St.George Unsecured Personal Loan – Fixed Rate

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Enjoy the security of a fixed rate with the flexibility of an unsecured loan.

The Unsecured Personal Loan from St.George can help you finance a range of personal purposes including consolidating debt. You can apply for up to $50,000 with this loan and terms of up to 5 years are available. Find out more about the features on offer with this loan in this review.

Things you should know about this loan

  • High fees. This loan comes with a $195 establishment fee and a $12 monthly fee.
  • Low borrowing amount. The minimum borrowing amount of $2,000 is among the lowest available.

From 11.49% (fixed)

Interest Rate (p.a.)


Comparison Rate (p.a.)


Min Loan Amount

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Product NameSt.George Unsecured Personal Loan - Fixed Rate
Interest Rate (p.a.)
From 11.49% (fixed)
Comparison Rate (p.a.)12.57%
Interest Rate TypeFixed
Min Loan Amount$2,000
Max. Loan Amount$50,000
Loan SecurityUnsecured

Main points to consider about the St.George Unsecured Personal Loan – Fixed Rate.

This loan comes with a fixed rate from 11.49% (fixed) that applies to your entire loan term, which can last for between 1 year and 5 years.

As the loan is unsecured you don't have to offer any assets as a guarantee. An establishment fee of $195 and a monthly fee of $12 applies.

Features St.George offers with its Unsecured Personal Loan

There are a number of notable features that come with this loan, including:

  • Competitive fixed rate. You will receive a fixed rate from 11.49% p.a. that will apply to your loan for the entire term, helping to keep your repayments manageable and making it easy for you to budget each month.
  • Flexible repayments. You can opt for your repayments to be weekly, fortnightly or monthly depending on what works best for you.
  • Choice of loan terms. Reduce the amount of interest you pay overall or make your repayments more manageable by having your choice of loan terms. Terms of between 1 year and 5 years are available.
  • Various loan amounts available. You can apply for any amount between $2,000 and $50,000, making the loan suitable for a range of purposes.
  • Online loan management. You can register for Internet banking to manage your loan statements. Convenient eStatements are also available.

What fees apply?

  • $195 establishment fee.
  • $12 monthly fee.
  • $150 early termination fee. You will pay this fee if you fully repay the loan within the first 12 months. The fee is $100 if you repay the loan after the first year, but before the end of the loan term.

How you can apply for the Unsecured Personal Loan – Fixed Rate

The online application process is simple and quick, and if you'd like to get it started you can by clicking "Go to Site". First, check you meet the following eligibility criteria:

  • You're over the age of 18
  • You're an Australian citizen or permanent resident

If you meet these criteria you are eligible to apply. You'll need the following information on hand to complete the application:

  • Your current employer's name and contact details
  • Your recent tax information if you're self-employed
  • The weekly after-tax income of each person applying for the loan
  • Details of your assets, savings and investments
  • The amounts you owe on your credit and store card accounts
  • Your current expenses
  • Details of one personal reference

It takes less than 15 minutes to apply, and less time if you are a current St.George customer.

The Unsecured Personal Loan from St.George is a flexible and competitive option to consider, but there are other options available. Remember to always compare offerings with what's available in the market to ensure you're applying for the right loan for you.

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 25.69% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

Logo for Pepper Money Unsecured Fixed Rate Personal Loan
Pepper Money Unsecured Fixed Rate Personal Loan

You'll receive a fixed rate between 6.95% p.a. and 17.95% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Make additional repayments or pay off the loan early, penalty-free.

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    Default Gravatar
    March 17, 2019

    What is the cheapest loan for $2,500?

      Avatarfinder Customer Care
      March 18, 2019

      Hi Gabby,

      Thank you for visiting Finder.

      You may want to check our comparison page for lenders who may allow you to borrow $2,500 loan.

      Unsecured Personal Loans
      Cheap Personal Loans
      Low Interest Loans

      From the links, you can use the online calculator above the comparison table to check the interest rates and fees so you can decide what do you think will work for you.

      Please make sure that you’ve read the relevant T&Cs or PDS of the loan products before making a decision and consider whether the product is right for you.

      Let us know if you need further assistance and we’ll be happy to help.

      Kind Regads,

    Default Gravatar
    October 15, 2018

    Would it be worth applying for 15,000 with a credit rating of 658

      Default Gravatar
      October 15, 2018

      Hi Guy,

      Thanks for your inquiry and for visiting our page.

      Lenders have different unique ways to assess loan applications. Your credit score is a good gauge for them and other factors considered for approval.
      As a friendly reminder, review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the product disclosure statement of the loan and contact the lender should you need any clarifications.

      Also, you may read this page on how to make use of a good credit score to know where you stand.


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