same-day

Same-day money transfers

Send money to another country within 24 hours from the comfort of your home.

There are plenty of reasons why you may need to send money overseas as quickly as possible – maybe a friend overseas needs some financial help or you've forgotten to pay an overseas bill. Whatever the situation, a same day international money transfer can help, and there are a number of ways you can transfer money overseas.

International Money Transfer Offer

WorldRemit International Money Transfers Offer

  • Send cash online within minutes
  • Large range of destinations
  • No minimum transfer amount

International Money Transfer Offer

Send money to 110+ countries for bank deposit, instant e-wallet, mobile top-up or cash pickup at 30,000+ agent locations worldwide.

  • Minimum transfer amount: $1
  • Maximum transfer amount: $50,000
  • Online transfer fee: $3.99
  • Cash pick up available.
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Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 1 Within an hour AUD 3.99 0.674 USD
671
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
AUD 2 1 - 2 days AUD 15.00 0.656 USD
646
Show details
AUD 1 Within an hour AUD 65.00 0.653 USD
610
Fast cash pick-ups to more than 350,000 agent locations worldwide. Show details
AUD 1 Same day AUD 20.00 0.653 USD
640
Send money online to friends and family around the world with Western Union. Show details

Compare up to 4 providers

The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

Keep ahead of the curve with daily currency exchange rate alerts

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 2,000 1 day AUD 0.00 0.673 USD
6,731
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
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AUD 250 1 day AUD 0.00 0.673 USD
6,731
Go beyond borders with your business by making fee-free transfers in 30+ currencies. Go to site Show details
EUR 100 1 - 2 days AUD 0.00 0.671 USD
6,706
Go to site Show details
EUR 8 3 - 5 days AUD 5.00 0.671 USD
6,709
A peer-to-peer transfer service with a large range of currencies on offer. One free transfer if you signup via finder.com.au. Go to site Show details
AUD 0 3 - 5 days AUD 30.00 0.653 USD
6,510
Get help sending business payments 24/7 to over 130 currencies with Western Union. Show details

Compare up to 4 providers


The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

Keep ahead of the curve with daily currency exchange rate alerts

How do I do a same day money transfer?

First, you'll need to provide your recipient's details, and depending on the type of transfer, you'll need different details. For example, if it's a bank transfer, you'll need the recipient's BSB, account number and Swift code. If it's a cash pickup transfer, all you need to do is provide the tracking number to the recipient so they can pick it up at a specified location.

How long does it take?

In most cases, you'll be able to set up an account almost instantly (the application itself should take about 15 minutes). After that, you'll need to link your new account to your existing bank account so you can transfer the money. Once the transfer has initiated, it can take from a few minutes to a full day.

How much does it cost?

The fees will vary depending on the service you use. For example, OFX and Citibank don't charge any fees.

How long does it normally take to transfer money from one bank to another?

Typically, it takes one to two business days to transfer money within Australia from different bank accounts. Transferring money overseas from an Australian bank to another bank account overseas can generally take up to five business days.

What are same day international money transfers?

A same day international money transfer allows you to send funds abroad that will arrive within 24 hours or within minutes. It offers a convenient way for you to buy goods or services, send money to friends and family or manage any other international payments you may need to make. It is the same as any other overseas money transfer but quicker, with some providers able to offer instant transfers. However, fast transfers usually cost more than regular transfers thanks to high fees and poor exchange rates.

How do I send funds abroad quickly?

The exact process for sending a same day transfer varies depending on the company you choose to handle your transaction. There are companies like Western Union and MoneyGram that allow you to send cash overseas by visiting your nearest transfer branch or by entering your payment details online. Your recipient can then collect the funds you sent at a branch in their country of residence. There are also online money transfer companies, such as OFX, that allow you to send funds online from your bank account to your recipient’s overseas bank account. Banks, including the Commonwealth Bank and NAB, also allow you to send international money transfers, either through your Internet banking account or by visiting a branch. However, the availability of same day processing may vary depending on where you are sending your money and the currency you transfer.

What are the options for same day overseas transfers?

  • Money transfer with cash pickup. MoneyGram and Western Union are two well-known companies for this service. The money you send with either company can be available for your recipient to collect within 10 to 15 minutes in most cases, and each company has hundreds of thousands of locations around the world.
  • Bank transfer. Most major Australian banks will make it possible to send international money transfers. However, same day transfers will not be available to all destinations. While transfers within 24 hours are possible to certain countries and in certain currencies, funds sent to other destinations could take as long as five days to arrive.
  • Online money transfer. Online transfer companies like OFX allow speedy international transfers. However, once again the processing time for your transaction may take longer than 24 hours depending on where you are sending your money.

How do I compare same day international money transfers?

  • Exchange rates. The rate of exchange you receive when converting Australian dollars into another currency will have a huge influence on the cost of your transfer. Look for the highest rates you can find but be wary of any high fees that may be attached.
  • Fees. You’ll need to pay a fee to send money overseas, although some providers will waive the fee when you transfer a large amount.
  • Transfer networks. If sending your funds for cash pickup overseas, compare how many branches each company has near your recipient.
  • Transfer methods. How will you lodge the transfer? Can you do it online or will you need to visit a branch?
  • Pickup methods. While some companies offer cash pickup, others will deposit the funds you send directly into your recipient’s bank account.
  • Customer support. It’s also a good idea to look for a company with a solid reputation for providing professional and friendly customer support. Compare the ways in which support is offered, such as phone, email and live chat. Also pay attention to the hours during which you can access help.

Does PayPal offer same day international money transfers?

Yes, with PayPal the money arrives in minutes if you already have an established PayPal account. You can use PayPal to send personal payments to friends and family abroad. For those who have never used PayPal before, you can normally set up an account within a few minutes if you have instant access to up-to-date bank statements. This is because PayPal deposits small amounts into your bank account and you're required to verify your PayPal account based on the deposits. Learn more about PayPal overseas transfers.

What are the pros and cons of same-day international money transfers?

Pros

  • Fast. Same day international transfers allow you to get funds to someone overseas as quickly as possible.
  • Convenient. You can lodge transfers online or by visiting a branch of your transfer provider.
  • Support your family and friends. Whether you’re sending savings to your family or just providing urgent help to a cash-strapped friend or relative, same day international money transfers provide an easy solution.

Cons

  • Can be costly. Same day transfers usually attract higher fees and lower exchange rates than regular transfers, so you need to be prepared to pay extra to send your funds.

Are there any problems with a fast money transfer?

The main problem you should be aware of when sending an international money transfer is the cost of the transaction. You won't receive the best exchange rate available when you send a fast transfer, and a higher transfer fee will also apply. This is why you should always carefully review the full details of your transfer before you hand over any money. Finally, you should always be aware of the fact that some transfer providers, for example your bank, will not always be able to offer a same day transfer to certain destinations.

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International Money Transfer Offers

Important Information*
Logo for Global Reach (formerly FC Exchange) International Money Transfers
Global Reach (formerly FC Exchange) International Money Transfers

Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

Sign up through Finder and get a $50 Myer gift card when you send $10,000 or more. T&Cs apply.
SendFX guarantees to match any competitor's exchange rate. Fee-free transfers in 30+ currencies to over 200 countries.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.

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4 Responses

  1. Default Gravatar
    RodApril 14, 2019

    I want to send money from Australia to China every day for business and they receive the same day. Who is the best and the most cost effective?

    • Avatarfinder Customer Care
      MaiApril 15, 2019Staff

      Hi Rod,

      Thank you for reaching out.

      You can click here for the list of money remitting services available from Australia to China.

      You can actually use the calculator above the comparison table and set the currencies and the amount you wish to transfer. You can also use the “sort by” drop down to arrange the results of your preference. It will show that WorldRemit will be the fastest as they can transfer within an hour. I set the transfer amount to $250 and it shows that InstaReM will have the lowest online fee at AUD 1.25. The value on our page is approximate and may change depending on the amount that you will transfer.

      Hope this helps! 😊

      Kind Regards,
      Mai

  2. Default Gravatar
    MargaretNovember 22, 2017

    I want to do a personal transfer to Pakistan

    • Avatarfinder Customer Care
      JoanneNovember 22, 2017Staff

      Hi Margaret,

      Thank you for visiting finder, we are an Australian financial comparison website and general information service.
      You may want to view this page to select which company you’d wish to use in making a money transfer to Pakistan. The page will also give you additional information on the process, the things you will need to consider before making the transfer and other ways in sending funds to Pakistan.

      Best Regards,

      Joanne

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