Aussie Personal Loan

This personal loan comes with a low minimum amount and a fixed interest rate. Establishment fees and ongoing fees apply.

  • Aussie is no longer offering its personal loans to new customers. You can compare your other personal loan options here.

The Aussie Personal Loan offers fixed repayment amounts and repayment schedules tailored to fit your budget. The minimum borrowing amount is $3,000, with loan terms between 1 to 7 years. You can choose the standard monthly repayment schedule. Or you can make repayments weekly or fortnightly, depending on your budget. This loan is unsecured and there is a penalty for paying off the loan early. Establishment fees are $199, and an ongoing $10 administration fee applies each month.


From 12.99% (fixed)

Interest Rate (p.a.)

13.94%

Comparison Rate (p.a.)

$3,000

Min Loan Amount

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Details

Product NameAussie Personal Loan
Interest Rate (p.a.)
From 12.99% (fixed)
Comparison Rate (p.a.)13.94%
Interest Rate TypeFixed
Min Loan Amount$3,000

Things to consider about the Aussie Personal Loan

The Aussie Personal Loan can be used for a variety of purposes including holidays, weddings, cars, renovations or debt consolidation. The loan comes with a fixed interest rate of 12.99% p.a. so your repayments are locked in to keep your finances simple. The Aussie Personal Loan is unsecured so you won’t have to put any of your assets up as collateral. Keep in mind that paying off your loan early will attract a fee.

Features of the Aussie Personal Loan

  • Fixed interest rate. The Aussie Personal Loan features a fixed rate from 12.99% p.a. for the life of the loan (comparison rate of 13.94% p.a.).
  • Fees and charges. There is a $199 establishment fee and an ongoing administration fee of $10 per month. If you choose to pay off your loan early, there is also an early termination fee.
  • Loan terms. Choose a loan term between 1 to 7 years.
  • Loan amount. The minimum loan amount to qualify for the advertised fixed interest rate is $3,000.
  • Repayment options. Standard repayments are monthly but you can choose to make them weekly or fortnightly to line up with your budgeting preferences.

How you can apply for the Aussie Personal Loan

If the Aussie Personal Loan sounds like the right option for you, click "Go to Site" to be transferred to Aussie’s secure online application form. In order to be approved you must:

  • Be 18 years or older
  • Have permanent residency in Australia
  • Be working in a consistent job that pays more than $24,000 p.a.
  • Have had a clean credit history for the past five years

Have the following on hand to complete your application:

  • Your driver’s licence or proof of residency
  • Details of your financial situation including income, assets, expenses and liabilities
  • Proof of employment including details of your employer and tax returns

It will take approximately 15 minutes to complete the online application form. You do not need to be a current customer of Aussie to apply.

The Aussie Personal Loan offers reliability and peace of mind with a fixed rate and repayment options. Click "Go to Site" if it sounds like the right loan for your next purchase.

Compare other personal loans

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Symple Loans Personal Loan

From 5.75% (variable)
6.47%
$5,000
1 to 7 years
from 0% to 5% of the loan amount
$10

You'll receive a variable rate from 5.75% p.a. to 25.99% p.a.

Borrow up to $50,000 and earn 1 Qantas Point for every $1 borrowed.

⭐Special Offer: Earn up to 50,000 Qantas Points with a personal loan from Symple.
Harmoney Unsecured Personal Loan

From 5.35% (fixed)
6.14%
$2,000
3 to 5 years
$575 ($275 for loans of below $5,000)
$0
You'll receive a fixed rate between 5.35% p.a. and 19.09% p.a. based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3 or 5 years terms.
SocietyOne Unsecured Personal Loan

From 6.45% (fixed)
6.45%
$5,000
2 to 5 years
from $0 to $595
$0
You'll receive a fixed rate between 6.45% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
NAB Personal Loan Unsecured Fixed

From 6.99% (fixed)
7.91%
$5,000
1 to 7 years
$150
$10
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. (7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
NOW Finance No Fee Unsecured Personal Loan

From 5.95% (fixed)
5.95%
$5,000
18 months to 7 years
No Establishment Fee
$0
You'll receive a fixed rate between 5.95% p.a. and 17.95% p.a. based on your risk profile
Borrow from $5,000 to $7,999 with loan terms between 18 months and 3 years or borrow $8,000 to $50,000 with loan terms between 18 months and 7 years.
OurMoneyMarket Personal Loan

From 5.45% (fixed)
6.07%
$2,001
1 to 7 years
From $250
$0
You'll receive a fixed rate from 5.45% p.a. to 20.99% p.a. based on your risk profile.
A personalised loan from $2,001 to $75,000 that varies based on your credit history and financial situation.

⭐ Finder Exclusive: Apply before 31 January 2022 to secure a discounted rate of 5.45% p.a. (comparison rate: 6.07% p.a.) for the first 12 months on loans over $35,000. T&Cs apply.
Latitude Personal Loan (Unsecured)

From 7.99% (fixed)
9.24%
$3,000
1 to 7 years
$250 (Loans under $5000 - $140)
$13
You'll receive a fixed rate between 7.99% p.a. and 22.99% p.a. based on your risk profile
Apply for what you need from $3,000 and use it for a range of purposes. Repay weekly, fortnightly or monthly. You can check your interest rate before applying with no impact to your credit score.
ANZ Fixed Rate Personal Loan
8.99% (fixed)
9.88%
$5,000
1 to 7 years
$150
$10
You'll receive a guaranteed rate of 8.99% p.a. with a comparison rate of 9.88% p.a. if you're approved.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

⭐Special Offer: A $500 cashback offer available for loans of $10,000 or more that been applied for before 28 February 2022. Loans approved and drawn down by this date are also eligible for the reduced rate of 8.99% p.a.
MoneyMe Personal Loans

From 6.25% (fixed)
7.64%
$2,100
1 to 5 years
from $295 to $495
$10
You'll receive an interest rate between 6.25% p.a. and 19.95% p.a. based on your risk profile
Borrow up to $50,000 with no hidden fees or costs. Application process usually takes 5 minutes to complete and is done fully online.
Wisr Personal Loan ($5,000 to $30,000)

From 6.49% (fixed)
6.49%
$5,000
3 to 7 years
$0 - Waived Establishment Fee
$0
You'll receive a fixed rate between 6.49% p.a. and 20.95% p.a. based on your risk profile
A loan from $5,000 that charges no fees for extra or early repayments. Keep in mind security is required in some cases.

⭐Special Offer:The $595 establishment will be waived for unsecured personal loans between $5,000 and $30,000. Offer ends 31 January 2022. T&Cs apply.
Wisr Personal Loan ($30,001 to $64,000)

From 6.49% (fixed)
7.11%
$30,001
3 to 7 years
$595
$0
You'll receive a fixed rate between 6.49% p.a. and 20.95% p.a. based on your risk profile
A loan from $30,001 that charges no fees for extra or early repayments. Keep in mind security is required in some cases.

⭐Special Offer:The $595 establishment will be waived for unsecured personal loans between $30,001 and $64,000. Offer ends 31 January 2022. T&Cs apply.
ANZ Variable Rate Personal Loan
10.50% (variable)
11.38%
$5,000
1 to 7 years
$150
$10
You'll receive a guaranteed rate of 10.50% p.a. with a comparison rate of 11.38% p.a. if you're approved. Note: This rate may vary during the loan term.
A flexible loan with amounts starting $5,000 that offers flexible repayments and a redraw facility.

⭐Special Offer: A $500 cashback offer available for loans of $10,000 or more that been applied for before 28 February 2022. Loans approved and drawn down by this date are also eligible for the reduced rate of 10.50% p.a.
NAB Personal Loan Unsecured Variable Rate

From 6.99% (variable)
7.91%
$5,000
1 to 7 years
$150
$10
You'll receive a variable rate between 6.99% p.a. and 18.99% p.a. (7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
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Compare up to 4 providers

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 5.35% p.a. and based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3 or 5 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate of 8.99% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 years to 7 years loan terms available. This loan comes with no fees for extra repayments and no early exit fees.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 5.95% p.a. and 19.99% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

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45 Comments

    Default Gravatar
    Shahida
    December 4, 2019

    I want to apply for personal loan am I eligible

      Default Gravatar
      Nikki
      December 6, 2019

      Hi Shahida,

      Thanks for your comment and I hope you are doing well.

      It’s helpful to know that to be able to know your full eligibility to apply fo this loan, you can reach out to Aussie Personal Loan directly. To get you a head start on the published eligibility requirements of this lender, please read the part of the page that says “How you can apply for the Aussie Personal Loan”

      As a friendly reminder, carefully review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the bank should you need any clarifications about the policy.

      I hope this helps and feel free to reach out to us again for further assistance.

      Best,
      Nikki

    Default Gravatar
    Dimi
    October 4, 2016

    Hi.

    I want to consolidate 2 personals & borrow abit more

    1st personal loan is 39k
    2nd personal loan is 50k

    Plus im looking to borrow between 5-10k more totalling 100k

    I work & earn im excess of 70k a year.
    I do however have a home loan of 400k which is with my wife. But prefer to keep personal loan seperate.

    Dimi

      Avatarfinder Customer Care
      Elizabeth
      October 5, 2016

      Hi Dimi,

      I can’t confirm whether or not you’ll be approved for a new personal loan as it will depend on your exact income, your employment, your credit history and how much the lender determines you can borrow. If you meet the basic eligibility criteria you will be able to apply but you will only be approved for an amount you can afford.

      Hope this helps,

      Elizabeth

    Avatarfinder Customer Care
    Elizabeth
    August 29, 2016

    Hi Joan,

    Unfortunately, you need to be currently employed to be eligible for an Aussie Personal Loan. You may want to consider loans for retirees.

    I hope this helps,

    Elizabeth

    Default Gravatar
    mist46
    August 22, 2016

    CAN I BORROW UP 5000 IM OVER 18 AND EARN 23K A YEAR

      Avatarfinder Customer Care
      Elizabeth
      August 22, 2016

      Hi Mist46,

      As long as you meet the eligibility criteria outlined on the page above, including that your income is from a regularly-paying job, you’re able to apply for an Aussie Personal Loan. Keep in mind that your eligibility will come down to your ability to afford the repayments.

      I hope this helps,

      Elizabeth

    Default Gravatar
    Pip
    June 29, 2016

    I want to apply for a loan of $50000 but have no assets. I am over 18 and work part time currently and earn a little over the $24k a year. What are my chances?

      Avatarfinder Customer Care
      Elizabeth
      July 12, 2016

      Hi Pip,

      Apologies for the delayed response.

      As you earn an annual income of $24,000 you meet the minimum income criteria and are eligible to apply. Aussie will consider the details you supply in your application and your eligibility to afford the loan when deciding whether to approve you.

      I hope this helps,

      Elizabeth

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