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Wise is an online money transfer specialist aiming to disrupt the industry by offering the exact exchange rate you can see on Google. This is unique among money transfer companies and banks, which typically add a percentage on top of the exchange rate to make a profit.
If you're looking at Wise for the next time you send money overseas, check out what promo codes are available below.
Wise discount codes and coupons
Unfortunately, Wise isn't offering any deals right now. But we have an alternative offer for you to save money:
Deal
Exclusive exchange rates for Finder readers + $0 fees
Visit the OFX site to see your savings. T&Cs apply.
Easy to use. Wise's site is user-friendly and transparent with the fees clearly visible.
Offers the mid-market rate. You won't be able to find a better exchange rate than the one offered by Wise.
No minimum transfer amount. This makes it well-suited to smaller transfers that other providers might not allow.
Cons
Bank transfers only. Funds are sent to your recipient’s bank account, with no option for cash pickups.
Limited number of currencies. Wise is great for the more popular currencies, but for the less popular currencies, you may need to use another company.
Expensive for large transfers. If you're planning to send over 50,000 AUD in one transaction, providers such as TorFX and OFX might be cheaper.
How do Wise money transfers work?
Choose your currencies. Begin the transfer process by selecting the currency you are using (e.g. AUD) and the currency your recipient will receive from a drop-down menu.
Submit your recipient's information. Enter their personal and financial details, including their bank's IBAN number.
Enter your payment info. Confirm the details of your transfer and your payment method.
Send your money to Wise. You'll be given Wise's account details.
Your recipient will receive the money. Your transfer will be deposited into your recipient's bank account.
What forms of payment does Wise accept?
If you live in Australia, you can use any of these payment methods with Wise:
Debit or credit card. Card payments reach Wise immediately.
Bank transfer. You'll need to allow for at least three business days for your bank funds to reach Wise, depending on the currency.
Your funds are deposited directly into your recipient’s bank account once Wise receives your payment.
What is Wise's refund policy?
If you cancel your transfer after you've paid Wise but before your funds are delivered to your recipient, Wise will refund your full amount. Simply reach out to Wise as soon as possible to initiate your cancellation and refund.
See what your transfer could look like with Wise
Our table below lets you compare services you can use to send money abroad. Compare fees, exchange rates and discounts from different money transfer services, and when you have made your choice, click Go to site.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Adrienne Fuller is the head of publishing at Finder US. With a decade of experience creating guides in finance and education, she aims to deliver the accurate and transparent information she wishes she had when she made some of life's important financial decisions. For the past 3 years she has been the publisher of money transfers, helping readers save when they send money all over the globe. She has a BA from Colorado College and loves to hike with her two Catahoula dogs around her home in San Diego.
Are you due to receive a large sum of money from another country? Familiarise yourself with Australian laws and tax regulations regarding money transfers.
Minimum and maximum transaction limits can restrict your international money transfer options, so compare overseas transfer limits in this handy guide.
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