This low-cost credit card from AWA Alliance Bank charges the same interest rate of 11.99% on all purchase and cash advance transactions. It also has a competitive annual fee of $45 and up to 55 interest-free days on purchases.
Finder makes money from featured partners, but editorial opinions are our own.
AWA Alliance Bank Basic Blue Credit Card
Terms and conditions apply
- Purchase rate
- 11.99% p.a.
- Annual fee
- $45 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
Enjoy a low interest rate of 11.99% p.a. on purchases, plus a competitive annual fee with a Basic Blue Credit Card.
Pros
-
A low variable interest rate of 11.99% p.a. on purchases and cash advances
-
Up to 55 days interest-free on purchases.
Cons
-
Does not offer a rewards program or travel insurance covers
Details
Product details
| Product Name | AWA Alliance Bank Basic Blue Credit Card |
| Purchase rate p.a. | 11.99% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 11.99% |
| Min credit limit | $500 |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
| Joint application | No |
Rewards
| Bonus points | N/A |
Fees
| Annual fee | $45 |
| Minimum monthly repayment | 3% of the closing balance or $10, whichever is greater |
| Late payment fee | $15 |
Your reviews
No reviews yet.
Write a review
Amy Finder
Editor
Hi there, looking for more information? Ask us a question.
You are about to post a question on finder.com.au:
- Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
- finder.com.au is a financial comparison and information service, not a bank or product provider
- We cannot provide you with personal advice or recommendations
- Your answer might already be waiting – check previous questions below to see if yours has already been asked
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.
This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.
Amy Bradney-George Finder
June 08, 2023
Hi Sheree,
Each lender has its own eligibility requirements and credit card application process to determine if someone is eligible for a credit card and these are listed on each lender’s application page. In regards to income, some credit card brands accept Centrelink payments as part of an application. Seasonal income and supporting documentation relating to it may also be considered when lenders are assessing eligibility and minimum income requirements. You and your partner may also want to discuss options with a specific bank or credit card brand before applying to see what your options are. I hope that helps.
Show more Show less
More resources on Finder
Card types
Cards from
Sheree
June 07, 2023
I am on Centrelink payments and my partner is classed as a seasonal worker (he is a Shearer), would we qualify for a credit card?