Rapid Finance bad credit loans
With Rapid Finance, you can apply for a wide variety of loans even with bad credit. Costs will vary according to individual applications and the type of loan.
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9+
Excellent
The crème de la crème of personal loans. These products offer the lowest cost loans accompanied by the best features.
7+
Great
Slightly higher in cost and fewer features, but these products are still competitive.
5+
Standard
Typically offering above average rates and possibly lacking in the features department.
0+
Basic
The least competitive in terms of both cost and features.
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How to apply for a Rapid Finance personal loan
Applying online is a straightforward process. You'll need to meet general eligibility requirements including:
- Being at least 18 years of age
- Being an Australian citizen or a permanent resident of Australia
- Being in paid employment
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Can I possibly get a loan from you as a self funded retiree I urgently need $15000?
Hi Suzanne,
Thank you for your inquiry.
Our company finder.com.au is a financial comparison website and general information service designed to help consumers to make a better decision. Please note we do not represent any company we feature on our pages.
If you would like to apply for a loan from Rapid Finance, you can start filling the application form by clicking ‘Go To Site’ on this page. This will redirect you to an online application which needs to be filled. Keep in mind you need to be over the age of 18 to apply. Should you need to discuss your eligibility you need to get in contact with Rapid Finance directly.
I hope this information has helped.
Cheers,
Harold
can i borrow 3000 on newstart
Hi Gary,
Thanks for your question.
I might not be able to tell you whether you would be approved or not for a loan, but yes, it is possible for you to still get a $3,000-loan even if you’re on Newstart. Ultimately, lenders would check your ability to make repayments, and based on their assessment, they will determine whether to approve you or not.
If you are asking about Rapid Finance, yes they consider some form of Centrelink benefit as income. You can get in touch with Rapid Finance directly to confirm your chance of approval.
Alternatively, if in case you want to explore other options, please check the list of loans for Centrelink recipients featured on our website. Open that link and you should find a comparison table. Once you’re done comparing, please select the “Go to Site” button to be safely redirected to your chosen lender.
Please make sure that you have read the relevant T&Cs or PDS of the loan products before making a decision. Moreover, check the eligibility requirements as well and consider whether the product is right for you.
Also if you can, contact first the lender and discuss your options and chances of approval before you send anything final for your application.
I hope this helps. Should you have further questions, please don’t hesitate to reach out again.
Have a wonderful day!
Cheers,
Anndy
I am a pensioner and need a loan to consolidate my debt in order to have only one payment to make instead of several.
Hi Thelma,
Rapid Finance offers personal loans and you may be eligible depending on how much you earn from the pension and your financial situation. If you need to discuss your eligibility, you should get in contact with Rapid Finance directly.
If you find you aren’t eligible, you may want to compare other pensioner loans.
I hope this helps,
Elizabeth
Hi I need to apply for a loan of $400
Hi Erica,
Thank you for your inquiry.
You may check our small personal loans page for loans between $100 and $2,000.
Please review the criteria and once you’ve found a loan you’re eligible for and you wish to apply for, please select the ‘Go to site’ button to apply on the lender’s website.
Hope this helps.
Cheers,
May
Hi,
I have two credit cards and a personal loan. My bank won’t let me consolidate, am I able to through you?
Hi Shannon,
You’ve come through to finder.com.au, a financial comparison service and not Rapid Finance. Rapid Finance offer a range of bad credit personal loan solutions, but whether or not you will be approved or not depends on your personal financial circumstances and your ability to repay the loan.
You can find out more by visiting its website.
I hope this helps,
Elizabeth
Hi im on a single mothers pension and in need of a personal loan am i able to get one
Hi Rebecca,
Rapid Finance considers some form of Centrelink as income so you may still be approved. You can get in contact with Rapid Finance to find out more information. If you find out you aren’t eligible, you can compare pensioner loans to see what might be your other options.
Hope this helps,
Elizabeth