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Looking for a health insurance broker?

If you don't want to do the research, or find it all a little overwhelming - a health insurance broker could help.

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With so many funds in Australia, choosing between health insurance policies can be a daunting task. With so many policies and features to choose from, picking out the right cover is easier said than done.

That’s where a health insurance broker comes in. Insurance brokers are experts when it comes to comparing policies and can offer the advice and assistance you need to find one that meets all your requirements.

Connect to a health insurance broker

Need help now? Enter your details for a call back about your health insurance options. An expert can help you compare up-to-date policies from eight funds to see which one is best for you.

What you'll get:

  • 100% free expert advice
  • Pay the same as going direct
  • Instant advice if you call 1300 594 882

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How can brokers help me find the right policy?

An insurance broker is an insurance and risk management specialist. Health insurance brokers work in the best interests of their clients to help them navigate the complex world of insurance, including:

  • Identifying a client’s needs
  • Finding and comparing policies
  • Presenting a range of different policy options
  • Providing expert advice throughout all these stages

If you consult with a health insurance broker you may go through the following stages:

  • They will first take the time to discuss your insurance needs, your financial situation and what you are looking for in a policy.
  • Using their knowledge of the insurance industry and the health insurance policies available on the Australian market, the health insurance broker will then present you with a selection of policies that match your requirements.
  • They will then help you sort through the finer details and help find the right one for you.

Why should I use a broker?

There are many advantages to using an insurance broker to find a health insurance policy.

  • Expert advice. Health insurance broker understand the insurance industry inside and out. They know how cover works and what sort of policy would benefit someone in your situation.
  • Technical jargon explained. Having trouble understanding the difference between hospital and extras cover, between an excess and a co-payment, or one of the myriad other confusing aspects of health cover? Your health insurance broker can answer any questions you may have.
  • Access to a range of policies. Brokers deal with insurers directly and can help you access a huge range of policies, some of which you may not have otherwise been aware of.
  • Advice tailored to you. A good insurance broker will take the time to assess your health insurance needs and then help you find a policy that is perfect for you.
  • Discounts. Your health insurance broker can also offer advice and tips on how to find the most affordable cover and take advantage of any relevant discounts.

How do I choose a broker?

The broker you choose, or don’t choose, could be the difference between having effective cover at a reasonable price and paying too much for too little. You need to be sure that the health insurance broker you select is experienced, trustworthy and reliable. They’re your own personal insurance expert, so it’s important to know you can depend on them.


  • Australian owned health insurance comparison service based in Melbourne, they employ a team of more than 70 experienced advisers to compare health insurance policies and find the one that’s right for you.
  • They work with a wide range of leading health funds to provide their customers with a more tailored range of options, saving you time and stress when comparing policies. Even better, they can also save you money. The health insurance advisory service offered by Choosewell is completely free, and rather than charging you directly, insurers award Choosewell a finder’s fee for matching customers with policies.
  • They offer a best price guarantee – the premium price you are quoted through Choosewell is the same price you would receive if you went direct to the health fund. If you select a product that turns out not to be the best choice you can cancel within the first 30 days (provided you haven’t made a claim) to get a complete or near-complete refund.

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