this link since you mentioned that want a loan up to $5000 and you have a bad credit history.

    I hope this helps.

    Have a great day!


  4. Default Gravatar
    LeviMarch 6, 2018

    I want to borrow 5000 to go on a holiday with my husband as we didn’t get to go for much of a honey moon

    • finder Customer Care
      LouMarch 7, 2018Staff

      Hi Levi,

      Thank you for your question.

      The Max Finance Personal Loan is no longer available for new application.

      Alternatively, you may check your other loan options on this page. Your options will depend on your credit score, source or income or preferred loan feature.

      Kindly review the eligibility criteria and the terms and conditions of the loan before submitting your application.


  5. Default Gravatar
    KaireeFebruary 19, 2018

    Hey i need a loan today or tomorrow coz im movin away to other town

    • Default Gravatar
      JoelMarch 9, 2018

      Hi Kairee,

      Thanks for leaving a comment on finder.

      Unfortunately, Max Finance no longer accepts personal loan applications as their personal finance products are no longer available. The information provided and loan mentioned cannot be applied for, however, the information on this page has been kept for the benefit of existing customers and for those who are interested. If you are looking for a personal loan, you can instead go to this page. Some lenders will approve a loan in as fast as 24 hours.


  6. Default Gravatar
    ChanteOctober 12, 2017

    I want to borrow 5000

    • Default Gravatar
      MariaOctober 13, 2017

      Hi Chantel,

      Unfortunately, Max Finance no longer accepts personal loan applications as their personal finance products are no longer available.

      You may want to Compare Personal Loans from a Range of Brands.

      Before applying, please ensure that you meet the eligibility criteria and requirements and to read the details, as well as the relevant Product Disclosure Statements/ Terms and Conditions of the option before making a decision and consider whether the product is right for you.


  7. Default Gravatar
    AllanSeptember 19, 2017

    How do I get a 10.000 Usd loan.
    I am living in Tanzania and we are running an NGO orphanage

    • Default Gravatar
      MariaSeptember 19, 2017

      Hey Allan,

      Unfortunately, the page you’re on features caters to people from Australia.

      We are yet to have a comparison page for loans in Africa.

      As finder is an online comparison service and is not a product issuer, it would be best to get in touch with a local lender in your area to discuss eligibility and options based on your financial situation.

      Before applying, please ensure that you meet their criteria and requirements and to read the details, as well as the relevant Product Disclosure Statements/ Terms and Conditions of the option before making a decision and consider whether the product is right for you.

      I hope this helps.


  8. Default Gravatar
    leoskiniMarch 28, 2017

    I was just wondering how long after you have submitted all the relevant paperwork, does it take to find out if you have been accepted for the loan or not.

    • finder Customer Care
      LouMarch 29, 2017Staff

      Hi Leoskini,

      Thanks for your question.

      For Max Finance Personal Loan, you’ll normally get a decision in 5 minutes. If you have not, you may have to directly contact Max Finance to inquire about the status of your loan.


  9. Default Gravatar
    MariaFebruary 7, 2017


    I was wondering if I am able to consolidate by debt. I would like to borrow to pay off all the creditors and looking forward to only worry about one debt.
    I have a remaining debt of $1,000 on my car and once it paid the car is fully own by me. I have a ridiculous debt from different payday institution which gotten out of control in total of $5,000 including all interest.
    I would like to get rid of it and start fresh if only I could get a personal loan. The debt part 9 agreement is finishing next year. I just got myself in so much trouble because I had dentistry work done and few of social outings which is now finish. I work part time ranging from 30 hours a week excluding overtime days and rate. I earn $56,000 a year and I should have no worries paying this loan off and a comfortable and manageable ways.
    Please help me I just want to get out in a very difficult situations and live again. Once all my debt is paid off and only have one loan I should start seeing a brighter future. Please let me know if you can help, if not sorry to have bothered you.

    I just want to get a fair chance. Here I am with a good job but got myself in this mess, that is why I am sending you this email. You can used my car as a collateral as part of agreement between you and I if that make it easy for you to decide. Whatever the outcome I thank you for taken the time to read my case.

    sincerely yours


    • finder Customer Care
      MayFebruary 7, 2017Staff

      Hi Maria,

      Thank you for your inquiry. You’ve contacted – a financial comparison website and general information service designed to help consumers make better decisions. We are not affiliated with Max Finance Personal Loan.

      I’m sorry to hear about what you’re going through right now. If you’d like to check your loan options and chances of approval with Max Finance, I suggest that you contact them directly or visit their official page by clicking the green ‘Go to site’ button. Other lenders that you may want to get in touch with to discuss your options are listed here.

      Hope this helps.


  10. Default Gravatar
    NikitaNovember 28, 2016

    Wondering how much interest is on personal loans secured

    • finder Customer Care
      LouNovember 28, 2016Staff

      Hi Nikita,

      Thanks for your question.

      Secured personal loans vary in interest rate depending on the lender. You can check and compare secured personal loans here.


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