Was this useful?
Why did you choose this rating?
By
James Edwards&
Thomas StelzerReviewed by
Fred SchebestaUpdated
Unlike other sites, we let you compare dozens of exchanges where you can buy XRP based on trading fees and payment methods, meaning it's easier to find the cheapest and easiest places to buy XRP.
The easiest place to buy XRP (Ripple) in Australia is via a recognised cryptocurrency exchange.
You can follow the steps below to get started:
Copy trading
Volatile investment product. You should consider whether you can afford to take the high risk of losing your money.
$150 gift card from Finder
Long term investors
Volatile investment product. You should consider whether you can afford to take the high risk of losing your money.
Great UX
Award winner
Volatile investment product. You should consider whether you can afford to take the high risk of losing your money.
Finder Award winner 2025
Top pick
Volatile investment product. You should consider whether you can afford to take the high risk of losing your money.
$20 free BTC
"Top picks" are those we've evaluated to be best for certain product features or categories – you can learn more in our full methodology. If we show a "Promoted Pick" it's been chosen from among our commercial partners based on factors that include special features or offers, and the commission we receive.
Keep in mind that these picks are suggestions and that the best crypto exchange for you will depend on your individual needs. There are other products on the market not included in our picks.
If this is your first time buying cryptocurrency, it might be easier to use an exchange that lets you buy XRP with Australian dollars directly via your preferred payment method.
You can compare crypto exchanges based on their payment method options below:
We currently don't have that product, but here are others to consider:
Looking for other options? Check out these similar products.
How we picked theseYou'll need the following to sign up to a crypto exchange and buy XRP:
XRP (XRP) was launched in 2012 by David Schwartz, Jed McCaleb and Arthur Britto. It was designed as a digital payment network to reduce the cost of international payments.
The XRP Ledger is an open-source and peer-to-peer decentralised payment gateway that aims to provide "utility for the new global economy". XRP is the native token of the XRP network and is used by the company Ripple Labs Inc for cross-border settlements.
It acts as an infrastructure layer that supports low-cost, borderless transactions and allows for transferring money and cryptocurrency.
Unlike other cryptos such as BTC and ETH where new blocks are generated via mining or staking, XRP pre-mined 100 billion tokens at its launch.
These tokens were distributed to individuals and companies, with a large majority of tokens held by just a few entities.
XRP is the utility token of the XRP Ledger, which is a decentralised payments network designed by Ripple Labs to offer ultra-fast and low cost global transactions.
It has remained one of the largest cryptocurrencies by market capitalisation since it launched in 2012 and set a new all-time high price in 2025, 7 years after its last all-time high in January 2018.
XRP is also one of the 5 cryptocurrencies named by US president Donald Trump to be included in his administration's national strategic crypto reserve.
| Coin symbol | XRP |
|---|---|
| Coin Marketcap | AUD$67,597,165,800 |
| Total XRP supply | 99,985,635,707 |
| Circulating XRP | 62,533,271,955 |
| Current price | AUD$1.5134 |
| All time high | AUD$7.154 |
| All time high date | July 18, 2025 |
Historical prices compared with the price of $1.5134.
| 1 hour | 0.10% |
|---|---|
| 24 hours | 0.82% |
| 7 days | -2.18% |
| 14 days | -0.91% |
| 30 days | 3.02% |
|---|---|
| 60 days | -18.65% |
| 200 days | -48.18% |
| 1 year | -65.52% |
Despite dipping in September, the price of Bitcoin is up over 8% in the last month with Ether following at 4%. Meanwhile, Altcoins have been having a moment with BNB one of the top performers, jumping over 20% in the last 30 days alone, XRP up 6% and SOL having jumped 11%.
Meanwhile crypto exchanges in Australia will soon need to hold a financial services license (AFSL) under new draft legislation. Once rolled out, it means exchanges will be held to the same reporting and compliance standards as superfunds and online brokers.
Ripple is the payment and settlement protocol that underpins the XRP Ledger. It is distributed open source network and can be used to support currency exchange, remittances and real-time settlements across borders.
"One of the common criticisms of XRP and Ripple Labs is that the supply of XRP is concentrated in the hands of a few key investors, which is something that goes against what many would see as a core ethos of cryptocurency - decentralisation."
XRP is treated as an asset by the Australian Tax Office (ATO), which means that if you've bought, sold or earned XRP during the financial year, you will need to report it at tax time.
Investors will need to declare any profits as capital gains, while losses can be used to reduce your tax bill or offset any future gains.
If you make frequent trades in a professional capacity you may be classified as a trader, which is a bit more complex.
Learn more in our guide to crypto tax in Australia or use our round-up of the best crypto tax software to make tax reporting easier.
While there are no XRP ETFs (exchange-traded fund) listed on the Australian Securities Exchange (ASX), there are at least 3 listed in Canada and on European exchanges.
On June 20 2025, 3iQ's spot XRP ETF (XRPQ) began trading on the Toronto Stock Exchange (TSX), while the Virtune XRP ETP (VRTX) began trading on Nordic markets from 2024 and the Swiss-based 21-Shares ETF (AXRP) was launched in 2019.
While there are currently no direct XRP ETFs (exchange-traded fund) in the United States, like there are for Bitcoin or Ethereum, a few companies have lodged applications to launch XRP ETFs in the US.
If and when these ETF applications are approved, Australians with US stock trading platforms will be easily able to get exposure to XRP via the stock market.
In the meantime, some international share trading platforms with access to European or Canadian markets, like CMC Markets, Totality (formerly Saxo) or Interactive Brokers, might offer these ETFs.
Fred Schebesta breaks down the pros and cons of XRP and whether it's worth it as an investment:
In late 2020, the Securities and Exchange Commission (SEC) sued Ripple Labs over the allegation that it had raised more than $1 billion through the sale of XRP in an unregistered security offering.
With the incoming Trump administration likely to replace the SEC with pro-crypto appointees, investors believe it may be about to drop its case against Ripple.
These are the latest developments on the XRP legal battle (as of June 2025):
If you don't already own crypto, the easiest way to buy XRP is with Australian dollar.
To get started, choose a cryptocurrency trading platform like Cointree that allows you to deposit AUD.
Alternatively, you may need to convert your AUDs into BTC or ETH first, which you can then trade for XRP.
Ripple Labs, the company behind Ripple and XRP, is not publicly-traded, which means you can't buy Ripple shares or invest directly in the company.
James Edwards is a seasoned cryptocurrency expert and content creator with over a decade of experience in blockchain, DeFi and Web3. An early adopter of Bitcoin, he has contributed to major outlets like Nasdaq, CoinDesk, and The Street, and has reported at leading industry events such as TechCrunch Disrupt and CoinDesk Consensus. James has produced over 200 YouTube videos, including interviews with influential figures like Changpeng Zhao (CZ) and Tim Draper, and holds a Bachelor of Liberal Arts & Sciences in Psychology from the University of Sydney, along with a Tier 1 Generic Knowledge certification in compliance with ASIC standards. James created cryptocurrency content at Finder as a video producer, writer and editor from 2018 to 2023. See full bio
Tom Stelzer is a journalist with 6 years of experience covering personal finance, specialising in investment and cryptocurrency. With a Master of Media Arts and Production and a Bachelor of Communications in Journalism from the University of Technology Sydney, Tom provides expert analysis on digital assets and market trends, helping readers navigate the fast-evolving world of finance. See full bio
Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.
This guide provides step-by-step instructions on how to buy SPX6900, lists some exchanges where you can get it and provides daily price data on SPX.
This guide provides step-by-step instructions on how to buy Conflux, lists some exchanges where you can get it and provides daily price data on CFX.
This guide provides step-by-step instructions on how to buy Monero, lists some exchanges where you can get it and provides daily price data on XMR.
How to buy Bitcoin SV (BSV) in
Australia
This guide provides step-by-step instructions on how to buy Fantom, lists some exchanges where you can get it and provides daily price data on FTM.
A panel of industry specialists give us their predictions on the price of shiba inu to 2035.
Learn how to buy Shiba Inu in Australia with our simple step-by-step guide and tips on what to know before you get started.
Learn how to buy Dogecoin in Australia with our simple step-by-step guide and tips on what to know before you get started.
Learn how to buy in with our simple step-by-step guide and tips on what to know before you get started.
This guide provides step-by-step instructions on how to buy MATIC (migrated to POL), lists some exchanges where you can get it and provides daily price data on MATIC.
Finder is a comparison service. We do not compare every product or every provider in the market.
We make money through commercial arrangements with some of the providers on this site. Products marked 'Sponsored', 'Promoted', 'Featured' or 'Advertisement' appear as a result of a commercial arrangement.
Our editorial content, product reviews and any 'Top Pick' designations are prepared independently of these commercial arrangements.
The default order of products in our tables can be influenced by commercial arrangements. You can re-sort or filter using the controls above each table.
Some content on this site may be generated or supported by AI tools. You should verify details directly with the provider.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
Our comparison service does not include every product or every provider in the market. Some product issuers offer their products under multiple brands or through associated companies. Where we can, we identify the underlying issuer so you can compare like with like, but you should always check with the provider directly to confirm which brand you are dealing with.
Finder is a comparison website and an intermediary. We are not a product issuer and we do not provide personal financial or credit advice. When you click a link to a product, or apply for a product through our site, you deal directly with the product issuer. We may receive a referral fee, commission or other payment from the issuer if you click through, apply or take out a product. We describe these arrangements in more detail under 'How we make money' below.
Product features, fees, terms and eligibility criteria are set by the product issuer and may change. We rely on information supplied by issuers when we present product details on our site. Before you apply for or take out any product, you should confirm the details directly with the issuer.
We earn revenue from Finder in four principal ways:
Referral fees and commissions. When you click a product link, complete an enquiry form or apply for a product through our site, we may receive a referral fee, commission or other payment from the product issuer. We may also receive payment based on the volume of leads or conversions we send to an issuer.
Sponsored placements. Products marked 'Sponsored', 'Promoted', 'Featured' or 'Advertisement' appear as a result of a commercial arrangement between Finder and the issuer. These labels always indicate a paid placement. We do not use them for editorial choices.
Display advertising. Banner advertising, newsletter advertising and similar display ads on our site are paid by advertisers.
Content sponsorship. Some articles, videos and social media posts are sponsored by an issuer and are clearly labelled as such.
Our editorial opinions, product reviews and any 'Top Pick' designations are prepared independently of these commercial arrangements. A 'Top Pick' is an editorial choice made by our writers and editors based on the criteria described on each comparison page. A 'Top Pick' is not a personal recommendation and does not mean the product is appropriate for your circumstances.
If you would like to know whether we have a commercial arrangement with a specific product issuer, please contact us.
When products are grouped in a table or list, the default order can be influenced by commercial arrangements we have with product issuers. In some categories, sponsored or featured products appear in the top positions of the table by default, and are always labelled as such.
Other factors that influence default order include price, fees and features, and (where relevant) our editorial view of the product.
You can re-sort every comparison table using the controls above the table. You can filter by product features that matter to you. The order you see after re-sorting or filtering is not influenced by commercial arrangements.
Some content on this site is generated or supported by artificial intelligence tools, including our AI-powered assistant FinderBot. AI-generated content may contain errors. Please verify important information directly with the product issuer before making a financial decision. For more information about FinderBot, see the FinderBot Terms of Use and FinderBot Privacy Collection Notice.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Thank you for your feedback
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.