Wise is an online money transfer specialist aiming to disrupt the industry by offering the exact exchange rate you can see on Google. This is unique among money transfer companies and banks, which typically add a percentage on top of the exchange rate to make a profit.
If you're looking at Wise for the next time you send money overseas, check out what promo codes are available below.
Wise discount codes and coupons
Unfortunately, Wise isn't offering any deals right now. But we have an alternative offer for you to save money:
Deal
Exclusive exchange rates for Finder readers + $0 fees
Visit the OFX site to see your savings. T&Cs apply.
Easy to use. Wise's site is user-friendly and transparent with the fees clearly visible.
Offers the mid-market rate. You won't be able to find a better exchange rate than the one offered by Wise.
No minimum transfer amount. This makes it well-suited to smaller transfers that other providers might not allow.
Cons
Bank transfers only. Funds are sent to your recipient’s bank account, with no option for cash pickups.
Limited number of currencies. Wise is great for the more popular currencies, but for the less popular currencies, you may need to use another company.
Expensive for large transfers. If you're planning to send over 50,000 AUD in one transaction, providers such as TorFX and OFX might be cheaper.
How do Wise money transfers work?
Choose your currencies. Begin the transfer process by selecting the currency you are using (e.g. AUD) and the currency your recipient will receive from a drop-down menu.
Submit your recipient's information. Enter their personal and financial details, including their bank's IBAN number.
Enter your payment info. Confirm the details of your transfer and your payment method.
Send your money to Wise. You'll be given Wise's account details.
Your recipient will receive the money. Your transfer will be deposited into your recipient's bank account.
What forms of payment does Wise accept?
If you live in Australia, you can use any of these payment methods with Wise:
Debit or credit card. Card payments reach Wise immediately.
Bank transfer. You'll need to allow for at least three business days for your bank funds to reach Wise, depending on the currency.
Your funds are deposited directly into your recipient’s bank account once Wise receives your payment.
What is Wise's refund policy?
If you cancel your transfer after you've paid Wise but before your funds are delivered to your recipient, Wise will refund your full amount. Simply reach out to Wise as soon as possible to initiate your cancellation and refund.
See what your transfer could look like with Wise
Our table below lets you compare services you can use to send money abroad. Compare fees, exchange rates and discounts from different money transfer services, and when you have made your choice, click Go to site.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Adrienne Fuller is the head of publishing at Finder US. With a decade of experience creating guides in finance and education, she aims to deliver the accurate and transparent information she wishes she had when she made some of life's important financial decisions. For the past 3 years she has been the publisher of money transfers, helping readers save when they send money all over the globe. She has a BA from Colorado College and loves to hike with her two Catahoula dogs around her home in San Diego.
What are the best options for sending or receiving a large amount of money overseas? Read this $50,000 case study with exchange rates and fees comparison.
If you need to transfer money overseas using your credit card, you can do so via your bank, MoneyGram, Western Union and PayPal. This can be useful in emergency situations, but credit card transfers are usually not a cost-effective option.
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We are committed to our readers and stands by our editorial principles
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
