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International Money Transfers

Best international money transfer apps

It’s easy to send money overseas with these mobile apps.

Last updated: 18 November 2018

Many major money transfer specialists now offer mobile apps that let you send money globally from the convenience of your phone.

We've rounded up a selection of the most popular apps from major international money transfer providers, and outlined their pros and cons to help you make a decision about which one is right for you.

What are some of the best money transfer apps this year?

TorFX
WorldFirst
OFX
WorldRemit

TransferWise
Western Union
CurrencyFair

TorFX

TorFX lets you send money in over 40 currencies and is one of the leading money transfer services. You can make personal or business transfers through TorFX and its app comes with a number of features such as transfer tracking and real-time exchange rates.

Features in the app

Live exchange rates	Set rate alerts	Track your transfer
Available on iPhone	Available on Android	Available in other languages

Pros

Competitive exchange rates
No added fees

Cons

Doesn’t offer cash pickup
Doesn’t accept cash or cheque payments
App only available in English

Calculate your transfer with TorFX

I want to send

	Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
	AUD 2,000	1 day	AUD 0.00	0.671	USD 3,354	TorFX guarantees to match any competitor's exchange rate. Conditions apply. Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, ILS, JPY, NOK, NZD, PLN, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review

Compare up to 4 providers

The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

WorldFirst

WorldFirst requires a higher minimum for money transfers ($2,000), but offers competitive exchange rates. The app specialises in fast transfers and you can use its extra features, like the currency converter and market updates, without signing up.

Features in the app

Live exchange rates	Set rate alerts	Track your transfer
Available on iPhone	Available on Android	Available in other languages

Pros

No transaction fees
Competitive exchange rates
Same-day transfers for major currencies
No maximum transfer limit

Cons

Doesn't allow small transfers
Only accepts bank transfer
No cash pickup

Calculate your transfer with WorldFirst

I want to send

	Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
	AUD 2,000	1 day	AUD 0.00	0.671	USD 6,708	Better exchange rates for Finder customers. Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Chat, Email Available currencies AED, AUD, BBD, BGN, BHD, BWP, CAD, CHF, CLP, COP, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HRK, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KRW, KWD, LKR, MAD, MUR, MXN, MYR, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, QAR, RON, RUB, SAR, SEK, SGD, THB, TND, TRY, TTD, TZS, UGX, USD, VND, XCD, ZAR Go to site Read the full review

Compare up to 4 providers

The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

OFX

With OFX’s app, you can send money to over 190 countries worldwide. The app also has a range of extra features, like being able to set rate alerts that can help you take advantage of the best times to transfer.

Features in the app

Live exchange rates	Set rate alerts	Track your transfer
Available on iPhone	Available on Android	Available in other languages

Pros

Can monitor current and historical exchange rates
Track your transfers
Set rate alerts
Free transactions
Better exchange rates than banks

Cons

Transfers must be above $250
Doesn't accept credit card or cash as payment
App only available in English

Calculate your transfer with OFX

I want to send

	Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
	AUD 250	1 - 2 days	AUD 15.00	0.671	USD 3,344	$0 transfer fees for Finder customers. No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 250.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, AZN, BGN, BND, CAD, CHF, CNY, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HUF, IDR, ILS, INR, JPY, KRW, KWD, LKR, MAD, MGA, MXN, MYR, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, RUB, SAR, SBD, SCR, SEK, SGD, THB, TOP, TRY, TWD, TZS, USD, VEF, VND, VUV, WST, XOF, XPF, ZAR Go to site Read the full review

Compare up to 4 providers

The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

WorldRemit

The WorldRemit app lets you send money to more than 120 countries around the world. With no minimum transfer amount, WorldRemit lets you take advantage of competitive exchange rates when making your transaction.

Features in the app

Live exchange rates	Set rate alerts	Track your transfer
Available on iPhone	Available on Android	Available in other languages

Pros

Cash pickup available
No minimum transfer
Large range of destinations
Competitive exchange rates
Funds can be received through mobile money

Cons

Limit on how much you can send
Fees change depending on the amount you transfer
Not as many extra features as other money transfer apps

Calculate your transfer with WorldRemit

I want to send

	Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
	AUD 1	Within an hour	AUD 3.99	0.665	USD 3,324	An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Email Available currencies AED, ALL, AMD, ANG, AOA, ARS, AUD, BAM, BBD, BDT, BGN, BHD, BIF, BOB, BRL, BWP, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EGP, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, MAD, MDL, MGA, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RUB, RWF, SCR, SEK, SGD, SLL, SOS, SRD, THB, TJS, TND, TOP, TRY, TZS, UAH, UGX, USD, UYU, VND, WST, XAF, XCD, XOF, ZAR, ZMW, BYN Go to site Read the full review

Compare up to 4 providers

The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

TransferWise

TransferWise aims to make the exchange process as cheap and transparent as possible. The app also lets you set up repeat payments for ongoing transfers.

Features in the app

Live exchange rates	Set rate alerts	Track your transfer
Available on iPhone	Available on Android	Available in other languages

Pros

No minimum transfer amount
Uses the mid-market rate
Transparent with fees
Can pay with Apple Pay (although paying by card incurs higher fees)

Cons

No cash pickup
Not as many currencies as other providers

Calculate your transfer with TransferWise

I want to send

	Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details

Compare up to 4 providers

The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Western Union

As the world’s largest money transfer company, Western Union is a widely recognised brand. The app offers money transfers to more than 200 countries around the world as well as a map of worldwide agent locations and directions for cash pickups.

Features in the app

Live exchange rates	Set rate alerts	Track your transfer
Available on iPhone	Available on Android	Available in other languages

Pros

Almost-instant transfers to cash pickup
Can pay with bank transfer, cash, card or Apple Pay
Transfers to many currencies

Cons

Less competitive exchange rates
Transfer fees to some countries can be significant

Calculate your transfer with Western Union

I want to send

	Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
	AUD 1	Same day	AUD 30.00	0.651	USD 3,233	Send money online to friends and family around the world with Western Union.		Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Phone, Agent, Bank Account to Bank Account, Cash Transfer, International Money Order Transfer options One off payments Customer service Phone, Email Available currencies AED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CUC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, IQD, IRR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LTL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SRD, STD, SVC, SYP, SZL, THB, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW, LVL Read the full review

Compare up to 4 providers

The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

CurrencyFair

The CurrencyFair app lets you exchange money at a fairer exchange rate than what you’d find at the bank. With low fees and minimum transfer amounts, the app makes international money transfers convenient.

Features in the app

Live exchange rates	Set rate alerts	Track your transfer
Available on iPhone	Available on Android	Available in other languages

Pros

Low fees
Minimum transfer amount is small ($5)

Cons

Limited number of currencies
Only bank-to-bank transfers
App only available in English

Calculate your transfer with CurrencyFair

I want to send

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Best international money transfer apps

It’s easy to send money overseas with these mobile apps.

What are some of the best money transfer apps this year?

TorFX

Features in the app

Pros

Cons

Calculate your transfer with TorFX

Compare up to 4 providers

WorldFirst

Features in the app

Pros

Cons

Calculate your transfer with WorldFirst

Compare up to 4 providers

OFX

Features in the app

Pros

Cons

Calculate your transfer with OFX

Compare up to 4 providers

WorldRemit

Features in the app

Pros

Cons

Calculate your transfer with WorldRemit

Compare up to 4 providers

TransferWise

Features in the app

Pros

Cons

Calculate your transfer with TransferWise

Compare up to 4 providers

Western Union

Features in the app

Pros

Cons

Calculate your transfer with Western Union

Compare up to 4 providers

CurrencyFair

Features in the app

Pros

Cons

Calculate your transfer with CurrencyFair