How to buy PayPal (PYPL) shares in Australia

Learn how to easily invest in PayPal shares.

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Paypal Holdings, Inc. (NASDAQ: PYPL) is an American company that operates an online payment system in many countries all over the world. It launched in 1998 under the name of Confinity but changed its business model in 1999 when it became PayPal. It has had several owners, including the infamous Elon Musk, and was bought out by eBay in 2002. It currently operates as an independent company.

How to buy shares in PayPal

  1. Compare share trading platforms. To buy shares in a US company from Australia you'll need to find a trading platform that offers access to US stock markets. If you're just starting out, look for a platform with low brokerage and foreign exchange fees.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and tax file number. Fund your account with a bank transfer, credit card or debit card.
  3. Search for PayPal. Find the share by name or ticker symbol: PYPL. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until PayPal reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of US$181.01, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs. You may be able to buy a fractional share of PayPal, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of PayPal. Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

PayPal stock price (NASDAQ:PYPL)

Use our graph to track the performance of PYPL stocks over time.

PayPal shares at a glance

Information last updated 2022-01-16.
52-week rangeUS$175.4 - US$310.16
50-day moving average US$193.67
200-day moving average US$251.3658
Target priceUS$265.76
PE ratio 42.8997
Dividend yield N/A (0%)
Earnings per share (TTM) US$4.159

Where to buy PayPal stock

Name Product Standard brokerage for US shares Currency conversion fee Markets
eToro (global stocks)
US$0
50 pips (US$0.50 for every AU$100 exchanged)
Global shares, US shares, ETFs
Zero brokerage share trading on US, Hong Kong and European stocks with trades as low as $50.
Note: This broker offers CFDs which are volatile investment products and most clients lose money trading CFDs with this provider.
Join the world’s biggest social trading network when you trade stocks, commodities and currencies from the one account.
IG Share Trading
US$0
0.70%
ASX shares, Global shares
$0 brokerage for US and global shares plus get an active trader discount of $5 commission on Australian shares.
Enjoy some of the lowest brokerage fees on the market when trading Australian shares, international shares, plus get access to 24-hour customer support.
Superhero share trading
US$0
50 pips (US$0.50 for every AU$100 exchanged)
ASX shares, US shares, ETFs
Earn up to 15,000 Qantas frequent flyer points when you transfer an exisiting balance or trade. Offer valid for all new and existing Superhero members until 28 February.
Pay zero brokerage on US stocks and all ETFs and just $5 (flat fee) to trade Australian shares from your mobile or desktop.
CMC Markets Invest
US$0
0.60%
ASX shares, Global shares, mFunds, ETFs
$0 brokerage on global shares including US, UK and Japan markets.
Trade up to 9,000 products, including shares, ETFs and managed funds, plus access up to 15 major global and Australian stock exchanges.
Saxo Capital Markets (Classic account)
US$4
1%
ASX shares, Global shares, ETFs
Access 19,000+ stocks on 40+ exchanges worldwide
Low fees for Australian and global share trading, no inactivity fees, low currency conversion fee and optimised for mobile.
SelfWealth (Basic account)
US$9.5
0.60%
ASX shares, US shares
Trade ASX and US shares for a flat fee of $9.50, regardless of the trade size.
New customers receive free access to Community Insights with SelfWealth Premium for the first 90 days. Follow other investors and benchmark your portfolio performance.
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The value of your investments can fall as well as rise and you may get back less than you invested. Past performance is no indication of future results.

Is it a good time to buy PayPal stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

PayPal share growth calculator

US$

Use the fields above to explore the returns from a historical investment. Please refer to the charts further up this page to see performance over 5 years, or other periods. Past performance doesn't indicate future results. Capital is at risk.

PayPal price performance over time

Historical closes compared with the last close of $173.28

1 week (2022-01-14) -2.88%
1 month (2021-12-21) -8.39%
3 months (2021-10-21) -28.75%
6 months (2021-07-21) -42.58%
1 year (2021-01-21) -30.31%
2 years (2020-01-21) 49.19%
3 years (2019-01-18) 90.17%
5 years (2017-01-20) 315.64%

Is PayPal under- or over-valued?

Valuing PayPal stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of PayPal's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

PayPal's P/E ratio

PayPal's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 43x. In other words, PayPal shares trade at around 43x recent earnings.

That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.

PayPal's PEG ratio

PayPal's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.1116. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into PayPal's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

PayPal's EBITDA

PayPal's EBITDA (earnings before interest, taxes, depreciation and amortisation) is US$5.2 billion (£3.8 billion).

The EBITDA is a measure of a PayPal's overall financial performance and is widely used to measure a its profitability.

PayPal financials

Revenue TTM US$24.6 billion
Operating margin TTM 17.39%
Gross profit TTM US$10 billion
Return on assets TTM 3.81%
Return on equity TTM 24.3%
Profit margin 20.09%
Book value 18.816
Market capitalisation US$209.6 billion

TTM: trailing 12 months

PayPal's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like PayPal.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

PayPal's total ESG risk score

Total ESG risk: 16.47

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and PayPal's overall score of 16.47 (as at 12/31/2018) is excellent – landing it in it in the 15th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like PayPal is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

PayPal's environmental score

Environmental score: 2.41/100

PayPal's environmental score of 2.41 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that PayPal is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

PayPal's social score

Social score: 10.65/100

PayPal's social score of 10.65 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that PayPal is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

PayPal's governance score

Governance score: 7.23/100

PayPal's governance score puts it squarely in the 2nd percentile of companies rated in the same sector. That could suggest that PayPal is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

PayPal's controversy score

Controversy score: 2/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. PayPal scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that PayPal has, for the most part, managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

PayPal Holdings Inc was last rated for ESG on: 2019-01-01.

Total ESG score 16.47
Total ESG percentile 14.76
Environmental score 2.41
Environmental score percentile 2
Social score 10.65
Social score percentile 2
Governance score 7.23
Governance score percentile 2
Level of controversy 2

PayPal share dividends

We're not expecting PayPal to pay a dividend over the next 12 months.

PayPal share price volatility

Over the last 12 months, PayPal's shares have ranged in value from as little as US$175.4 up to US$310.16. A popular way to gauge a stock's volatility is its "beta".

PYPL.US volatility(beta: 1.15)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while PayPal's is 1.1546. This would suggest that PayPal's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

PayPal overview

PayPal Holdings, Inc. operates as a technology platform and digital payments company that enables digital and mobile payments on behalf of consumers and merchants worldwide. Its payment solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, and iZettle products. The company's payments platform allows consumers to send and receive payments, withdraw funds to their bank accounts, and hold balances in their PayPal accounts in various currencies. It also offers gateway services that enable merchants to accept payments online with credit or debit cards, as well as digital wallets. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.

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