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How to buy PayPal (PYPL) shares in Australia

Learn how to easily invest in PayPal shares.

Paypal Holdings, Inc. (NASDAQ: PYPL) is an American company that operates an online payment system in many countries all over the world. It launched in 1998 under the name of Confinity but changed its business model in 1999 when it became PayPal. It has had several owners, including the infamous Elon Musk, and was bought out by eBay in 2002. It currently operates as an independent company.

How to buy shares in PayPal

  1. Compare share trading platforms. To buy shares in a company listed in the US from Australia you'll need to find a trading platform that offers access to US stock markets. Look for a platform with low brokerage and foreign exchange fees.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, which will typically include your ID and tax file number. Fund your account with a bank transfer, credit card or debit card.
  3. Search for PayPal. Find the share by name or ticker symbol: PYPL. Research its history to confirm it's a solid investment that matches your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until PayPal reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying using consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of US$58.48, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs. You may be able to buy a fractional share of PayPal, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of PayPal. Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights.

PayPal stock price (NASDAQ:PYPL)

Use our graph to track the performance of PYPL stocks over time.

PayPal shares at a glance

Information last updated 2023-12-04.
52-week rangeUS$50.25 - US$88.625
50-day moving average US$56.0195
200-day moving average US$65.4408
Target priceUS$75.24
PE ratio 17.8433
Dividend yield US$0 (0%)
Earnings per share (TTM) US$3.35

PayPal share growth calculator

US$

Use the fields above to explore the returns from a historical investment. Please refer to the charts further up this page to see performance over 5 years, or other periods. Past performance doesn't indicate future results. Capital is at risk.

PayPal price performance over time

Historical closes compared with the last close of $58.94

1 week (2023-11-30) 2.31%
1 month (2023-11-10) 7.61%
3 months (2023-09-08) -3.35%
6 months (2023-06-09) -7.17%
1 year (2022-12-09) -19.89%
2 years (2021-12-10) -68.73%
3 years (2020-12-10) -72.63%
5 years (2018-12-10) -30.60%

Compare trading platforms to buy PayPal shares

1 - 6 of 6
Name Product Standard brokerage for US shares Currency conversion fee Asset class
eToro
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eToro
US$0
50-150 pips
ASX shares, Global shares, US shares, ETFs
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IG Share Trading
Finder Award
IG Share Trading
US$0
0.70%
ASX shares, Global shares, US shares, UK shares, ETFs
$0 brokerage for US and global shares plus get an active trader discount of $5 commission on Australian shares.
Enjoy some of the lowest brokerage fees on the market when trading Australian and international shares, plus get access to 24-hour customer support.
Moomoo Share Trading
US$0.99
55 pips or 0.0055 AUD/USD
ASX shares, Global shares, US shares, ETFs
Finder exclusive: Get an additional 30 days on top of the regular brokerage-free period for new accounts. T&Cs apply.
Trade shares on the ASX, the US markets and buy ETFs with Moomoo. Plus join a community over 20 million investors.
CMC Invest
Finder Award
CMC Invest
US$0
0.60%
ASX shares, Global shares, Options trading, US shares, mFunds, ETFs
$0 brokerage on global shares including US, UK and Japan markets.
Trade up to 35,000 products, including shares, crypto, ETFs and managed funds, with access to 15 major global and Australian stock exchanges. Plus, buy Aussie shares for $0 brokerage up to $1,000. (Limited to one buy order per stock per trading day).
Webull
US$0.25
0.50% (50 pips)
ASX shares, Options trading, US shares, ETFs
Earn US$100 in cash vouchers when you fund your new account and maintain a minimum balance of US$2,000 by Dec 29 until March 31, 2024. Plus, earn up to 5.3% p.a. yield on your US cash account (T&Cs apply).
Trade ASX and US stocks and US options, plus gain access to inbuilt news platforms and educational resources. You can also start trading for less with fractional shares.
Tiger Brokers
Exclusive
Tiger Brokers
US$2
37 pips
ASX shares, Global shares, US shares, ETFs
Finder exclusive: Get 10 brokerage-free trades for the US or ASX market for the first 180 days and US$50 fractional shares when you deposit at least US$500. Plus, all new customers get 1 free trade per month for the first 12 months (T&Cs apply).
Get one brokerage-free trade per month for the first 12 months for US or ASX markets. T&Cs apply.
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The value of your investments can fall as well as rise and you may get back less than you invested. Past performance is no indication of future results.

Is it a good time to buy PayPal stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. However, this is not a recommendation. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Is PayPal under- or over-valued?

Valuing PayPal stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of PayPal's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

PayPal's P/E ratio

PayPal's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 18x. In other words, PayPal shares trade at around 18x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

PayPal's PEG ratio

PayPal's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.4988. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into PayPal's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

PayPal's EBITDA

PayPal's EBITDA (earnings before interest, taxes, depreciation and amortisation) is US$5.4 billion (£4.3 billion).

The EBITDA is a measure of a PayPal's overall financial performance and is widely used to measure stock profitability.

PayPal share price volatility

Over the last 12 months, PayPal's shares have ranged in value from as little as US$50.25 up to US$88.625. A popular way to gauge a stock's volatility is its "beta".

PYPL.US volatility(beta: 1.38)Avg. volatility(beta: 1.00)LowHigh

Beta measures a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while PayPal's is 1.377. This would suggest that PayPal's shares are more volatile than the average for this exchange and represent, relatively speaking, a higher risk (but potentially also market-beating returns).

PayPal financials

Revenue TTM US$29.1 billion
Operating margin TTM 15.99%
Gross profit TTM US$11.7 billion
Return on assets TTM 3.88%
Return on equity TTM 18.82%
Profit margin 12.93%
Book value 18.278
Market capitalisation US$64.4 billion

TTM: trailing 12 months

PayPal share dividends

We're not expecting PayPal to pay a dividend over the next 12 months.

PayPal's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like PayPal.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

PayPal's total ESG risk score

Total ESG risk: 16.47

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and PayPal's overall score of 16.47 (as at 01/01/2019) is excellent – landing it in it in the 15th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like PayPal is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

PayPal's environmental score

Environmental score: 2.41/100

PayPal's environmental score of 2.41 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that PayPal is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

PayPal's social score

Social score: 10.65/100

PayPal's social score of 10.65 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that PayPal is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

PayPal's governance score

Governance score: 7.23/100

PayPal's governance score puts it squarely in the 2nd percentile of companies rated in the same sector. That could suggest that PayPal is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

PayPal's controversy score

Controversy score: 2/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. PayPal scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that PayPal has, for the most part, managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

PayPal Holdings Inc was last rated for ESG on: 2019-01-01.

Total ESG score 16.47
Total ESG percentile 14.76
Environmental score 2.41
Environmental score percentile 2
Social score 10.65
Social score percentile 2
Governance score 7.23
Governance score percentile 2
Level of controversy 2

PayPal overview

PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. The company provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, PayPal Zettle, Hyperwallet, PayPal Honey, and Paidy names. Its payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 150 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. The company was founded in 1998 and is headquartered in San Jose, California.

Past developments

June 30: The PayPal app has launched passkeys outside beyond the US for the first time, expanding to Australia and Europe. This means users will be able to login to their apps using fingerprint or facial recognition.

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