Review: Send international money transfers

Fee-free transfers in 30+ currencies to over 200 countries.

  • Good for sending funds in 40 currencies.
  • Not so great for sending small amounts.

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AUD 2,000

Min. Transfer Amount

No limit

Max. Transfer Amount

1 day

Transfer Speed

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Details

Product NameSend International Money Transfers
Min. Transfer AmountAUD 2,000
Max. Transfer AmountNo limit
Transfer MethodsOnline, Bank Account to Bank Account
Transfer OptionsRegular payments, One off payments, Forward contracts
Transfer Speed
Minimum transfer time
1 day
Customer ServicePhone, Email
Available CurrenciesAED, AUD, BGN, BHD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, IDR, ILS, INR, JPY, KES, KWD, MXN, MYR, NOK, NZD, OMR, PHP, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, USD, ZAR
Exchange Rate UpdatesDaily
Online Transfer FeeAUD 0
Phone Transfer FeeAUD 0

Send exchange rates and fees

Send adds a margin on top of the mid-market rate before selling foreign currency to you. However, aside from this exchange rate margin, Send doesn’t charge any other transaction fees.

Calculate how much sending money overseas would cost with Send by using our tool below.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 2,000 1 day AUD 0.00 0.766 USD
7,655
Send guarantees to match any competitor’s exchange rate. T&C’s apply.
Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Available currencies

Send allows you to transfer more than 30 currencies, including:

  • CAD Canadian dollar
  • CNY Chinese yuan
  • EUR Euro
  • GBP British pound
  • INR Indian rupee
  • JPY Japanese yen
  • NZD New Zealand dollar
  • USD US dollar

You can check out the full list of supported currencies above.

What types of transfers can you make with Send?

Send offers bank account transfers in more than 30 currencies. However, there are a few different options available to help you get the best exchange rate for your transaction. These include:

  • Spot contracts. These are one-off transfers made using the best exchange rate currently available. If sending a spot contract, you also have the option of setting up limit and stop orders.
  • Forward contracts. These contracts allow you to lock in an exchange rate now for a transaction that will take place up to 12 months in the future.
  • Regular payments. You can also ask Send to set up a recurring payment up to 12 months in advance using either a recurring spot contract or a series of forward contracts.

How long does a transfer with Send take?

Send aims to process payments quickly and transfer funds as soon as possible.

The funds you transfer should arrive in your recipient’s account within 24 hours of Send receiving your deposit.

What payment methods does Send accept?

The only way to deposit funds into your Send account is via bank transfer.

Transfers typically takeClock icon for transfer speed

1 day

Is Send safe to use?

  • Regulation: Regulated by ASIC.
  • Established: 2019.
  • Reviews: TrustScore of 9.2/10* on Trustpilot from 17 reviews.
  • Investors: Novatti Group Limited.
*According to Send and Trustpilot on 31 May 2019.

SendFX Pty Ltd is the Australian company behind Send’s global transfer service. Send is regulated by the Australian Securities & Investments Commission (ASIC). It is also a registered remittance provider with the Australian Transaction Reports and Analysis Centre (AUSTRAC) and holds an Australian Financial Services Licence.

How does Send make money?

Send makes money by adding a margin on top of the mid-market exchange rate. The mid-market rate is the “real” exchange rate you see listed on Google – it reflects the current value of one currency relative to another on global exchange markets.

How to register an account

You can register for a free Send account by completing the following steps.

What is Send?

Founded in January 2019, Send is a global payments provider with a mission to become the number-one destination for overseas transfers. The company specialises in cross-border payment solutions for individuals and small to medium enterprises (SMEs), and aims to offer a concierge-style service to its customers. Its headquarters are located in Southport, on Queensland’s Gold Coast.

In a nutshell

Pros

  • 30+ supported currencies. Send allows you to transfer money to 200 countries in more than 30 different currencies.
  • Fee-free transfers. Send doesn’t charge any transaction fees on international money transfers.
  • Australia-based support. Send’s customer support team is based in Australia and can be contacted via phone and email.
  • Dedicated account manager. When you register with Send, you’re assigned a dedicated account manager who oversees your account and acts as a point of contact for any questions you may have.
  • Multi-currency wallet. You can use your Send digital wallet to manage more than 30 currencies in the one place.

Cons

  • Can’t transfer small amounts. If you want to send an amount less than $250, you’ll need to consider other transfer services.
  • Only one payment method. The only way to pay for your transfer is via bank transfer, so you’ll need to look elsewhere if you want to pay with card or cash.
  • New company. As Send was founded in January 2019 and officially launched in May 2019, using the service means accepting the risks associated with being an early adopter.
  • Still in development. Some Send features, such as the Send mobile app and Send Visa card, are yet to be launched. A rewards program, which will allow customers to earn loyalty points with every transfer they make, is also still being developed.

How does Send compare to other providers?

To see how Send stacks up against the competition, input your transaction details into the calculator below and then compare the exchange rates and fees offered by a range of money transfer services.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 0 1 - 2 days AUD 0.00 0.763 USD
7,632
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries. Go to site Show details
AUD 2,000 1 day AUD 0.00 0.766 USD
7,655
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.766 USD
7,655
Better exchange rates for Finder customers.
WorldFirst sends 60+ currencies at competitive rates. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.766 USD
7,655
Send guarantees to match any competitor’s exchange rate. T&C’s apply.
Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.
Go to site Show details
AUD 250 1 - 2 days AUD 0.00 0.766 USD
7,655
$0 transfer fees for Finder customers.
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Go to site Show details
AUD 1 1 day AUD 52.00 0.765 USD
7,608
Pay no fees on your first two transfers, up to $3,000.
SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.
Go to site Show details
AUD 10 Within an hour AUD 2.99 0.76 USD
7,599
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Go to site Show details
AUD 1 Same day AUD 0.00 0.765 USD
7,648
XE has fast transfers with low fees and a range of foreign currency tools. Go to site Show details
AUD 200 1 - 2 days AUD 50.00 0.768 USD
7,638
New customers sending over AUD 500 from Australia use code FINDER50 to get AUD 50 off. Valid till 30th June 2021. T&Cs apply.
InstaReM offers simple transfers with a flat 0.5% transfer fee for most transfers.
Go to site Show details
AUD 1 Same day AUD 3.99 0.759 USD
7,591
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Go to site Show details
AUD 1 1 - 2 days AUD 45.00 0.765 USD
7,620
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Frequently asked questions

International Money Transfer Offers

Important Information*
Logo for Azimo International Money Transfers
Azimo International Money Transfers

Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.

Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
WorldFirst sends 60+ currencies at competitive rates. If you find a better eligible quote, WorldFirst will beat it.

Logo for Send International Money Transfers
Send International Money Transfers

Send guarantees to match any competitor’s exchange rate. T&C’s apply.
Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.

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