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Credit Corp Group Limited is a credit services business based in Australia. Credit Corp shares (CCP) are listed on the Australian Securities Exchange (ASX) and all prices are in Australian Dollars. Credit Corp has a trailing 12-month revenue of around $336 million. If you're looking to buy shares, check out the steps below.
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| 52-week range | $16.0986 - $33.8498 |
|---|---|
| 50-day moving average | $30.973 |
| 200-day moving average | $30.1892 |
| Target price | $29.77 |
| PE ratio | 24.0031 |
| Dividend yield | $0.72 (2.3%) |
| Earnings per share (TTM) | $1.299 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Historical closes compared with the last close of A$31.18
| 1 week (2021-09-17) | -0.42% |
|---|---|
| 1 month (2021-08-25) | -2.32% |
| 3 months (2021-06-25) | 3.59% |
| 6 months (2021-03-25) | -5.23% |
| 1 year (2020-09-25) | 89.43% |
|---|---|
| 2 years (2019-09-25) | 6.02% |
| 3 years (2018-09-25) | 39.45% |
| 5 years (2016-09-23) | 72.55% |
Valuing Credit Corp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Credit Corp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Credit Corp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 24x. In other words, Credit Corp shares trade at around 24x recent earnings.
That's relatively low compared to, say, the P/E ratio for the ASX over the 12 months to December 2019 (32.14). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $336 million |
|---|---|
| Operating margin TTM | 37.49% |
| Gross profit TTM | $306.3 million |
| Return on assets TTM | 11.72% |
| Return on equity TTM | 13.98% |
| Profit margin | 26.23% |
| Book value | 9.909 |
| Market capitalisation | $2.1 billion |
TTM: trailing 12 months
Dividend payout ratio: 55.38% of net profits
Recently Credit Corp has paid out, on average, around 55.38% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.31% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Credit Corp shareholders could enjoy a 2.31% return on their shares, in the form of dividend payments. In Credit Corp's case, that would currently equate to about A$0.72 per share.
Credit Corp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
The latest dividend was paid out to all shareholders who bought their shares by 29 August 2021 (the "ex-dividend date").
Over the last 12 months, Credit Corp's shares have ranged in value from as little as $16.0986 up to $33.8498. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (AU average) beta is 1, while Credit Corp's is 1.6864. This would suggest that Credit Corp's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
Credit Corp Group Limited provides debt purchase and collection, and consumer lending services in Australia and the United States. The company operates through three segments: Debt Ledger Purchasing ? Australia and New Zealand, Debt Ledger Purchasing ? United States, and Consumer Lending ? Australia and New Zealand. The company offers debt sale, contingency and agency collection, local government debt recovery, and hardship and insolvency management services, as well as various loan products. It provides financial services under the Wallet Wizard, ClearCash, CarStart Finance, Resolvr, and Wizpay brands. Credit Corp Group Limited was founded in 1992 and is headquartered in Sydney, Australia.
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