⚠️ Warning about Borrowing
Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
- For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
- Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
- If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Hello
My partner & I are looking for a loan of about $20,000 to buy a caravan for $40,000 we have savings of about 20,000 in the bank. We own our vehicles worth about $40,000 rent at $350 p/w Life insurance & funeral insurance worth over $130,000. Is it possible to apply for a loan for this amount. My partner works full time and also receives age pension & I receive my individual age pension also.
Regards Dale
Hi Dale,
We are not a bank or lender, we’re a review and comparison site so we can’t provide personal advice about your situation. Your best bet is to contact one of the banks listed in this article and ask for more information. Your ability to get a loan will depend on your income, so you can talk to them in more detail about your income and situation and what your options are.
Best of luck!
I have trying to get a personal loan for a new car washing machine and fridge as my food is in eskies im looking for 8500 for 7 years im on a disability penisioner and i keepgetting knot back as credit score is very low because of looking around and applying to them.
Hi Debbie,
There may be some options for you applying with lenders who offer specialty loans. However, you might be best off contacting the National Debt Helpline for some guidance first. They offer free debt support, 5 days a week – contact them on 1800 007 007 or viist https://ndh.org.au/
Hope this helps!
is there any loan where i can apply without a mobile phone?
Hi Sharelle,
Thanks for getting in touch! You can apply for all the loans on the pensioner loans page without a mobile phone. For more information on how you can apply for pensioner loans, please go to the table showing some personal loan options that are available and you can click “Go to Site” to submit your application.
As a friendly reminder, carefully review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the bank should you need any clarifications about the policy.
Best,
Nikki
Hi l receive DSP l would like to apply for a $5000 personnel loan repayed over 2 years , l privately rent and have no debt , own my own car would l have a problem getting a loan through a bank ?
Hi Donna,
Thank you for reaching out to finder.
The general eligibility requirements are the following:
Australian citizen or Australian permanent resident
18 years or over
Have a regular income
The page offers you a list of lenders that you could reach out to if you wish to make an application. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!
Cheers,
Reggie
I’m in dire straghts and need a cash advancement on my general electric pension check of 580.00 I live with my girlfriend and have no expenses, we’re do I turn too
Hi Steven,
Thank you for reaching out to finder.
The page we are on offers a list of lenders that you could reach out to. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!
Cheers,
Reggie