Send an International Money Transfer Online with Western Union

Information verified correct on March 24th, 2017

Send money overseas quickly and easily online or in person with Western Union.

Western Union is the world’s largest money transfer company. The service allows you to make quick and easy money transfers to more than 200 countries around the world, and it has been helping people to send money for over 135 years.

Rates last updated March 24th, 2017
Description Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
Western Union International Money Transfers
Western Union International Money Transfers
Send money online to friends and family around the world with Western Union. AUD 1 Same day Online, Phone, Agent, Bank Account to Bank Account, Cash Transfer, International Money Order Go to site More

You can lodge a transfer with Western Union either online or in person, and transfers can be sent 24 hours a day, seven days a week. You can send funds from your credit card, debit card, bank account or cash, to a bank account, a mobile phone or a prepaid card. And if your recipient needs cash fast, Western Union has more than 500,000 agent locations around the world where the cash can be picked up.

Western Union exchange rates

Western Union updates its exchange rates regularly in line with fluctuating market conditions. As you’ll see in the comparison table below, the company offers competitive rates when compared to banks and even online money transfer services. However, it’s important to remember that fees will also apply to any transaction.

1 AUD inWestern UnionNABCurrencyFair

*Rates as at 9am on 4/11/2014


How much does it cost to transfer money with Western Union?

The fees for Western Union may vary depending on how much money you are sending and where you are sending it to. To help you work out how much your transfer will cost, the company has a handy price estimator on its website.

As an example, sending $1,000 cash to Argentina will incur a transfer fee of $70, however sending $1,000 to a bank account in the United Kingdom will only attract a fee of $10. Check the price estimator to see how much your transfer will cost.

Minimum transfer amount and available countries

Western Union international money transfers must be a minimum of at least $10, while you’ll need to visit a branch if you want to transfer an amount greater than $5,000. With more than 135 currencies available, Western Union lets you transfer funds to more than 200 countries. While no list of excluded countries can be found online, the company does not offer transfers to a few select countries such as Iran and North Korea.

What types of transfers can you carry out with Western Union?

Western Union offers a wide range of options when you want to send money overseas.

  • Online transfers. You can lodge a transfer online via the Western Union website.
  • In-branch transfers. You can schedule a transfer by visiting your local Western Union branch - the company has some 500,000 agent locations worldwide.
  • Cash pick-up. Your recipient can pick up the funds by visiting a Western Union branch.
  • To a bank account. Funds can be transferred straight into your recipient’s bank account.
  • To a mobile phone. In select countries, Western Union allows you to deposit funds in a mobile wallet, which is an electronic account linked to the receiver’s mobile phone.

If you need help lodging a transfer, you can seek assistance by visiting a branch. Customer service is also available through an online FAQ section, via phone and through email.

The registration and transfer process

You’ll need to register with Western Union in order to use its money transfer services. To do this, you’ll need an Australian driver’s licence, passport or Medicare card for identification purposes.

Once your profile has been created, you can lodge transfers online or in person at a branch. You’ll simply need to supply your recipient’s full name and address, plus a credit, debit or prepaid Visa or MasterCard issued by an Australian bank. Of course, you’ll also need to be over 18 years of age.

Though funds availability can be affected by factors such as agent location hours, funds are typically available for your recipient to pick up within minutes.

Pros and cons of using Western Union


  • Currencies available. Western Union lets you transfer funds to more than 200 countries around the world.
  • Money in minutes. In many cases, your recipient is able to access the funds within minutes.
  • Better exchange rates than banks. Western Union typically offers exchange rates that are slightly better than those offered by banks.


  • Fees apply. Fees vary depending on the amount you are sending and where you are sending it to, but you’ll need to take them into consideration when deciding whether or not to use Western Union’s services.
  • Rates could be better. You’ll typically be able to find better exchange rates from some online money transfer companies.

What other products and services does Western Union offer?

  • TravelWise. This travel card allows you to send money to yourself before you depart on your holiday and then pick up your cash in the local currency when you arrive at your destination.
  • Business transfers. Western Union Business Solutions offers a range of international payment solutions for small businesses and larger enterprises. It offers attractive exchange rates and the ability to do business with more than 200 countries.
  • Gold Card. This speeds up the money transfer process when you visit a Western Union agent by storing the details and the information of those you regularly send money to.

Frequently asked questions about Western Union

How long do transfers take?

Subject to agent location hours, cash is available for pick up within minutes in many cases.

Is there an app available to conduct transfers?

Yes, Western Union has an app for iPhone and Android that allows you to transfer funds internationally.

Can I cancel my transfer?

This may be possible if the funds have not yet been picked up by the recipient.

How can I find out the status of my transfer?

You’ll be given a tracking number and can check on the progress of your transaction by clicking ‘Track Transfer’ on the company’s website.

Western Union provides a viable option if you’re looking to send money overseas quickly. However, compare the rates and fees this company offers with those of other money transfer services to find the right service for you.

The largest money transfer company in the world, Western Union offers a fast and easy way to send money overseas. The company allows you to send funds to more than 200 countries around the world.

International Money Transfer Offers

Learn about our information service
TorFX International Money Transfers

TorFX guarantee to beat any competitor's exchange rate for a transaction
Conditions apply

Exclusive: World First Foreign Exchange

Exclusive offer: $0 transfer fee
Transfer money into a range of currencies online and over the phone.

Exclusive: CurrencyFair International Money Transfers

Exclusive offer: 3 Free transfers (after your first transfer).
A peer-to-peer transfer service with a large range of currencies on offer.

FC Exchange International Money Transfers

No transfer fee via online, branch or phone when transferring more than £10,000 or equivalent.

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30 Responses to Send an International Money Transfer Online with Western Union

  1. Default Gravatar
    Tara | November 14, 2016

    I am already in India. Can I send money from my Aus bank account through Western Union to myself in India? And if so, how?

    • Staff
      Anndy | November 14, 2016

      Hi Tara,

      Thanks for your question.

      With Western Union, you can lodge a transfer online or in person, at any time. You can transfer from your bank account to a mobile phone, prepaid card or cash pick up if there are authorized agent locations in your area.

      To register and to read the complete instruction on how to initiate the transfer, just click the ‘go to site’ button above.


  2. Default Gravatar
    syima | October 24, 2016

    Hello sir . I’m from Malaysia .can I change money Ghana to ringgit Malaysia . Please can u show I want to do.

    • Staff
      Clarizza | October 24, 2016

      Hi Syima,

      Thanks for your comment.

      You can click on the ‘Go to Site’ button on our page. This will take you directly to Western Union’s website. Make sure you are using the Western Union Ghana website. From here, find the ‘Send Money’ tab and it will provide instructions on how to transfer money at an agent or online.


  3. Default Gravatar
    Tshepo | September 28, 2016

    I kindly like to find out how come it’s not possible to send money to a western Union agent in Mbabane Swaziland.

    • Staff
      Clarizza | September 28, 2016


      Thanks for your question. Unfortunately, we cannot answer that question as we are a comparison website and provide general advice only. If you are looking for a way to send money to Swaziland, you might want to try our Send Money Overseas page which lets you compare money transfer providers. On that page, you can also fill out the TorFX form to speak directly to a foreign exchange expert if you would like to discuss your personal situation.


  4. Default Gravatar
    jodi | August 17, 2016

    can you cancel western union money orders

    • Staff
      Chester | August 17, 2016

      Hello Jodi,

      Thanks for your question.

      Please be advised that they you have come thru and we are a financial comparison and general information provider. For this type of enquiry you may need to contact western union directly and have your tracking number ready to have your remittance cancelled. Please be advised that you may only be able to cancel it if the money hasn’t yet been picked up by the receiver.

      I hope this helps.


  5. Default Gravatar
    john | August 8, 2016

    can i send 4000$ to Nigeria

    • Staff
      Shirley | August 9, 2016

      Hi John,

      Thanks for your question.

      Yes it’s possible to send AUD$4000 to Nigeria using Western Union.

  6. Default Gravatar
    James | July 29, 2016

    How much too send $200.00 to Accra,Ghana

    • Staff
      Clarizza | August 1, 2016

      Hi James,

      Thanks for your comment.

      You can find out more by going direct to Western Union’s site – click the green ‘Go to site’ button to be taken to the provider’s page. The fees for Western Union may vary depending on how much money you are sending and where you are sending it to. To help you work out how much your transfer will cost, the company has a handy price estimator on its website.

      Please note, we are a comparison website and provide general advice only.

      Hope this helps.


  7. Default Gravatar
    George | May 24, 2016

    Is there a western union agent at gatwick airport?

    • Staff
      Shirley | May 25, 2016

      Hi George,

      Thanks for your question.

      There is a Western Union agent at Ice Gatwick Airport. They are open from 6am to 7pm.

      Gatwick British Rail Concourse
      Gatwick International Airport
      Gatwick, Sussex RH6 0RD

      Hope this helps.

    • Default Gravatar
      ak | July 27, 2016

      How can i rearranged receiver name after money have been sent, so that receiver collect money, there is mistake in name arrangement ie. ABC to BCA

    • Staff
      Anndy | July 27, 2016

      Hi Ak,

      Thanks for your Question.

      If you sent money through Western Union, you can only make minor typographical corrections to the recipient’s name on a regular money transfer by calling Western Union directly. This is provided that the money has not yet been picked up. However, corrections can’t be done on a prepaid money transfer.


  8. Default Gravatar
    George | May 23, 2016

    Can I send money from Australia and receive it in English pounds from an agent in turkey

    • Staff
      Shirley | May 24, 2016

      Hi George,

      Thanks for your question.

      Unfortunately you can’t pick up pound with Western Union in Turkey – the funds are converted to the Turkish Lira.

  9. Default Gravatar
    Jakes | February 2, 2016

    Which are the closest locations for picking up money from Lenasia, 1820, Johannesburg, South Africa, and is it possible to pick money up on Saturdays?

  10. Default Gravatar
    msad | December 13, 2015

    can I use my Medicare card to receive money in Australia

    • Staff
      Shirley | December 14, 2015

      Hi Msad,

      Thanks for your question.

      Yes as long as you bring your government-issued ID, you should be able to pick up money at a Western Union agent location.


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