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Personal loan calculator

Find out how much your personal loan repayments will be.

It's not possible to plan for every expense that's going to come your way, which is why some people choose to take out personal loans. Before you consider taking out a personal loan, it's important to know if you will be able to afford the repayments. Use our calculator to get an idea of what your repayments will look like.

OurMoneyMarket Personal Loan - Excellent Credit

OurMoneyMarket Personal Loan - Excellent Credit

From

6.57 % p.a.

fixed rate

From

6.57 % p.a.

comparison rate

  • Personalised fixed rate
  • Flexible payment options
  • Fast online application
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100% confidential application

OurMoneyMarket Personal Loan - Excellent Credit

A loan for any worthwhile purchase of up to $75,000, such as for a car, equipment, and even debt consolidation. Your interest rate will be based on your credit history. Pre-approval available.

  • Interest rate from: 6.57% p.a.
  • Comparison rate: 6.57% p.a.
  • Interest rate type: Fixed
  • Application fee: Waived
  • Minimum loan amount: $2,001
  • Maximum loan amount: $75,000
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Compare personal loans in Australia

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1 - 5 of 5
Updated regularly
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
OurMoneyMarket Personal Loan - Excellent Credit
ExclusiveFixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
6.57%
to 21.78%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$613.62
Go to siteMore Info
Finder Exclusive: For a limited time only - Apply by December 15th 2023 and if approved, OurMoneyMarket will waive the establishment fee for Excellent Credit Customers.
NOW Finance No Fee Unsecured Personal Loan
Finder award winnerFixed18 Months - 7 Years $5,000 - $50,000
Interest Rate (p.a.)
6.75%
to 26.95%
Comp. Rate (p.a.)
6.75%
to 26.95%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$615.26
Go to siteMore Info
OurMoneyMarket Personal Loan
Fixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
1.50% - 6%
min. $250
Monthly Fee
$0
Monthly Repayment
$627.42
Go to siteMore Info
Harmoney Unsecured Personal Loan
Finder award winnerFixed3 - 7 Years $2,000 - $70,000
Interest Rate (p.a.)
5.76%
to 24.03%
Comp. Rate (p.a.)
6.55%
to 24.98%
Application Fee
$275 - $575
Monthly Fee
$0
Monthly Repayment
$623.70
Go to siteMore Info
Latitude Variable Rate Personal Loan
Variable2 - 7 Years $5,000 - $70,000
Interest Rate (p.a.)
9.49%
to 29.99%
Comp. Rate (p.a.)
10.93%
to 31.83%
Application Fee
$395
Monthly Fee
$13
Monthly Repayment
$666.22
Go to siteMore Info
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Showing 5 of 5 results

Calculate your personal loan repayments

Your personal loan details

Loan amount
$
Term
Repayment type
Interest rate
%
Monthly fee
$
Interest only period
Payment frequency
Extra monthly repayments
$

Overview of your loan

Once the interest only period ends, your estimated repayments will be
(including extra )
Total loan repayments:
Total interest / fees payable:
Compare personal loans
By making extra monthly repayments of
Your loan term could reduce by:
You could pay less interest, saving:
See as a table
Years remaining Principal remaining
Calculator Assumptions: The above calculations are worked out assuming you're paying off a principal and interest loan where the interest rate remains the same over the life of the loan. The repayment amounts do not take into account any additional fees or charges that may be charged to your loan (e.g. application fees).
Disclaimer: Whilst every effort has been made to ensure the accuracy of this calculator, the results should be used as indication only. They are neither a quote nor a pre-qualification for a loan.

Why compare personal loans with Finder?

free

We're free

Our personal loan comparison is completely free to use. There are no costs at all for you to use our database to find a better deal. Better still, we regularly run exclusive deals that you won't find on any other site.
expert advice

We're experts

We've researched and reviewed hundreds of loans as part of our Finder Awards. Our database and tables are always up-to-date and our in-house experts regularly appear on Sunrise, 7News and SBS News.
independent

We're independent

We are independently owned and have a mission to help Australians make better financial decisions. That means our opinions are our own and you can compare nearly every personal loan in Australia (and find a better deal).
help

We're here to help

Since 2014, we've helped 300,000+ people find a personal loan by explaining your options simply. You don't need to give us any details to use our comparison. We're here to help you make a decision.

More guides on Finder

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    A marketplace personal loan with personalised interest rates.
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  • Personal loans for self-employed borrowers

    Find out what personal loan options are available to you as a self-employed person and how you can be approved.

  • Joint Personal Loans

    If you're wanting to bolster your application, buy an asset with your partner or apply for a loan you're not eligible for by yourself, you can consider a joint application personal loan.

  • $10,000 loans in Australia

    Are you in need of a larger loan but concerned about your credit history? There still may be options available, no matter your credit history. Read our guide to find out what might be available to you.
  • Personal loans for temporary residents

    Temporary Australian residents may be eligible to apply for personal loans, depending on the visa they hold.

  • Easy personal loans

    Not all personal loans come with endless documentation. Some lenders specialise in quick and easy application processes.
  • $5,000 loans

    How to apply for a $5,000 loan and what you should keep in mind before applying.
  • Medical loans

    Do you need to cover the costs of an elective surgery or unexpected medical bill? Compare a range of personal loans for medical expenses and cosmetic procedures.
  • Loans for casual and part-time workers

    Find out your loan options if you're casually employed, or are part time and don't work a full 40-hour week.

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2 Responses

    Default Gravatar
    minaAugust 30, 2019

    Is it safe to enter all the information required , such as DOB, License number and so on?

    Reply
      Default Gravatar
      NikkiAugust 30, 2019

      Hi Mina,

      Thanks for your message.

      Yes, it is safe to enter all the information required on our personal loan calculator. You may also read our privacy policy for more details.

      Hope this helps!

      Best,
      Nikki

      Reply
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