By
James Edwards&
Thomas StelzerReviewed by
Fred SchebestaUpdated
Unlike other sites, we let you compare dozens of exchanges where you can buy XRP based on trading fees and payment methods, meaning it's easier to find the cheapest and easiest places to buy XRP.
The easiest place to buy XRP (Ripple) in Australia is via a recognised cryptocurrency exchange.
You can follow the steps below to get started:
Best for beginners
Best for long term investors
Best Overall
"Top picks" are those we've evaluated to be best for certain product features or categories – you can learn more in our full methodology. If we show a "Promoted Pick" it's been chosen from among our commercial partners based on factors that include special features or offers, and the commission we receive.
Keep in mind that these picks are suggestions and that the best crypto exchange for you will depend on your individual needs. There are other products on the market not included in our picks.
If this is your first time buying cryptocurrency, it might be easier to use an exchange that lets you buy XRP with Australian dollars directly via your preferred payment method.
You can compare crypto exchanges based on their payment method options below:
We currently don't have that product, but here are others to consider:
How we picked theseYou'll need the following to sign up to a crypto exchange and buy XRP:
XRP (XRP) was launched in 2012 by David Schwartz, Jed McCaleb and Arthur Britto. It was designed as a digital payment network to reduce the cost of international payments.
The XRP Ledger is an open-source and peer-to-peer decentralised payment gateway that aims to provide "utility for the new global economy". XRP is the native token of the XRP network and is used by the company Ripple Labs Inc for cross-border settlements.
It acts as an infrastructure layer that supports low-cost, borderless transactions and allows for transferring money and cryptocurrency.
Unlike other cryptos such as BTC and ETH where new blocks are generated via mining or staking, XRP pre-mined 100 billion tokens at its launch.
These tokens were distributed to individuals and companies, with a large majority of tokens held by just a few entities.
XRP is the utility token of the XRP Ledger, which is a decentralised payments network designed by Ripple Labs to offer ultra-fast and low cost global transactions.
It has remained one of the largest cryptocurrencies by market capitalisation since it launched in 2012 and set a new all-time high price in 2025, 7 years after its last all-time high in January 2018.
XRP is also one of the 5 cryptocurrencies named by US president Donald Trump to be included in his administration's national strategic crypto reserve.
| Coin symbol | XRP |
|---|---|
| Coin Marketcap | AUD$179,859,521,935 |
| Total XRP supply | 99,985,800,180 |
| Circulating XRP | 59,777,241,479 |
| Current price | AUD$4.6354 |
| All time high | AUD$8.6548 |
| All time high date | July 18, 2025 |
Historical prices compared with the price of $4.6354.
| 1 hour | 0.08% |
|---|---|
| 24 hours | 0.27% |
| 7 days | -3.23% |
| 14 days | 6.47% |
| 30 days | 4.79% |
|---|---|
| 60 days | -14.25% |
| 200 days | 23.15% |
| 1 year | 415.82% |
Crypto treasury companies have found new momentum in 2025, with dozens of public companies adding Bitcoin, Ethereum, XRP and other altcoins to their balance sheets. It comes as traditional financial firms increasingly embrace crypto and governments open the door to more transparent legislation.
Read more::
Kylie Purcell is the Senior Investments Editor for Finder.
Ripple is the payment and settlement protocol that underpins the XRP Ledger. It is distributed open source network and can be used to support currency exchange, remittances and real-time settlements across borders.
"One of the common criticisms of XRP and Ripple Labs is that the supply of XRP is concentrated in the hands of a few key investors, which is something that goes against what many would see as a core ethos of cryptocurency - decentralisation."
XRP is treated as an asset by the Australian Tax Office (ATO), which means that if you've bought, sold or earned XRP during the financial year, you will need to report it at tax time.
Investors will need to declare any profits as capital gains, while losses can be used to reduce your tax bill or offset any future gains.
If you make frequent trades in a professional capacity you may be classified as a trader, which is a bit more complex.
Learn more in our guide to crypto tax in Australia or use our round-up of the best crypto tax software to make tax reporting easier.
While there are no XRP ETFs (exchange-traded fund) listed on the Australian Securities Exchange (ASX), there are at least 3 listed in Canada and on European exchanges.
On June 20 2025, 3iQ's spot XRP ETF (XRPQ) began trading on the Toronto Stock Exchange (TSX), while the Virtune XRP ETP (VRTX) began trading on Nordic markets from 2024 and the Swiss-based 21-Shares ETF (AXRP) was launched in 2019.
While there are currently no direct XRP ETFs (exchange-traded fund) in the United States, like there are for Bitcoin or Ethereum, a few companies have lodged applications to launch XRP ETFs in the US.
If and when these ETF applications are approved, Australians with US stock trading platforms will be easily able to get exposure to XRP via the stock market.
In the meantime, some international share trading platforms with access to European or Canadian markets, like CMC Markets, Totality (formerly Saxo) or Interactive Brokers, might offer these ETFs.
Fred Schebesta breaks down the pros and cons of XRP and whether it's worth it as an investment:
In late 2020, the Securities and Exchange Commission (SEC) sued Ripple Labs over the allegation that it had raised more than $1 billion through the sale of XRP in an unregistered security offering.
With the incoming Trump administration likely to replace the SEC with pro-crypto appointees, investors believe it may be about to drop its case against Ripple.
These are the latest developments on the XRP legal battle (as of June 2025):
If you don't already own crypto, the easiest way to buy XRP is with Australian dollar.
To get started, choose a cryptocurrency trading platform like Cointree that allows you to deposit AUD.
Alternatively, you may need to convert your AUDs into BTC or ETH first, which you can then trade for XRP.
Ripple Labs, the company behind Ripple and XRP, is not publicly-traded, which means you can't buy Ripple shares or invest directly in the company.
James Edwards is a seasoned cryptocurrency expert and content creator with over a decade of experience in blockchain, DeFi and Web3. An early adopter of Bitcoin, he has contributed to major outlets like Nasdaq, CoinDesk, and The Street, and has reported at leading industry events such as TechCrunch Disrupt and CoinDesk Consensus. James has produced over 200 YouTube videos, including interviews with influential figures like Changpeng Zhao (CZ) and Tim Draper, and holds a Bachelor of Liberal Arts & Sciences in Psychology from the University of Sydney, along with a Tier 1 Generic Knowledge certification in compliance with ASIC standards. James created cryptocurrency content at Finder as a video producer, writer and editor from 2018 to 2023. See full bio
Tom Stelzer is a journalist with 6 years of experience covering personal finance, specialising in investment and cryptocurrency. With a Master of Media Arts and Production and a Bachelor of Communications in Journalism from the University of Technology Sydney, Tom provides expert analysis on digital assets and market trends, helping readers navigate the fast-evolving world of finance. See full bio
This guide provides step-by-step instructions on how to buy Flare, lists some exchanges where you can get it and provides daily price data on FLR.
This guide provides step-by-step instructions on how to buy Ondo, lists some exchanges where you can get it and provides daily price data on ONDO.
This guide provides step-by-step instructions on how to buy Unicorn Fart Dust, lists some exchanges where you can get it and provides daily price data on UFD.
World Liberty Financial (WLFI) is the Trump family's crypto project.
This guide provides step-by-step instructions on how to buy Pudgy Penguins, lists some exchanges where you can get it and provides daily price data on PENGU.
This guide provides step-by-step instructions on how to buy Magic Eden, lists some exchanges where you can get it and provides daily price data on ME.
This guide provides step-by-step instructions on how to buy Fartcoin, lists some exchanges where you can get it and provides daily price data on FARTCOIN.
This guide provides step-by-step instructions on how to buy Hyperliquid, lists some exchanges where you can get it and provides daily price data on HYPE.
This guide provides step-by-step instructions on how to buy Lido DAO, lists some exchanges where you can get it and provides daily price data on LDO.
Learn how to buy Binance Coin in Australia with our simple step-by-step guide and tips on what to know before you get started.
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.