AFEX international money transfers

Send money overseas with the World's largest non-bank provider of foreign payments

If you're sending money overseas, the last thing you want to worry about is it not reaching its destination. Over 30 years of experience means your overseas transfers are safe with AFEX. With more than 24,000 commercial clients and thousands more private customers, AFEX will help you to find the best way to send money overseas for a range of reasons, whether that's buying a property or sending a financial gift to family.

IWhat's more, you can reduce the time spent making international transfers with AFEXDirect, an online payment platform that makes it simple to send money around the globe and completely automate your transactions. In addition, AFEX offers a range of flexible features to help make it easier and more affordable to perform an international money transfer, including spot transactions and forward contracts.

Product NameAFEX International Money Transfers
Min. Transfer AmountAUD 500
Max. Transfer AmountNo limit
Transfer MethodsOnline, Phone
Banking PartnerAFEX
Customer ServicePhone, Email
Online Transfer FeeAUD 0


  • World's largest non-bank provider of foreign payments
  • Competitive exchange rate
  • Offer spot transactions and forward contracts


  • Cash pickup not available
  • Information on fees are not freely available on the AFEX website

Find a competitive rate with AFEX to get more value when sending money overseas.

AFEXDirect is an online platform designed to make it as simple as possible to manage your global payments. It also aims to offer better exchange rates on international money transfers than you would be able to get from your bank, ensuring that more of the money you send makes it to your recipient. These rates are updated multiple times throughout the day to ensure that they keep pace with global markets.

Unfortunately, to get a better idea of the difference between AFEX’s exchange rates and those offered by your bank, you’ll need to sign up for an AFEXDirect account.

AFEX publishes live FX rates displayed below.

AFEX international money transfers

Rates accurate up to 12 March 2015.

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Get more out of your transfers with low transfer fees

The fees you will be charged for sending money overseas with AFEXDirect depend on a number of factors. While it is free to set up an account and there are no fees to use AFEXDirect, you will be charged fees when you perform international money transfers.

However, the exact fee you will pay depends on the destination you are transferring funds to and the speed with which you would like your payment to be processed - the fees that apply for different destinations and transfer speeds are not freely available on the AFEX website.

Trade even the most exotic currencies

AFEX provides its customers with access to a wide range of foreign currencies. AFEXDirect users can transfer funds in all the major currencies - the US Dollar, the Euro, the Great British Pound, the Japanese Yen, the Australian Dollar, the Canadian Dollar, the Swiss Franc and more - as well as a large number of more exotic currencies in the table below.

Currency Country Currency Country Currency Country
AED UAE GBP England OMR Oman
ARS Argentina GHS Ghana PEN Peru
AUD Australia GTQ Guatemala PGK Papua New Guinea
BDT Bangladesh HKD Hong Kong PHP Philippines
BGN Bulgaria HRK Croatia PKR Pakistan
BHD Bahrain HUF Hungary PLN Poland
BOB Bolivia IDR Indonesia PYG Paraguay
BRL Brazil ILS Israel QAR Qatar
BWP Botswana INR India RON Romania
CAD Canada JOD Jordan RUB Russia
CHF Switzerland JPY Japan SAR Saudi Arabia
CLP Chile KES Kenya SEK Sweden
CNY China KRW Korea (South) SGD Singapore
COP Colombia KWD Kuwait THB Thailand
CRC Costa Rica LTL Lithuania TND Tunisia
CZK Czech Republic LVL Latvia TRY Turkey
DJF Djibouti MAD Morocco TWD Taiwan
DKK Denmark MUR Mauritius TZS Tanzania
DOP Dominican Republic MWK Malawi UAH Ukraine
DZD Algeria MXN Mexico UGX Uganda
EEK Estonia MYR Malaysia USD United States
EGP Egypt MZN Mozambique XCD East Caribbean
ETB Ethiopia NGN Nigeria XOF Central Africa
EUR Eurozone NOK Norway XPF Tahiti
FJD Fiji NZD New Zealand ZAR South Africa
ZMW Zambia

Make a quick transfer today or lock in a competitive rate in advance for a future transfer

AFEXDirect allows you to access your foreign currency balances 24/7. This easy-to-use payment system allows users to lodge a spot transaction to send funds overseas immediately. If you would like to lock in a good exchange rate for a transfer which will take place at a later date, AFEX also offers forward contracts to allow you to do so. This option protects you against fluctuations in the currency market but doesn’t require you to use lots of your hard-earned money now to buy foreign currency in advance.

It is easy to use and also offers a host of useful forex resources to help users keep abreast of foreign currency markets and trends. Customers can also easily view a history of all their foreign exchange payments, track the status of payments and enjoy customer assistance from AFEX’s Private Client Team.

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Register with AFEX for free

It’s completely free to sign up for an account with AFEXDirect. You can apply for an account online or by getting in touch with an AFEX Account Executive. There's no obligation to trade once you have opened an account, and once you’ve supplied your name, email address and phone number you can begin a secure application. You’ll need to provide your driver’s licence, Medicare and passport numbers, as well as answer a series of questions about the type and amount of transfers you plan on lodging via AFEXDirect.

Once your account has been opened, you can transfer funds to AFEX from your nominated bank account or by cheque. Once your account with the online payment system is live and you have asked AFEX to exchange your currency, you’ll receive confirmation of the order that includes all the necessary information about AFEX’s secure account.

AFEX is a member of the global SWIFT network to ensure that all international money transfers are processed as quickly as possible. You can also track the progress of your funds through the AFEXDirect system.

Consider these points before signing up with AFEX


  • Competitive exchange rates. AFEX can offer better exchange rates than you will be able to find from your bank.
  • Forward contracts. The ability to take out forward contracts means you can take advantage of attractive exchange rates and avoid market fluctuations.
  • Easy access. With an AFEXDirect account it's quick and easy to manage all your foreign currency payments online 24/7.
  • Trusted company. AFEX has a reputation as a reliable provider of international money transfers and has been in the global payments industry since 1979.


  • Limited information. There is a limited amount of information available on the AFEX website for customers seeking further details about the company’s services and features.

Sort out your other global payments problems with AFEX

  • Corporate and treasury solutions. AFEX provides a range of corporate and treasury solutions for large corporations. The company adopts an integrated approach to help companies manage their risk and take advantage of opportunities that arise on foreign currency markets.
  • SME solutions. Small to medium-sized enterprises can manage their exposure to fluctuations in the currency market by utilising payment services and risk management plans offered by AFEX. Solutions include forward contracts, rate orders, spot transactions and the AFEXDirect system.
  • Industry solutions. AFEX also offers foreign currency solutions specially tailored to meet the needs of business in a range of industries, including imports and exports, claims management and real estate.

Read answers to your most common questions about AFEX

If you need to send funds overseas quickly and easily, it’s worth considering the money transfer solutions AFEX has to offer. However, be sure to compare its features with those of other forex companies to ensure that you find the company that offers the best deal.

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2 Responses

  1. Default Gravatar
    LesterFebruary 5, 2018

    I sent some money to a friends in Ghana. She can not find the office to pick it up. Can you gave me the location of the office in Ghana

    • finder Customer Care
      JoshuaFebruary 11, 2018Staff

      Hi Lester,

      Thanks for getting in touch.

      Just to confirm though, are you sending money to Ghana from the US or Australia? And are you using the services of AFEX? If so, I’m afraid that cash pick up is not available with AFEX.

      If you wish to send money from the US to Ghana via cash pick up, you may refer to the guide on this page – But if you are sending from Australia, you may check here –
      I would suggest that you visit the official site of the service provider you’ve chosen to check the locations in Ghana where cash pick up is available.


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