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If you're looking to take out a personal loan and want a competitive rate, you may want to consider peer-to-peer (P2P) lender RateSetter. As a P2P lender, RateSetter offers risk-based interest rates that are determined by the amount you apply for, the loan term and the details you provide on your application. There are a few different loan options available including an unsecured personal loan and a green loan to help you make environmentally friendly purchases. Find out more about RateSetter's loans and compare them below.
P2P loans work with the lender, RateSetter, acting as an intermediary between you as a borrower and the person or group of people funding your loan. To be approved, you just need to meet the eligibility criteria set by RateSetter.
The interest rate depends on the information provided in your application, so you won't receive your rate until you're approved. However, you can get a rate estimate before you apply without it affecting your credit score. After approval you can expect the funds in about one business day.
RateSetter provides secured and unsecured personal loans with loan terms extending up to 5 years depending on your loan type. Its flexible terms make the loans suitable for a range of purposes, including:
There are various features and benefits on offer when you borrow with RateSetter, including:
If you're ready to apply for a RateSetter loan, click "Go to Site" to submit your application. You'll need to meet the following eligibility criteria before you apply:
If you meet these criteria you can click through to get a rate estimate without it affecting your credit history. Have your personal, financial and employment details on hand.
Find out more about Handypay's personal loans for home improvements. Personalised rates start from 6.75% p.a. on terms from 1 to 7 years.
The Citibank Ready Credit unsecured revolving line of credit is available with a 3-year introductory rate of 5.9% p.a. on balance transfers.
Find out more about Pepper Money's no fee personal loan and benefit from a competitive rate from 6.95% p.a., zero fees and loan terms of up to 7 years.
Looking to renovate your home? Find out more about Brighte's personal loan for home improvements and ways in which it may be able to benefit you.
Get rewarded for an excellent credit score with a Now Finance personalised rate secured personal loan. Rates vary between 5.95% p.a. and 15.45% p.a. Apply today.
Alex is a neobank lender specialising in personalised rate personal loans. Find out more about Alex's personal loans and what fees and features are involved.
The homeloans.com.au Low Rate Home Loan with Offset is fee-free and features a 100% offset account.
RateSetter has a new name, a new look and a new set of numbers for investors.
Looking for a competitive rate? Plenti offers loans funded by investors with rates that are tailored to your personal circumstances.
Want to compare caravan loans, but don't know where to start? Driva is a licensed Aussie broker specialising in loans for a range of vehicles. Visit Driva and compare caravan loans today.