Best crypto tax software in Australia

• Best for DeFi: Summ Crypto Tax Reporting
• Best all-rounder: Koinly Crypto Tax Reporting
• Best for value: Syla Crypto Tax Reporting

Best for DeFi

Summ Crypto Tax Reporting

$49 for 100 tx

Demo only

3,500+ Integrations

1,000,000

Up to $130 Reward Finder Rewards: Join Finder then purchase an eligible Summ Personal crypto-tax subscription through Finder to receive a digital Visa gift card (Hobby $45, Investor $80, Trader $130) to receive up to a $130 digital Visa gift card. Ends 31 Oct 2026. T&Cs apply.

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Why we like it Summ offers Australian-made crypto tax software designed to meet ATO guidelines. The software calculates your profit and loss and produces a range of ATO-compliant reports, ready for your tax agent or MyGov. It supports more than 3,500 integrations, including 160+ leading exchanges, 510+ wallets and 2,300+ DeFi protocols. It includes support for NFTs and marketplaces like OpenSea and LooksRare. Summ also offers a professional software suite for accountants and bookkeepers. Pros & cons Pros Up to 1,000,000 transactions. Summ's plans for high-volume traders allows you to track and report up to 1,000,000 transactions. 30-day money-back guarantee. If Summ isn't the right fit, you can cancel your plan and request a refund from customer support. DeFi integrations. Summ supports just under 3,000 DeFi protocols and services which is sure to satisfy even the biggest on-chain traders. Cons No free plan. You can try the platform for free and import data, but you will need to pay to receive a calculated report. Transaction limit is for all tax years. Summ counts all your trades for all tax years against your transaction limit. That means you'll need to continually upgrade your account as you inch closer to your transaction threshold each year. No cryptocurrency payment. Since Summ uses a subscription model, it doesn't accept cryptocurrency payments yet. Your billing method is limited to credit cards as opposed to other crypto tax software that also allows you to pay with a bank transfer and some cryptocurrency.

Best all-rounder

Koinly Crypto Tax Reporting Exclusive

$69 for 100 tx

Demo only

Supports all major exchanges

10,000+

Finder exclusive: Sign up and get 30% off one Koinly Tax Plan with code FINDER26. Expires 31 October 2026. T&Cs apply.

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Why we like it Koinly is an Australian service that integrates seamlessly with over 800 platforms and exchanges, 100+ wallets and more than 170 different blockchains. You can generate a tax report in as little as 20 minutes which is made for the ATO (MyTax) or your local tax agent. The platform is very easy to use and the automated software can connect to your exchange accounts and handles most of the hard work for you. It supports advanced transaction types including margin and futures trading, staking, lending and DeFi. Pros & cons Pros Australian tax reports. Koinly can generate documents ready for the ATO, MyTax or your tax agent. Supports crypto payments. Koinly accepts crypto – BTC, ETH, DAI or USDC – and credit or debit card payments. Supports hundreds of exchanges and wallets. Koinly offers integrations with over 400 exchanges and more than 100 cryptocurrency wallets, ensuring easy auto-syncing of your transaction data. Advanced features. Koinly also tracks DeFi transactions as well as margin trades and futures, plus it includes multiple tools designed to detect and fix any issues with your transactions. Share access. Form your own tax team by inviting your accountant, CPA or tax agent to access your Koinly account. Cons Limited mobile app. Android and iOS mobile apps are in beta, so you must use a computer to use all of Koinly's features. No free option. While Koinly offers a free plan you can use to track up to 10,000 transactions, you'll need a paid plan if you want to generate an actual tax report ready for the ATO.

Best for value

Syla Crypto Tax Reporting Exclusive

$49 for 200 tx

Demo only

500+ integrations

100,000

Finder exclusive: Use the discount code FINDER10 to get 10% off the first year subscription. T&Cs apply.

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Why we like it Syla is designed by Australian tax professionals and distinguishes itself on tax minimisation and great value. The Budget plan is only $59 but includes up to 10,000 transactions. Many other platforms charge between $250 and $350 for that many transactions. Better yet it covers all financial years, so if you're behind on your tax you can catch up with a single subscription. Again, many other platforms will charge you a subscription for each tax year you want to cover. Syla attempts to minimise your tax bill by using a proprietary Lowest Tax First Out (LTFO) method to select the parcel that will create the lowest tax obligation. The team boasts a strong line-up of tax professionals, including a chartered accountant (CA), tax adviser (CTA), tax lawyer (LLB) and a SMSF specialist adviser (SSA). Pros & cons Pros Australian-made and tax-pro designed. Built by Australian tax professionals with logic specifically for Australian tax law; reviewed by a registered tax agent. Lowest Tax First Out (LTFO) parcel matching. Proprietary CGT parcel selection algorithm designed to minimise your tax bill. 500+ integrations. Connects to over 500 exchanges, wallets and blockchains, including Australian exchanges like CoinSpot and Digital Surge as approved tax partners. Multi-entity support. Handles individuals, companies, trusts and SMSFs in a single platform. All historical years included. No extra charge to generate reports for prior financial years. Cons Australia only. Tax logic is designed exclusively for Australian tax law and won't help if you need to file in another country. No free report. You can import data and review your transactions on the free plan, but downloading a tax report requires a paid subscription.

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How crypto tax software works

Crypto tax software keeps a record any transactions you make with crypto for the purposes of creating a tax report for the ATO.

Here’s how it works.

1. Import data: First, you'll import all of your transaction data from your crypto exchanges and wallets.
2. Transaction classification: The software will then identify and classify taxable events including capital gains and income.
3. Report generation: You'll be able to export a tax report detailing your crypto profits and income, including staking and mining.
4. Filing: You'll then submit the data from the report into myTax or to an accountant so they can file for you.

Is crypto tax software worth it?

Crypto tax software can save you a whole lot of stress and time when filing your tax return. This is particularly true if you’re a frequent trader, as trying to reconcile your transactions manually would involve a whole lot of work.

Remember that disposing of cryptocurrency triggers a CGT event, even if you’re only exchanging one crypto for another, so even casual traders may well have a large number of transactions they need to report to the ATO. Using reputable crypto tax software is a simple way to make sure you stay in the ATO’s good books while also saving yourself time and hassle.

That said, it’s important to shop around to find the right software provider and plan for your needs. Pricing varies based on the number of transactions you need to track and the type of transactions. For example, you may need to pay more if you’ve dabbled in DeFi rather than just trading on centralised exchanges, so compare a range of plans before choosing the best one for you.

We offer a free crypto tax calculator with basic features that is designed to help you estimate your tax.

With this in mind, using crypto tax software to track and report your transactions can help ease stress come tax time.

• How this calculator works

  The capital gains tax (CGT) is calculated by first determining if there is a capital gain, which is calculated by subtracting the purchase price of the asset, the purchase costs and the sale costs from the sale price of the asset. If there is a capital gain, the individual's total tax payable is then calculated by applying their marginal tax rate for the current financial year to their total taxable income including the capital gain (which may include a discount if held for over 12 months). The figure provided by the calculator relates to the portion of tax payable as a result of the capital gain.

  Assumptions and limitations

  The calculator assumes the following:

  1. The individual is a permanent resident of Australia for the entire current financial year
  2. The asset:
     • Was purchased after 21 September 1991
     • Is owned by the individual and not a business entity
     • Is not an owner-occupied home
     • Is not part of a super fund
     • Is not otherwise exempt from the CGT rules

  • The Medicare levy surcharge rate is not payable.

  This calculator provides an estimate only and is not a replacement for professional financial advice.

• How to use the crypto tax calculator

  Our cryptocurrency tax calculator is designed for a simple estimation of your capital gains tax (CGT).

  It works by calculating the profit or loss from a trade and estimating the CGT tax owed.

  You can add multiple trades and toggle whether or not you've held an asset for 12 months or more, which will apply the 50% CGT discount.

  You may be eligible for a CGT discount if you have held on to an asset for more than 12 months without disposing of it – which means you have not sold it or swapped it for another cryptocurrency.

  To use the calculator, follow these steps:

  1. Add each trade to a new row. A trade is when you have bought then sold an asset once.
  2. Add your purchase price for the asset in the Purchase value (AUD) column and then the price you sold it for in the Sold value (AUD). If you held the asset for more than 12 months without disposing of it (e.g. selling it, trading it or swapping it for another asset) then you can toggle the switch which will apply the CGT discount for that trade.
  3. Add as many trades as you need.
  4. Once you have added all your trades, add your taxable income to the bottom left field. This should include your salary plus any other income, including capital gains from any other assets that were not added to the calculator.
  5. Press the green Calculate button. You will be shown an estimate of your capital gains and taxable capital gains.

Frequently asked questions

• How much does crypto tax software cost?

  There are some free plans available that support limited transactions, but most software providers offer tiered pricing structures based on the number of cryptocurrency transactions you've made in a financial year. You can generally expect to spend between $50 and $300 per year.

  You'll need to compare plan prices and features across a range of providers to find the best value for money. Remember that some providers charge fees annually while others charge monthly and some quote prices in US dollars rather than Australian dollars.

  We offer a free crypto tax calculator with basic features that is designed to help you estimate your tax.

• How do I pay tax on cryptocurrency in Australia?

  For investors, the ATO treats cryptocurrency as a capital gains tax (CGT) asset. This means that when you dispose of any cryptocurrency, for example by selling it for Australian dollars or exchanging it for another cryptocurrency, you’ll need to pay tax on your capital gain.

  Find out more in our cryptocurrency tax guide.

• I’ve just realised I made a mistake on my crypto tax return – what should I do?

  As an individual or sole trader, you can request an amendment to your tax return if you realise you’ve made a mistake or forgotten to include any information. You can lodge an amendment online, on paper, by letter or through your registered tax agent. You have 2 years after receiving your notice of assessment to do so.

• Can you avoid tax on cryptocurrency in Australia?

  In rare cases, cryptocurrency may be classified as a personal use asset and will not be subject to capital gains. However, for the majority of cryptocurrency investors, selling cryptocurrency, exchanging it for another cryptocurrency or gifting it to someone else will trigger a CGT event. How that gain is taxed depends on when it accrues. Under the CGT changes announced in the May 2026 Federal Budget, gains that accrue before 1 July 2027 keep the current 50% CGT discount for assets held longer than 12 months, while gains that accrue from 1 July 2027 are taxed under the new inflation-indexed system with a 30% minimum tax rate.

• What is the best crypto tax software for Australians?

  We've rated Koinly as the best overall crypto tax software for Australians in 2026, while Syla was rated the best for value.

• Is crypto tax software necessary?

  While definitely not mandatory, it simplifies the tax reporting process and reduces the risk of errors. Many investors find it helpful to streamline the burden or reporting at tax time.

• Can I use crypto tax software for DeFi and NFTs?

  Yes, many platforms now support complex transactions, including DeFi activities and NFT trades.

• Are there free crypto tax software options?

  Some platforms offer free tiers with limited features including CoinTracking, Coinpanda and Blockpit, however, advanced functionalities typically require a paid plan.

• How do I ensure my crypto tax reports are ATO-compliant?

  Choose software that aligns with ATO guidelines and consult with a tax professional if uncertain.

To make sure you get accurate and helpful information, this guide has been edited by Sarah Megginson as part of our fact-checking process.

Written by

James Edwards

Journalist

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James Edwards is a seasoned cryptocurrency expert and content creator with over a decade of experience in blockchain, DeFi and Web3. An early adopter of Bitcoin, he has contributed to major outlets like Nasdaq, CoinDesk, and The Street, and has reported at leading industry events such as TechCrunch Disrupt and CoinDesk Consensus. James has produced over 200 YouTube videos, including interviews with influential figures like Changpeng Zhao (CZ) and Tim Draper, and holds a Bachelor of Liberal Arts & Sciences in Psychology from the University of Sydney, along with a Tier 1 Generic Knowledge certification in compliance with ASIC standards. James created cryptocurrency content at Finder as a video producer, writer and editor from 2018 to 2023. See full bio

Co-written by

Kylie Purcell

Investments Analyst

Kylie Purcell is an experienced investments analyst and finance journalist with over a decade of expertise in a wide range of financial products, including online trading platforms, robo-advisors, stocks, ETFs and cryptocurrencies. She is a sought-after commentator and regularly shares her insights on the AFR, Yahoo Finance, The Motley Fool, SBS and News.com.au. Kylie hosts the Investment Finder video series and actively contributes to the investment community as a judge and panellist. She holds a Master of Arts in International Journalism, a Graduate Diploma in Economics, and ASIC-recognised certifications in securities and managed investments. See full bio

Kylie's expertise

Kylie has written 167 Finder guides across topics including:

• Investment strategies
• Financial platforms
• Stockbrokers
• Robo advisors
• Exchange traded funds (ETFs)
• Ethical investing
• ASX stocks
• Stock and forex markets