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IAG is an insurance-property & casualty business based in Australia. IAG shares (IAG) are listed on the Australian Securities Exchange (ASX) and all prices are in Australian dollars. IAG has a trailing 12-month revenue of around $8 billion. If you're looking to buy shares, check out the steps below.
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| 52-week range | $4.02 - $5.49 |
|---|---|
| 50-day moving average | $4.4272 |
| 200-day moving average | $4.5453 |
| Target price | $5.05 |
| PE ratio | 54.6835 |
| Dividend yield | $0.19 (2.85%) |
| Earnings per share (TTM) | $0.079 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. However, this is not a recommendation. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Historical closes compared with the last close of A$4.4
| 1 week (2022-06-17) | 6.28% |
|---|---|
| 1 month (2022-05-26) | -1.57% |
| 3 months (2022-03-28) | -1.79% |
| 6 months (2021-12-24) | 3.04% |
| 1 year (2021-06-28) | -13.56% |
|---|---|
| 2 years (2020-06-26) | -24.66% |
| 3 years (2019-06-28) | -46.73% |
| 5 years (2017-06-26) | nan% |
Valuing IAG stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of IAG's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
IAG's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 55x. In other words, IAG shares trade at around 55x recent earnings.
That's relatively high compared to, say, the P/E ratio for the ASX over the 12 months to December 2019 (32.14). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
IAG's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $643 million (£363 million).
The EBITDA is a measure of a IAG's overall financial performance and is widely used to measure a its profitability.
| Revenue TTM | $8 billion |
|---|---|
| Operating margin TTM | 6.35% |
| Gross profit TTM | $-1,238,000,000 |
| Return on assets TTM | 0.95% |
| Return on equity TTM | 4.52% |
| Profit margin | 2.59% |
| Book value | 2.496 |
| Market capitalisation | $10.6 billion |
TTM: trailing 12 months
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like IAG.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 21.49
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and IAG's overall score of 21.49 (as at 01/01/2019) is pretty good – landing it in it in the 28th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like IAG is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 2.97/100
IAG's environmental score of 2.97 puts it squarely in the 5th percentile of companies rated in the same sector. This could suggest that IAG is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 11.75/100
IAG's social score of 11.75 puts it squarely in the 5th percentile of companies rated in the same sector. This could suggest that IAG is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 11.77/100
IAG's governance score puts it squarely in the 5th percentile of companies rated in the same sector. That could suggest that IAG is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. IAG scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that IAG has, for the most part, managed to keep its nose clean.
Insurance Australia Group Ltd was last rated for ESG on: 2019-01-01.
| Total ESG score | 21.49 |
|---|---|
| Total ESG percentile | 28.22 |
| Environmental score | 2.97 |
| Environmental score percentile | 5 |
| Social score | 11.75 |
| Social score percentile | 5 |
| Governance score | 11.77 |
| Governance score percentile | 5 |
| Level of controversy | 2 |
Dividend payout ratio: 111.76% of net profits
Recently IAG has paid out, on average, around 111.76% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.85% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), IAG shareholders could enjoy a 2.85% return on their shares, in the form of dividend payments. In IAG's case, that would currently equate to about A$0.19 per share.
IAG's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
The latest dividend was paid out to all shareholders who bought their shares by 16 February 2022 (the "ex-dividend date").
IAG's shares were split on 31 October 2018. This wouldn't directly have changed the overall worth of your IAG shares – just the quantity. However, indirectly, the new INF% higher share price could have impacted the market appetite for IAG shares which in turn could have impacted IAG's share price.
Over the last 12 months, IAG's shares have ranged in value from as little as $4.02 up to $5.49. A popular way to gauge a stock's volatility is its "beta".
Beta measures a share's volatility in relation to the market. The market (AU average) beta is 1, while IAG's is 0.1921. This would suggest that IAG's shares are less volatile than average (for this exchange).
Insurance Australia Group Limited operates as a general insurance company in Australia and New Zealand. It offers personal and commercial insurance products, including bicycle, comprehensive motor, commercial and motor fleet, commercial property and liability, construction and engineering, consumer credit, compulsory third party, directors and officers, extended warranty, farm, crop, livestock, home and contents, income protection, marine, veteran, vintage and classic car, boat, caravan, travel, life, professional indemnity, public and product liability, security, workers' compensation, motor vehicle, business, and rural and horticultural, as well as reinsurance. The company sells its products through branches and agencies, call centers, online facilities, and intermediary channels; and third parties under the NRMA Insurance, SGIO, SGIC, CGU Insurance, WFI, Swann Insurance, NZI, State, AMI, Lumley, AmGeneral, and Kurnia brands. The company was formerly known as NRMA Insurance Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1920 and is headquartered in Sydney, Australia.
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