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Review: Paysera international money transfers

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Quick, easy international payments, with little or no transfer fees to other Paysera accounts.

Paysera is an inexpensive option when you’re sending money between Paysera accounts, but be wary of the high number of negative reviews online.

USD 30

Min. Transfer Amount

No limit

Max. Transfer Amount

3 - 5 days

Transfer Speed

Details

Product NamePaysera International Money Transfers
Min. Transfer AmountUSD 30
Max. Transfer AmountNo limit
Transfer MethodsOnline
Transfer Speed
Minimum transfer time
3 - 5 days
Customer ServicePhone, Email
Available CurrenciesAUD, BGN, BYN, CAD, CHF, CNY, CZK, DKK, GBP, GEL, HKD, HRK, HUF, ILS, INR, JPY, KZT, MXN, NOK, NZD, PLN, RON, RSD, RUB, SEK, SGD, THB, TRY, USD, ZAR

Pros

  • Easy to use. Transfer online or through Paysera’s app.
  • Speedy transfer deliveries. In many cases, your recipient can access their funds within minutes. Even the slowest delivery speeds are quicker than most competitors.
  • Low — even free — transfer fees. When you transfer money between Paysera accounts, its free. Fees to other accounts are low compared with other transfer services.
  • Manage business revenue with Paysera checkout. More than 5,000 e-shops current use Paysera’s checkout method.

Cons

  • Limited transfer options. Send money from your bank account or between Paysera accounts only.

Make a money transfer to a Paysera account for free

Paysera has catered to international businesses and individuals since 2004. Anyone with a personal Paysera account can transfer funds to another Paysera account for free. For a small fee, you can also send money in more than 30 different currencies to a recipient’s bank account.

Businesses can benefit from Paysera’s streamlined purchasing process, especially when working with international customers.

Paysera fees

You won’t pay a fee to transfer money between Paysera accounts. When sending funds to a bank account or an e-wallet system, your cost will vary depending on your currency and the speed of the transfer.

For example, to send $2,000 to your family in the US, you’ll pay a flat fee of €7. If the current exchange rate is AUD1 = USD 0.71, Paysera might offer an exchange rate of AUD1 = USD 0.67. With this rate, your family would receive US$1,346.37 in 2 to 3 business days.

Exchange rates

Paysera can save you money with its competitive exchange rates. It posts these rates alongside the mid-market rate so you can compare the exchange, usually within a 1% margin.

What types of transfers does Paysera support?

Paysera provides one-off transfers, as well as business solutions. Fund your transfer using your debit card, or make a purchase through the Paysera checkout system.

Personal money transfers

  • One-off transfers

Business accounts

  • Payments via POS and mobile e-shop systems. Use Paysera’s convenient checkout system for mobile and physical POS locations with the Paysera Visa card.
  • Event ticketing. Sell tickets to an event. Create, manage and edit your event at any time.
  • Mass payments. Make mass payments in real time with Paysera's API.

Pros and cons

Pros

  • Speedy transfer deliveries. In many cases, your recipient can access their funds within minutes. Even the slowest delivery speeds can be quicker than most competitors.
  • Low, even free, transfer fees. When you transfer money between Paysera accounts, it's free. Fees to other accounts are low compared with other transfer services.
  • Manage business revenue with Paysera checkout. More than 5,000 e-shops currently use Paysera’s checkout method.

Cons

  • Negative reviews. A quick Google search shows quite a few negative reviews.
  • Limited transfer options. Send money from your bank account or between Paysera accounts only.
  • Limited customer service. Customer support in Australia is limited to filling out an online form or calling an overseas number.

How do I send money through Paysera?

To start your first transfer:

  • Register for a free account on Paysera’s website.
  • If transferring to another Paysera account, enter the recipient’s email address, phone number and Paysera account number, along with the amount you’d like to transfer. If transferring to a bank account, enter the amount you’d like to transfer and your recipient’s account information.
  • Fund your money transfer with your Paysera account or a debit card.

When you initiate a transfer between Paysera accounts, funds are available within minutes. For transfers to other accounts, your transfer may take from one to three business days.

Bottom line

Paysera offers several business features, but personal services in Australia are limited. To find the best deal for your individual situation, be sure to compare other international money transfer services like the ones below.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 2,000 1 day AUD 0.00 0.726 USD
7,259
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.726 USD
7,259
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.726 USD
7,259
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
AUD 250 1 - 2 days AUD 0.00 0.726 USD
7,259
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
Go to site Show details
GBP 3,000 1 day AUD 0.00 0.726 USD
7,259
Global Reach will match any competitor's exchange rates. Conditions apply.
Get no fees for both business and personal transfers when you send your money overseas with Global Reach.
Go to site Show details
AUD 1 1 day AUD 52.00 0.725 USD
7,214
Pay no fees on your first two transfers, up to $3,000.
SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.
Go to site Show details
AUD 0 Same day AUD 2.99 0.721 USD
7,206
Special offers like free transfers and better exchange rates available for new customers.
Affordable transfers around the world with both express and economy options. Express transfers delievered in as little as 10 minutes for an extra fee.
Go to site Show details
AUD 1 Same day AUD 0.00 0.725 USD
7,252
Get fast transfers with no fees and a range of foreign currency tools. Go to site Show details
AUD 200 1 - 2 days AUD 50.00 0.728 USD
7,244
Exclusive: Use code FINDER10 to receive US$10 off your first transaction.
Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies.
Go to site Show details
AUD 5 1 - 2 days EUR 3.00 0.722 USD
7,214
Special offer: Zero fees on your first 10 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
AUD 1 Same day AUD 3.99 0.72 USD
7,198
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Frequently asked questions

International Money Transfer Offers

Important Information*
Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.

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