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Same-day money transfers

Send money to another country within 24 hours from the comfort of your home.

Updated

Online money transfer companies offer a secure way to send money across borders almost instantly — but a tighter time frame usually means higher fees.

Send money overseas with WorldRemit

WorldRemit International Money Transfers

  • Send money online within minutes
  • Large range of destinations
  • Able to send to cash pickup locations

Send money overseas with WorldRemit

Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.

  • Minimum transfer amount: $1
  • Maximum transfer amount: $50,000
  • Online transfer fee: $3.99
  • Cash pick up available.
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What are same-day international money transfers?

A same-day money transfer allows you to send funds abroad that will arrive with your beneficiary within 24 hours. It's the same as any other overseas money transfer, but quicker. Also, some providers are able to offer instant transfers.

However, fast transfers usually cost more than regular transfers thanks to high fees and poor exchange rates.

What are my options for same-day overseas transfers?

Three main ways exist to transfer money overseas on the same day:

Blue icon representing money transfers Image: Infogram

Digital money transfer services

Companies like OFX and TorFX specialise in foreign currencies, making them some of the most cost-effective transfers. These services are found online and typically have no physical offices.

You'll need to visit a provider's site and initiate the transfer online using a debit card, credit card or bank account.

Picture not described: BlueCoinsCashIcon_Infogram_94x62.png Image: Infogram

Cash transfers

MoneyGram, Western Union and WorldRemit offer cash pickups. Your money can typically be available for pickup within 15 minutes at hundreds of thousands of locations around the world.

To use this option, visit your nearest agent location to start your transfer. The funds can then be collected by your recipient at a branch in their country of residence.

Picture not described: BlueBankIcon_Infogram_62x56.png Image: Infogram

Bank transfers

Major US banks make it possible to send international money transfers. However, while transfers within 24 hours are possible to select countries and currencies, funds sent to other destinations could take as long as five days to arrive.

Visit your local bank branch or the bank's website to initiate a transfer, just be sure to check the processing time.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 1 Same day AUD 3.99 0.692 USD
690
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
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AUD 2 1 - 2 days AUD 15.00 0.674 USD
664
Show details
AUD 1 Within an hour AUD 2.99 0.674 USD
672
Fast cash pick-ups to more than 350,000 agent locations worldwide. Show details
AUD 1 Same day AUD 20.00 0.671 USD
657
Send money online to friends and family around the world with Western Union. Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 1 Same day AUD 0.00 0.691 USD
6,910
XE Money Transfer can help your business unlock international transfers. Forward contract and limit order options available. Go to site Show details
AUD 2,000 1 day AUD 0.00 0.692 USD
6,917
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
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AUD 2,000 1 day AUD 0.00 0.692 USD
6,917
Fee-free transfers in 30+ currencies to over 200 countries for business customers. Go to site Show details
EUR 100 1 - 2 days AUD 0.00 0.689 USD
6,889
$0 online transfer fee for your business with access to a 24/7 online platform. Go to site Show details
EUR 8 3 - 5 days AUD 5.00 0.69 USD
6,893
A peer-to-peer transfer service with a large range of currencies on offer. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Keep ahead of the curve with daily currency exchange rate alerts

How do I compare same-day money transfers?

  • Exchange rates. Look for the strongest rates you can find. But be wary of high fees that may be attached.
  • Fees. Most providers either charge a set fee or a percentage of your transaction. Some providers waive their fee when you transfer a large amount.
  • Transfer options. If sending your funds for cash pickup overseas, compare how many agent locations are near your recipient.
  • Transfer methods. Can you initiate the transfer, or will you need to visit a branch?
  • Pickup methods. While some companies offer fast cash pickup, others deposit your funds directly into your recipient's bank account.
  • Customer support. Look for a company with a solid reputation for providing professional and friendly customer support. Do they offer help by phone, email or live chat — and are the hours convenient?

Compare money transfer services

Does PayPal offer same-day international money transfers?

Yes. You can use your established PayPal account to send personal payments in minutes to friends and family abroad. If you don't have a PayPal account, you can set one up in minutes if you have online access to your bank statements. This is because PayPal deposits small amounts into your account, and you're required to verify your account based on the deposits.

Pros

  • Fast. Same-day international transfers allow you to get funds to loved ones and businesses overseas as quickly as possible.
  • Convenient. Initiate a transfer online, through an agent location or at your bank.

Cons

  • Potentially costly. Same-day transfers typically attract higher fees and weaker exchange rates than regular transfers, so prepare to pay extra to send your funds.
  • Potential delays. The funds will typically be delivered to your recipient's PayPal instantly after sending, but to get the money to their bank account could take up to 5 business days.

What should I look out for with same-day transfers?

You'll typically receive a weaker exchange rate and pay higher transfer fees with same-day transfers, so carefully review the full details of your transfer before you hand over any money. Be aware that some transfer providers — for example, your bank — will not always be able to offer a same-day transfer to your destinations.

Bottom line

Using a transfer provider that offers cash pickup is the most reliable way to send funds overseas almost instantly. But if you have a little extra time, you may be able to get a better deal by sending a bank-to-bank transfer. Be sure to compare money transfer services to find out more about which provider will work best for you.

Frequently asked questions

International Money Transfer Offers

Important Information*
Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

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4 Responses

  1. Default Gravatar
    RodApril 14, 2019

    I want to send money from Australia to China every day for business and they receive the same day. Who is the best and the most cost effective?

    • Avatarfinder Customer Care
      MaiApril 15, 2019Staff

      Hi Rod,

      Thank you for reaching out.

      You can click here for the list of money remitting services available from Australia to China.

      You can actually use the calculator above the comparison table and set the currencies and the amount you wish to transfer. You can also use the “sort by” drop down to arrange the results of your preference. It will show that WorldRemit will be the fastest as they can transfer within an hour. I set the transfer amount to $250 and it shows that InstaReM will have the lowest online fee at AUD 1.25. The value on our page is approximate and may change depending on the amount that you will transfer.

      Hope this helps! 😊

      Kind Regards,
      Mai

  2. Default Gravatar
    MargaretNovember 22, 2017

    I want to do a personal transfer to Pakistan

    • Avatarfinder Customer Care
      JoanneNovember 22, 2017Staff

      Hi Margaret,

      Thank you for visiting finder, we are an Australian financial comparison website and general information service.
      You may want to view this page to select which company you’d wish to use in making a money transfer to Pakistan. The page will also give you additional information on the process, the things you will need to consider before making the transfer and other ways in sending funds to Pakistan.

      Best Regards,

      Joanne

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