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International money transfers with cash pickups

Need to send cash to a friend or relative overseas as quickly as possible? Here’s how to do it without breaking the bank.

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If you need to send money overseas, finding a specialist that offers cash pick up could speed up your transfer, with pickups often available in minutes. This is a secure option, but watch out for exchange rates and fees.

Send money overseas with WorldRemit

WorldRemit International Money Transfers

  • Send money online within minutes
  • Large range of destinations
  • Able to send to cash pickup locations

Send money overseas with WorldRemit

Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.

  • Minimum transfer amount: $1
  • Maximum transfer amount: $50,000
  • Online transfer fee: $3.99
  • Cash pick up available.
Go to site

Compare services that offer cash pickup

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 1 Within an hour AUD 3.99 0.605 USD
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
Go to site Show details
AUD 2 1 - 2 days AUD 15.00 0.589 USD
Show details
AUD 1 Within an hour AUD 2.99 0.589 USD
Fast cash pick-ups to more than 350,000 agent locations worldwide. Show details
AUD 1 Same day AUD 20.00 0.587 USD
Send money online to friends and family around the world with Western Union. Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How does a cash transfer work?

Generally speaking, cash transfers involve you specifying to a transfer service the amount of money you would like to send overseas and which country you would like to send it to. There are multiple ways in which you can conduct a cash transfer, including everything from online transfer providers to international money orders, but there are fewer options available if you want your recipient to be able to pick up the funds in person.

The first option is to use a service that allows your recipient to pick up the money in cash from a transfer service branch. The best-known example of this is Western Union. Western Union has hundreds of thousands of locations all over the world where you can collect money, while you can send your funds in person at a branch or by visiting the Western Union website.

The second option is to send cash that can be picked up overseas at a convenience store. MoneyGram has more than 334,000 agent locations around the world where customers can both send and receive cash. Funds sent via MoneyGram are typically available for pickup within minutes.

The third option for cash transfers are companies like WorldRemit, which allow you to transfer money abroad that can then be picked up in cash from the recipient’s local bank branch.

Each of these three options provides a convenient and affordable way to send cash overseas, but choosing the best option for you will depend on where you’re sending the money and who will be picking it up.

How do I compare cash transfers?

  • Pickup method. The first feature you need to compare is where the cash can be collected. Depending on the service you choose, this may be at a transfer provider’s branch, a convenience store or a bank branch. Choose the provider that offers the most convenient option for your recipient.
  • Competitive exchange rates. Keep an eye out for the best exchange rates you can find as this will mean more of the money you deposit makes its way to your recipient. However, you’ll also need to consider exchange rates in relation to the fees each provider charges.
  • Low or little fees. Make sure you’re aware of all the fees that will apply to your transaction. You don’t want to overlook any fees and end up with a nasty surprise that costs you money.
  • Fast turnaround time. Compare how long it will take for your cash transfer to be processed. While some methods can take hours for your cash to arrive, others make cash available to your recipient within minutes.
  • Cash transfer methods. Do you need to visit a branch to lodge a transfer or can you do it online or over the phone? Different methods will be more convenient for different people, so consider your own needs before choosing a provider.
  • High quality customer service. Look into the customer service options offered by each provider to ensure that help is on hand whenever you need it.

What's the good and not-so-good about cash transfers?


  • A wide range of options. You have a wealth of options to choose from when sending funds overseas. When you need to send an emergency transfer, you’ll be able to find a cash transfer method that suits.
  • Fast transfers. Many providers make it possible for your recipient to pick up the cash you send within minutes, which can be especially helpful in situations which require urgency.
  • Safe, secure and speedy. There are many trusted and reliable providers who can transfer your funds safely and efficiently to your recipient.


  • High fees. Each provider has different fees for transferring funds. These may also differ depending on where you are sending the money, so make sure to check all this out.
  • Not-so-competitive exchange rates. Providers set their own exchange rates that they work out internally. Make sure to look at each provider's rates for the currency your funds are in and are being transferred to. This will prevent you from getting a poor exchange rate.

What are the risks?

  • High fees. It’s important to familiarise yourself with all the fees that apply to your transaction before you lodge it. If you don’t, fees can quickly add up and leave you significantly out of pocket.
  • Poor exchange rates. Make sure to shop around for the best rates you can find. This will ensure that more of the money you send makes it into your recipient’s pocket.
  • Not doing your research. Don’t simply opt for a cash transfer with the first provider you come across. You can save yourself a whole lot of money by doing your research at Finder and hunting around for the best deal.

Tips for picking up cash

When you’re picking up cash from a transfer provider or convenience store, you need to exercise caution so that you don’t become a victim of crime. If possible, take a friend along with you to act as a deterrent toward potential thieves, while it’s also a good idea to avoid overtly displaying your cash in front of strangers.

Avoid any areas where crime is known to be a problem and, if necessary, head straight to your bank to deposit some of the funds. When carrying the money, be careful not to make yourself an easy target for thieves. While purses can be easily snatched and bumbags simply scream "I’m a gullible tourist", money belts can offer a much safer option for carrying cash around.

Common questions about international cash transfers

International Money Transfer Offers

Important Information*
Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

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10 Responses

  1. Default Gravatar
    CaseySeptember 3, 2016

    Is there any age policies?
    What age do you have to be, to be able to transfer money overseas?

    • Avatarfinder Customer Care
      ShirleySeptember 6, 2016Staff

      Hi Casey,

      Thanks for your question.

      You will need to be over 18. If under the age of 18, you’ll need to be accompanied by a parent or guardian if you’re sending it in person. If doing it online, you will need a parent or guardian to do it for you.

      Hope this helps.

  2. Default Gravatar
    GabrielleJanuary 21, 2016

    How can i use this service cox i need to send money to a friend, what are the details that will be given to pick the money, i need fast respond on this

    • Avatarfinder Customer Care
      ShirleyJanuary 22, 2016Staff

      Hi Gabrielle,

      Thanks for your question.

      Please click on ‘Go to site’ and follow the prompts to initiate the transfer. You’ll need the details of your recipient bank to complete the process, such as their IBAN or SWIFT number, BSB and account number.


  3. Default Gravatar
    rubieSeptember 5, 2015

    how can i check the worldremit tracking if its right

    • Avatarfinder Customer Care
      MarcSeptember 7, 2015Staff

      Hi Rubie,
      thanks for the question.

      To find out the status of your transfer with WorldRemit, please contact them directly. We’ve published their contact details on our review page.

      I hope this helps,

  4. Default Gravatar
    lovelyJune 17, 2015

    hello how can i know if money is to be ready to pick up because i don’t get message from worldremit?

    • Avatarfinder Customer Care
      MarcJune 18, 2015Staff

      Hi Lovely,
      thanks for the question.

      If WorldRemit hasn’t sent you an SMS message it’s advised you contact them using the details on their contact us page.

      I hope this helps,

  5. Default Gravatar
    jacquelineMay 23, 2015

    someone send me in worldremit .. but im not sure if its already available to pick up now

    • Avatarfinder Customer Care
      BelindaMay 29, 2015Staff

      Hi Jacqueline,

      Thanks for your enquiry.

      WorldRemit will send you a notification with a transaction number and instructions of how you can collect the funds.

      If you have any issues collecting the money, please contact WorldRemit directly.


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