
Get exclusive money-saving offers and guides
Straight to your inbox
Updated
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Suncorp has a long history of providing financial services to Australians. As well as offering insurance policies, Suncorp also offers a range of benefits and deals with over 100 retailers, offering its customers discounts on groceries, savings on bigger purchases and instant rewards. While these bonuses might entice, do its policies stack up and can they protect your properties and contents? What is included and what exclusions are there? How easy is it to make a claim and how much will it cost you? Read on for a thorough breakdown of Suncorp Landlord Insurance.
Contents | Home | |
---|---|---|
Flood | ||
Storm | ||
Lightning | ||
Fire | ||
Earthquake and tsunami | ||
Theft or burglary by tenants or their guests | ||
Theft or burglary by people who are not tenants or their guests | ||
Accidental breakage of glass | ||
Escape of liquid | ||
Impact | ||
Damage by an animal | ||
Explosion | ||
Riot, civil commotion or public disturbance | ||
Malicious acts or vandalism | ||
Removal of debris | ||
Repair/rebuilding costs | ||
Environmental improvements | ||
Storage of undamaged contents | ||
Damage to gardens and plants | ||
Mortgagee’s discharge costs | ||
Loss of rent | ||
Legal costs to recover unpaid rent | ||
Damage from physical injury or incident | ||
Lock replacement | ||
Contents on common property |
There are certain situations or circumstances where you will not be eligible to make a claim. Typically, you will not be covered for:
Your policy will have full details on exclusions, so be sure to read the fine print and raise any questions with your insurance broker.
If the worst should happen and you need to make a claim, you will often be required to pay an excess (unless otherwise outlined in your policy) for each claim you make. For example, if a fire damaged your house you would need to claim for the damage and pay an excess. If the house was unusable, you could claim for loss of rent, which would require an additional excess. Your excess amount for each claim will depend on your level of cover and the sum you are claiming for.
After making sure everyone is safe and you have taken any necessary precautions to prevent any further loss, damage or injury, contact any emergency services that are required. Keep any documents, reports and damaged contents.
Contact Suncorp as soon as possible to begin lodging your claim. A 24-hour claims line is available on 13 25 24. You can also go online to begin the claims process at suncorp.com.au
Engines aren’t the only thing overheating on the roads this summer – our tempers are too, according to new research by Finder, Australia’s most visited comparison site.
Here’s how you can ensure your treadmill is moved safely and at a convenient time.
Steam mops are an effective way to clean your floors and other parts of your home. Find out how to compare models and choose the right one for you.
Our experts crunch the numbers to help you work out the best place to park your money: is it your mortgage or your super fund?
One in four (25%) Australians are worried about how they will pay the rent or mortgage after Christmas, according to new research by Finder, Australia’s most visited comparison site. Find out how the Finder App can help save you money in 2021.
Find out how much a colonoscopy costs in Australia and how you can avoid paying heaps.
Find out how much veneers cost in Australia and how you can avoid being hit with a big bill.
Find out how much dentures cost in Australia and how you can get cover with mid-level health insurance.
Millions of Australians are leaving themselves vulnerable to theft this Christmas by not locking their doors, according to new research by Finder, Australia’s most visited comparison site.
We’ve searched high and low to find the best work boots you can buy in Australia right now.