Money transfer apps make sending money internationally convenient, but which app is the best? Depending on where you're sending money and how fast you need it to arrive, you may find what you need in these highly rated apps.
We rated the apps using a methodology that mainly took into account customer reviews from the Apple App and Google Play stores, but also took into consideration app features, transfer speeds and coverage.
With the Remitly app, you'll be given an exact date and time for when your money will be available for your recipient. If you aren't 100% satisfied with your transfer, Remitly promises to refund your fees. Learn more about this and other features before downloading the app to make sure it's the right fit for you.
| Live exchange rates | Set rate alerts | Check transfer status |
| Available on iPhone | Available on Android | Available in 16 languages |
| Data from October 25, 2023 | Apple Store | Google Play |
|---|---|---|
| Rating | 4.8 | 4.8 |
| # of reviews | 97,600 | 709,000 |
Send payments to friends, family and businesses in 80 countries with the Wise app. It includes a calculator you can use to get exchange rates and fees for specific transfers and offers an easy way to upload a photo of any personal ID needed to get started with Wise.
| Live market rates | Exchange rate alerts | Track your transfer |
| Available on iPhone | Available on Android | Available in 15 languages |
| Data from October 25, 2023 | Apple Store | Google Play |
|---|---|---|
| Rating | 4.6 | 4.7 |
| # of reviews | 15,500 | 621,000 |
Arriving in Australia in 2019, Revolut has made a name for itself in travel money and is becoming increasingly popular for money transfers. It's app-only and you can transfer money in 26 currencies 100+ currencies. Learn more about Revolut and what other services they offer.
| Live exchange rates | Multi-currency accounts | Track your transfer |
| Available on iPhone | Available on Android | Available in 20+ languages |
| Data from October 25, 2023 | Apple Store | Google Play |
|---|---|---|
| Rating | 4.8 | 4.6 |
| # of reviews | 83,000 | 189,000 |
With OFX's mobile app, send money transfers of $250 or more to 195 countries worldwide. You can also use the app to register for an OFX account, monitor current and historical exchange rates, track your transfers and set rate alerts. Transactions are free, but OFX takes a slight margin on currency exchange rates.
| Live exchange rates | Set rate alerts | Track your transfer |
| Available on iPhone | Available on Android | Available in English |
| Data from October 25, 2023 | Apple Store | Google Play |
|---|---|---|
| Rating | 4.8 | 4.6 |
| # of reviews | 4,200 | 3,760 |
With the WorldRemit app, you can send money to more than 130 countries for bank deposit, mobile airtime top-up and even cash pickup. WorldRemit has no minimum transfer amount, but its maximums vary depending on the destination country. Learn more about WorldRemit before downloading the app to make sure it's the right fit for you.
| Live exchange rates | 24/7 customer support | Track your transfer |
| Available on iPhone | Available on Android | Available in 6 languages |
| Data from October 25, 2023 | Apple Store | Google Play |
|---|---|---|
| Rating | 4.8 | 4.4 |
| # of reviews | 11,800 | 2,350,000 |
Use Western Union's Money Transfer app to transfer funds to more than 200 countries and territories around the world. You'll also gain access to a map of worldwide agent locations and their directions and hours for cash pickups.
| Strong focus on security | Simple card scanning | Track your transfer |
| Available on iPhone | Available on Android | Available in 6 languages |
| Data from October 25, 2023 | Apple Store | Google Play |
|---|---|---|
| Rating | 4.5 | 4.3 |
| # of reviews | 22,100 | 20,800 |
The Xe Money Transfer app lets you exchange money at a more competitive exchange rate than you'd find at the bank and makes tracking multiple exchange rates a breeze. It also offers low fees and low minimum transfer amounts.
| Set rate alerts | Monitor 10 currencies | Track your transfer |
| Available on iPhone | Available on Android | Available in 11 languages |
| Data from October 25, 2023 | Apple Store | Google Play |
|---|---|---|
| Rating | 4.3 | 2.9 |
| # of reviews | 5,400 | 113,000 |
The 7 money transfer apps listed are selected out of 26 money transfer services and rated based on 5 main factors. Customer ratings from Google Play and Apple App stores make up 70% of our criteria with the remaining 30% spread across app features, coverage and transfer speed.
5 main factors with weightings:
App features we analyse:
A key factor in choosing an app is the service behind it. Compare these features before making your decision.
Different providers will offer you different exchange rates. It's generally not the one you'll see on Google or Xe — otherwise known as the mid-market rate. To make a profit, transfer services add on a margin to the exchange rate to cover their own fees. Always compare providers with the knowledge that a provider may have no fees, but a bad exchange rate.
Providers charge fees in either flat rates, percentages or not at all. These fees can also change depending on what you're sending and how you're sending it. For example, larger transfers are generally cheaper, while money transfers using your credit card can incur higher fees.
Sometimes you need to get money to someone fast. Some providers specialise in cash pickup, which means your recipient can pick up the money you send almost instantly. This does come at a higher price, however. If you're not worried about timing, most providers take anywhere between one and four days to deliver the money at a much lower fee.
If you want to send cash on the go, a money transfer app may be for you. Always compare the exchange rates, transfer fees and other details of money transfer specialists to ensure you get the best deal for your needs.
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