Get exclusive money-saving offers and guides
Straight to your inbox
By signing up, you agree to the Finder
Privacy & Cookies Policy
and
Terms of Use, Disclaimer & Privacy Policy.
Yes Loans
Yes Loans offer a wide range of financial products, from personal to business loans
Loan Types
I Want
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Yes Loans are a broker helping people to find personal loans for many of life's financial commitments. Their products include personal loans, car loans, commercial loans, boat loans and customised loans, as well as insurance and more. Yes Loans are based in Perth and offer face to face services, as well as accepting online and phone applications Australia-wide.
The minimum amount that can be applied for with any personal loan through Yes Loans is $4,000, while their business loans have a minimum of $5,000. Unsecured personal loans are available up to a maximum of $50,000. Secured loans do not have a maximum.
Types of loans offered by Yes Loans
Unsecured personal loans
Unsecured loans from do not require any collateral. Yes Loans offer unsecured personal loans for almost any purpose from $4,000 to $50,000 to those who meet the eligibility criteria. Whether you're looking to take a holiday or consolidate debt, an unsecured loan could help. Loan terms for unsecured personal loans are 1 to 7 years and loan rates are fixed for the life of the life.
Secured personal loans
Secured personal loans are any loan that is secured by an asset of equal or superior value. If a borrower defaults on a secured loan, their asset can be repossessed to cover the cost of the loan. For this reason, secured loans usually have lower rates than unsecured loans. They can also be an option for people with bad credit, as they pose less risk to the lender. Yes Loans' fixed-rate secured personal loans are available from $4,000+ on loan terms of 1-7 years.
Leisure loans
Leisure loans are loans for equipment or vehicles that you use in your leisure time. These are usually a form of secured personal loan, as they are often secured against a vehicle purchase. Yes Loans offer finance for a range of vehicles including new and used cars, boats, motorbikes and caravans. All leisure loans come with a fixed rate.
Commercial loans
Business Loans from Yes Loans start at $5,000. They come in a range of forms such as truck loans, equipment finance and cash flow finance - and offer different loan options, from chattel mortgages to hire purchasing. They also offer business car loans. Commercial loans also come with a fixed rate. If you're a small business owner looking for finance for your company purchases, Yes Loans may be an option worth considering.
Features and benefits of a personal loan from Yes Loans
- Range of loan options. Applicants have a range of personal loans to choose from, so they can select the one that best meets their needs. Car loans, commercial loans and insurance are also available.
- Pre-approval available. Yes Loans offer pre-approval on their loan products which is valid for 30 days.
- Bad credit applicants can still apply. Applicants with a bad credit history may still be eligible for some of Yes Loans' financial products. People who have been previously bankrupt may even still qualify for certain products.
- Visa holders can apply. Visitors from overseas can still apply for a loan with Yes Loans. However, they will only be granted a loan term that is the same length as the remainder of their visa.
How to apply
To apply for a loan from Yes Loans, applicants must:
- Be 18 years old or over.
Applicants will have to supply a number of personal details, including their name and address, their employment and income information, as well as their phone number and driver's licence details, in order to apply.
While Yes Loans offer an extensive product portfolio, it is still a good idea to compare options prior to submitting an application, to get the best possible deal for your circumstances.
More guides on Finder
-
UCapital Unsecured Business Loan
A UCapital unsecured business loan can provide up to $300,000 without security, with repayment terms between 3 and 12 months.
-
Pepper Money
Pepper Money is an Aussie non-bank lender that offers a vast range of personal loans and home loans to customers Australia-wide. Find out more here.
-
Handypay Personal Loan
Find out more about Handypay's personal loans for home improvements. Personalised rates start from 6.75% p.a. on terms from 1 to 7 years.
-
Now Finance Secured Personal Loan review
Get rewarded for an excellent credit score with a Now Finance personalised rate secured personal loan. Rates vary between 5.95% p.a. and 15.45% p.a. Apply today.
-
homeloans.com.au Low Rate Home Loan with Offset
The homeloans.com.au Low Rate Home Loan with Offset is fee-free and features a 100% offset account.
-
Plenti green loans
Becoming more energy efficient has a multitude of benefits for both the environment and your wallet. An added bonus is, you might be able to get a low-rate loan to help you. Find out more about Plenti's green loan here.
-
What you need to know before you defer your loan repayments during COVID-19
If you are thinking of deferring your loan repayments because of coronavirus, here are the conditions you need to know about.
-
loans.com.au green car loan
If you're thinking of upgrading to a more energy efficient vehicle, you can apply for a loans.com.au green car loan today. Receive a competitive rate and a limited-time special offer.
-
Coronavirus: What to do if you can’t afford your personal loan repayments
Struggling to repay your personal loan(s) as a result of COVID-19? Find out everything you need to know about what's being done to help people in your situation.
-
Personal loans with reward points
Our guide on personal loans with reward points answers a few questions you may have about how they work, where you can find them and how you can apply for them.
Personal Loan Offers
Important Information*
Ask an Expert
