International money transfer apps

Transferring money overseas is made easier and more convenient with money transfer apps.

International money transfers are a way to send money overseas, and the number of providers in this space competing for your business means that it is rapidly changing. First a range of dedicated international transfer companies upended the industry by offering lower rates and fewer fees than the big banks, and now they’re competing to be easier, quicker and more convenient than anyone else. This means they’re providing apps which let you access a full range of money transfer services, and additional benefits, almost anytime and anywhere.

If you’re not using a money transfer app, you’re probably not using all the advantages available to you.

Make a lot of international transfers?

You can find apps and providers that let you send money for free, without any hidden fees, and take advantage of payment tracking so you know where each transaction is up to at any given time.

Investing in foreign currencies?

You may want to look for apps that deliver market alerts and updated rates directly to your pocket. Some apps even let you check up on past marketplace performance to identify trends and help you make smarter investments wherever you are.

Want to save money on international transfers?

Whether it’s zero-fee transfers, exchange rate calculators, live rate updates or even special offers delivered right to your phone, international money transfer apps can offer a range of ways to save more money.

Compare international money transfer apps

ProviderFeaturesDownload / Learn more
  • Built-in rate calculator
  • Manage deposits, withdrawals and transfers
Download from iTunes
Currency Online
  • Get the latest market rates
  • Zero fees on eligible transactions
  • Manage your international transactions in one place
Learn more
  • Send money as a guest without registration
  • Get a pre-transfer cost estimate
  • Track transfers and transactions
  • Access exclusive promotions and discounts
Download from iTunes
OFX (OzForex)
  • In-depth setup, management and tracking of transfers
  • View live exchange rates
  • Set up rate alerts
  • View historical exchange rates
Download from iTunes
  • 3-step money transfer
  • Excellent exchange rates
  • Check live exchange rates
  • Set up rate alerts and reminders
Download from iTunes
Western Union
  • Quick global transfers
  • Built-in exchange rate calculator
  • Mobile transfer tracking
  • Resources for finding agents and accessing other services
Download from iTunes
  • Make a trade in as little as 30 seconds
  • Check live rates
  • Currency conversion calculator
  • Receive market updates
  • Track payments
Download from iTunes

The latest in foreign exchange

Westpac Exchange Rates

Westpac Exchange Rates

A good exchange rate can make a big difference to the amount of money that ends up with your recipient at the end of the day. Check out our guide to the foreign exchange rates offered by Westpac. Read more…

How to get more value out of your money transfer app

In addition to the convenience, you can get more value from transfer apps by taking advantage of the wide-ranging services available.

  • Get preferable foreign exchange rates. Once you know how to find the best foreign exchange rates you can look to apps for more functionality and ease of use, and can even take advantage of built-in calculators to check your expected costs or returns.
  • Look for a forex trading advantage. The fast-paced foreign exchange market runs 24/7 and can deliver an effective return on investment, but are you really able to compete effectively if you don’t use a foreign money transfer app? Access your investments through your phone as well as the tools that can help you make effective decisions.
  • Make same-day transfers. If your transactions are time-sensitive, international transfer apps can be an effective way of making sure they go off as planned. Make same-day international transactions and track them wherever you are for more peace of mind in everyday finances.

How do I compare mobile money transfer apps?

Look at the app’s functionality in combination with the benefits offered by the provider. You may wish to look at:

Exchange rates

Different providers may have inherently different exchange rates. Look at the rates for the currencies you plan on transferring and compare apps for the providers who offer preferable terms for your types of transfer.


Fees might be in flat rates, percentages, or in some cases might even be non-existent. It can depend on the type of transfer. For example, some providers may only charge fees on international but not domestic transactions, while others might only charge fees for transfers above a certain value. It can be advisable to know what type of transactions you will mainly be making, and looking for both a provider and an app that can effectively accommodate you.

Transfer networks

What are the recipient’s options for picking up funds? Mobile money transfer apps can not only make it easier to receive money in more locations, but can also be used to confirm transfers if the recipient can’t access the funds right away.

Customer service

International money transfer brands often find themselves competing directly with the big banks, and will often have the customer service infrastructure and support teams that can rival those of the major banks. It can be worth holding your financial services providers to high customer service standards, and it can be good to know you’re able to depend on them.

You can get more value for money by comparing both providers themselves, and their apps. If you’re thinking of making a switch or signing up, it may be useful to compare both in one place.

Andrew Munro

Andrew writes for, comparing products, writing guides and looking for new ways to help people make smart decisions. He's a fan of insurance, business news and cryptocurrency.

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International Money Transfer Offers

Important Information*
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate for a transaction. Conditions apply.
Send money overseas in 45 currencies. Once registered, you'll be assigned an Account Manager who can provide support and guidance.

OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers. Transfer any amount from $250 upwards. $0 transfer fee on transfers over AU$10,000, $15 flat fee applies otherwise. 24-hour customer service available with a local support team.

WorldFirst International Money Transfers

Great rates and $0 transfer fees for Finder customers. Access live rates, currency converter and market updates via the WorldFirst Money Transfer mobile app.

FC Exchange International Money Transfers

FC Exchange will match any competitor's exchange rates. Conditions apply. No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.

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