MoneyMe Express Visa Card

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Have access to your loan in seconds with a MoneyMe Express Visa Card.

MoneyMe Visa Card no longer available


Maximum loan amount

Within the hour

Turnaround time

depending on your institution

1 to 2 months

Term of loan


Product NameMoneyMe Small Loans
Minimum Loan Amount$500
Maximum Loan Amount$2,000
Arrears Fee$25
Loan Term1 to 2 months
Turnaround timeWithin the hour - depending on your institution
Costs11-20% of loan amount (establishment fee) + 4% of loan amount each month
RequirementsYou must be 18+, an Australian resident and employed with a decent credit history.
Available to Centrelink Borrowers?No

How does the card work?

The card is a prepaid Visa debit card, letting you load your own funds onto it via direct debit. You can also use the card to receive instant access to loans approved by MoneyMe. The card is issued by Cuscal and lets you access your funds in-store using a PIN and Visa payWave, and also online and overseas.

Features of the MoneyMe Express Visa Card

The card offers various features, including:

  • Secure access to your funds. Money that is loaded onto the card isn’t linked to your bank account, so offers you a safer way to spend. Verified by Visa keeps your transactions secure and you will not be held liable for unauthorised purchases.
  • Receive loans almost instantly. Bank processing times mean you can be waiting up to 24 hours to receive your loan. With your Express Visa card you can receive your loan seconds after approval.
  • Access to your funds 24/7. Your Express card gives you access to your funds anywhere that accepts Visa cards, anytime of the day or night. You can use your card to make purchases in-store or to withdraw cash at the ATM.

What will the card cost?

There are several fees and charges that you should take into account.

To receive the card and load funds:

  • to load funds by direct credit facility
  • to replace your card when there are none in stock
  • No card issue fee

To use funds:

  • foreign exchange fee

To manage your account:

  • monthly expired card fee
  • monthly inactivity fee charged after seven months of inactivity until your card expires
  • $20 for disputed transactions
  • No balance enquiry fee

How you can apply for the card

Getting a card is easy. If you have taken out a MoneyMe loan before, you can register for a card in the Member’s Area. If you haven’t previously applied for a loan, you will need to make an application in order to get a card. To be eligible for a MoneyMe payday loan you need to be:

  • Over the age of 18
  • An Australian permanent resident
  • Currently employed

You’ll also need to have the following documents on hand to complete your application:

  • Bank details to check the last 90 days of your statements
  • A mobile phone number and valid email address
  • Proof of your income

The MoneyMe Express Card gives you a convenient way to spend your own money and receive MoneyMe loans instantly, so if it sounds right for you, register for one today.

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  1. Avatarfinder Customer Care
    October 13, 2016

    Hi Barry,

    Thanks for your question.

    Please note that we are, a financial comparison and information website, not MoneyMe.

    If you forget your MoneyMe Express Visa PIN, you can recover it by heading to the emerchants PIN Recovery website.


  2. Default Gravatar
    January 7, 2016

    is my money me prepaid visa card been funded yet

    • Avatarfinder Customer Care
      January 8, 2016

      Hi Neil,

      You’ve come through to, a financial comparison service and not MoneyMe. You’ll need to get in contact with MoneyMe directly to find out if your card has been funded as we do not have direct access to your account.



  3. Default Gravatar
    November 21, 2015

    Can I apply for a credit card

    • Avatarfinder Customer Care
      November 23, 2015

      Hi Garry,

      Thanks for your question.

      This is not a credit card but a debit card through which you can receive MoneyMe loans – if you’d like to apply for one of these loans you can do so on the MoneyMe website. However, if you would like to apply for a credit card you can compare your options and do so on this page.



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