First Option Bank personal loans
Choose between a secured or unsecured personal loan and pay minimal fees. You need to be a member to borrow.
We currently don't have that product, but here are others to consider:
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Applying online is a straightforward process. You'll need to meet general eligibility requirements including:
If you're considering applying for a personal loan, you may want to consider Great Southern Bank. They offer car loans as well as secured and unsecured personal loans. Read our guide for more information.
Are secured personal loans better than unsecured personal loans and how do they work?
Personal loans offer a range of loan amounts to suit different purposes and budgets. Here's how to get the loan amount you need.
Temporary Australian residents may be eligible to apply for personal loans, depending on the visa they hold.
Not all personal loans come with endless documentation. Some lenders specialise in quick and easy application processes.
Get a variable rate personal loan with personalised rates and same-day funding.
Use a personal loan calculator to work out your repayments or compare loans with a comparison calculator.
We’ve written about fixed rate personal loans and what their advantages are.
Find out exactly what you need to know when it comes to cheap personal loans, including working out if a loan is really competitive.
The NAB unsecured 10k+ personal loan allows you to borrow money for the consolidation of debts, a holiday trip or a new car. Learn more about the features and benefits of this loan and how to apply online.
i am on an income of $5600 per month from veterans affairs, am82 and would like to borrow $15000 for dental treatment, anyone help at all?
Hi Keith,
You can view a range of personal loan options for low income owners here. You can also get more information about applying for a loan when you’re income is from a government source in this guide.
As an alternative, you may be eligible for a Good Shepherd 0% interest loan, of up to $3000 – these are usually available to help with urgent medical bills and housing costs, like rent.
Hope this helps!