Send an international money transfer online with Western Union

Quickly and esily send money overseas online or in person with Western Union.

Western Union is the world’s largest money transfer company. The service allows you to make quick and easy money transfers to more than 200 countries around the world, and it has been helping people to send money for over 135 years.

You can lodge a transfer with Western Union either online or in person, and transfers can be sent 24 hours a day, seven days a week. You can send funds from your credit card, debit card, bank account or cash, to a bank account, a mobile phone or a prepaid card. And if your recipient needs cash fast, Western Union has more than 500,000 agent locations around the world where the cash can be picked up.

Product NameWestern Union International Money Transfers
Min. Transfer AmountAUD 1
Max. Transfer AmountAUD 5,000
Transfer MethodsOnline, Phone, Agent, Bank Account to Bank Account, Cash Transfer, International Money Order
Transfer OptionsOne off payments
Transfer Speed
Minimum transfer time
Same day
Banking PartnerWestern Union (AUS)
Customer ServicePhone, Email
Available CurrenciesAED, AFN, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CUC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, IQD, IRR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGA, MKD, MMK, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SRD, STD, SVC, SYP, SZL, THB, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, WST, XAF, XCD, XOF, XPF, YER, ZAR, ZMW
Online Transfer Fee5.00%
Exchange Rate UpdatesReal time

Pros

  • Offer services to over 200 countries
  • 500,000 agent locations for cash pickup
  • Wide range of transfer options available

Cons

  • Significant amount of transfer fee applies for some countries
  • Not the best exchange rate

Western Union exchange rates

Western Union updates its exchange rates regularly in line with fluctuating market conditions. As you’ll see in the comparison table below, the company offers competitive rates when compared to banks and even online money transfer services. However, it’s important to remember that fees will also apply to any transaction.

1 AUD inWestern UnionNABCurrencyFair
USD0.750.710.74
GBP0.580.550.57
CAD1.000.950.99
JPY83.6680.00N/A
EUR0.670.630.66
NZD1.061.011.05
INR47.7946.72N/A
CNY5.114.87N/A
THB25.5624.79N/A

*Rates as at 5pm on 5/25/2017

How much does it cost to transfer money with Western Union?

The fees for Western Union may vary depending on how much money you are sending and where you are sending it to. To help you work out how much your transfer will cost, the company has a handy price estimator on its website.

As an example, sending $1,000 cash to Argentina will incur a transfer fee of $70 which is reflected in the screenshot below. However sending $1,000 to a bank account in the United Kingdom will only attract a fee of $10. Check the price estimator to see how much your transfer will cost.

westernunion snip

*Screen shot taken 3 July 2017


Minimum transfer amount and available countries

Western Union international money transfers must be a minimum of at least $10, and you’ll need to visit a branch if you want to transfer an amount greater than $5,000. With more than 135 currencies available, Western Union lets you transfer funds to more than 200 countries. While no list of excluded countries can be found online, the company does not offer transfers to a few select countries such as Iran and North Korea.


What types of transfers can you carry out with Western Union?

Western Union offers a wide range of options when you want to send money overseas.

  • Online transfers. You can lodge a transfer online via the Western Union website.
  • In-branch transfers. You can schedule a transfer by visiting your local Western Union branch - the company has over 500,000 agent locations worldwide.
  • Cash pick-up. Your recipient can pick up the funds by visiting a Western Union branch.
  • To a bank account. Funds can be transferred straight into your recipient’s bank account.
  • To a mobile phone. In select countries, Western Union allows you to deposit funds in a mobile wallet, which is an electronic account linked to the receiver’s mobile phone.

If you need help lodging a transfer, you can seek assistance by visiting a branch. Customer service is also available through an online FAQ section, via phone and through email.


The registration and transfer process

  1. Registration. You’ll need to register with Western Union in order to use its money transfer services. You can do this online via the website in less than five minutes.
  2. Identification. As part of the registration process, you’ll need an Australian driver’s licence, passport or Medicare card for identification purposes, so have these handy. You will also need to provide your residential address. You also need to be over 18 years of age.
  3. Make a transfer. Once your profile has been created, you can lodge transfers online or in person at a branch. You’ll simply need to supply your recipient’s full name and address, plus a credit, debit or prepaid Visa or Mastercard issued by an Australian bank.
  4. Transfer complete. Though funds availability can be affected by factors such as agent location hours, funds are typically available for your recipient to pick up within minutes.

Pros and cons of using Western Union

Pros

  • Currencies available. Western Union lets you transfer funds to more than 200 countries around the world.
  • Money in minutes. In many cases, your recipient is able to access the funds within minutes.
  • Better exchange rates than banks. Western Union typically offers exchange rates that are slightly better than those offered by banks.

Cons

  • Fees apply. Fees vary depending on the amount you are sending and where you are sending it to, but you’ll need to take them into consideration when deciding whether or not to use Western Union’s services. The example above shows an AUD$70 fee.
  • Rates could be better. You’ll typically be able to find better exchange rates from some online money transfer companies.

What other products and services does Western Union offer?

  • TravelWise. This travel card allows you to send money to yourself before you depart on your holiday and then pick up your cash in the local currency when you arrive at your destination.
  • Business transfers. Western Union Business Solutions offers a range of international payment solutions for small businesses and larger enterprises. It offers attractive exchange rates and the ability to do business with more than 200 countries.
  • Gold Card. This speeds up the money transfer process when you visit a Western Union agent by storing the details and the information of those you regularly send money to.

Frequently asked questions about Western Union

How long do transfers take?

Subject to agent location hours, cash is available for pick up within minutes in many cases.

Is there an app available to conduct transfers?

Yes, Western Union has an app for iPhone and Android that allows you to transfer funds internationally.

Can I cancel my transfer?

This may be possible if the funds have not yet been picked up by the recipient.

How can I find out the status of my transfer?

You’ll be given a tracking number and can check on the progress of your transaction by clicking ‘Track Transfer’ on the company’s website.

Western Union provides a viable option if you’re looking to send money overseas quickly. However, compare the rates and fees this company offers with those of other money transfer services to find the right service for you.

Got it - what do I do now?

If you believe Western Union can help with your money transfer needs, click on the green 'Go to Site' button at the top of this page to be securely taken to the Western Union website where you can source a quote.


The largest money transfer company in the world, Western Union offers a fast and easy way to send money overseas. The company allows you to send funds to more than 200 countries around the world.

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36 Responses

  1. Default Gravatar
    mccorp89bdJuly 6, 2017

    I am from Bangladesh. My friend will send money ($1000) from China. Please tell me how much is the western union charge?

    • Staff
      RenchJuly 6, 2017Staff

      Hi,

      Thanks for reaching out to us. Please note that we are not affiliated with Western Union or any company we feature on our site and so we can only offer you general advice.

      For sending 1000 USD from China to Bangladesh, the transfer fee is 48 USD. You may go to Western Union official site to see more details, you may click here. I suggest contacting Western Union directly for further inquiries.

      Hope this information helped.

      Cheers,
      Rench

  2. Default Gravatar
    MelindaApril 20, 2017

    Can I send money with your service from Australia to Yemen?

    • Staff
      AnndyApril 21, 2017Staff

      Hi Melinda,

      Thanks for your question.

      Yes, you may send money from Australia to Yemen through Western Union.

      You may also check this page to compare other service providers that allow you to send money from Australia to Yemen.

      Cheers,
      Anndy

  3. Default Gravatar
    amjApril 18, 2017

    I am in bangladesh and I want to tranfer 100 dollar to china. How can i do it ? Is it possible from chittagong town, bangladesh. How much extra money ( service charge ) I need to get this service? Thanks

    • Staff
      HaroldApril 18, 2017Staff

      Hi Amj,

      Thank you for your inquiry.

      With Western Union you can check directly to their weibsite how much it would cost to transfer a 100 dollar From Bangladesh to China. In line with this, if you wish to send money in-person you may want to consider this process.

      1. Through our this page please click “go to site” button to redirect on Western Union’s website.

      2. Once you are already in Western Union platform please follow this procedure.


      I hope this information has helped.

      Cheers,
      Harold

  4. Default Gravatar
    TaraNovember 14, 2016

    I am already in India. Can I send money from my Aus bank account through Western Union to myself in India? And if so, how?

    • Staff
      AnndyNovember 14, 2016Staff

      Hi Tara,

      Thanks for your question.

      With Western Union, you can lodge a transfer online or in person, at any time. You can transfer from your bank account to a mobile phone, prepaid card or cash pick up if there are authorized agent locations in your area.

      To register and to read the complete instruction on how to initiate the transfer, just click the ‘go to site’ button above.

      Cheers,
      Anndy

  5. Default Gravatar
    syimaOctober 24, 2016

    Hello sir . I’m from Malaysia .can I change money Ghana to ringgit Malaysia . Please can u show I want to do.

    • Staff
      ClarizzaOctober 24, 2016Staff

      Hi Syima,

      Thanks for your comment.

      You can click on the ‘Go to Site’ button on our page. This will take you directly to Western Union’s website. Make sure you are using the Western Union Ghana website. From here, find the ‘Send Money’ tab and it will provide instructions on how to transfer money at an agent or online.

      Regards,
      Clarizza

  6. Default Gravatar
    TshepoSeptember 28, 2016

    I kindly like to find out how come it’s not possible to send money to a western Union agent in Mbabane Swaziland.

    • Staff
      ClarizzaSeptember 28, 2016Staff

      Hi,

      Thanks for your question. Unfortunately, we cannot answer that question as we are a comparison website and provide general advice only. If you are looking for a way to send money to Swaziland, you might want to try our Send Money Overseas page which lets you compare money transfer providers. On that page, you can also fill out the TorFX form to speak directly to a foreign exchange expert if you would like to discuss your personal situation.

      Regards,
      Clarizza

  7. Default Gravatar
    jodiAugust 17, 2016

    can you cancel western union money orders

    • Staff
      ChesterAugust 17, 2016Staff

      Hello Jodi,

      Thanks for your question.

      Please be advised that they you have come thru finder.com.au and we are a financial comparison and general information provider. For this type of enquiry you may need to contact western union directly and have your tracking number ready to have your remittance cancelled. Please be advised that you may only be able to cancel it if the money hasn’t yet been picked up by the receiver.

      I hope this helps.

      Cheers!
      Chester

  8. Default Gravatar
    johnAugust 8, 2016

    can i send 4000$ to Nigeria

    • Staff
      ShirleyAugust 9, 2016Staff

      Hi John,

      Thanks for your question.

      Yes it’s possible to send AUD$4000 to Nigeria using Western Union.

  9. Default Gravatar
    JamesJuly 29, 2016

    How much too send $200.00 to Accra,Ghana

    • Staff
      ClarizzaAugust 1, 2016Staff

      Hi James,

      Thanks for your comment.

      You can find out more by going direct to Western Union’s site – click the green ‘Go to site’ button to be taken to the provider’s page. The fees for Western Union may vary depending on how much money you are sending and where you are sending it to. To help you work out how much your transfer will cost, the company has a handy price estimator on its website.

      Please note, we are a comparison website and provide general advice only.

      Hope this helps.

      Clarizza

  10. Default Gravatar
    GeorgeMay 24, 2016

    Is there a western union agent at gatwick airport?

    • Staff
      ShirleyMay 25, 2016Staff

      Hi George,

      Thanks for your question.

      There is a Western Union agent at Ice Gatwick Airport. They are open from 6am to 7pm.

      Gatwick British Rail Concourse
      Gatwick International Airport
      Gatwick, Sussex RH6 0RD

      Hope this helps.

    • Default Gravatar
      akJuly 27, 2016

      How can i rearranged receiver name after money have been sent, so that receiver collect money, there is mistake in name arrangement ie. ABC to BCA

    • Staff
      AnndyJuly 27, 2016Staff

      Hi Ak,

      Thanks for your Question.

      If you sent money through Western Union, you can only make minor typographical corrections to the recipient’s name on a regular money transfer by calling Western Union directly. This is provided that the money has not yet been picked up. However, corrections can’t be done on a prepaid money transfer.

      Cheers,
      Anndy

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