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Geelong Bank Personal Loan

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Interest Rate (p.a.)
9.95%
Comp. Rate (p.a.)
10.27%
Min Loan Amount
$1,000

Summary

Borrow upwards of $1,000 with terms up to 7 years. Costs include interest charges and establishment fees.

With Geelong Bank, you can borrow from $1,000 with either a secured or unsecured personal loan. You can also make additional repayments without penalty and you can redraw these repayments at no extra charge. Maximum term is 7 years, and repayment frequency can be weekly, fortnightly or monthly. The interest rate starts from 9.95% p.a., and an establishment fee of $220 applies.

In this guide

  • Review
  • Details
    • Product details
  • Your reviews
  • Ask a question

Details

Product details

Product Name Geelong Bank Personal Loan
Interest Rate (p.a.) 9.95%
Comp. Rate (p.a.) 10.27%
Interest Rate Type Variable
Min Loan Amount $1,000
Max. Loan Amount $80,000
Loan Security Secured or Unsecured
 

Main points to consider

You can borrow from $1,000 with a maximum loan amount that will vary based on your financial situation. You have the choice of either a secured or an unsecured loan.

You can get a loan term of up to 7 years and you'll receive an interest rate from 9.95% p.a. with a comparison rate of 10.27% p.a.

Features and benefits of a Geelong Bank Personal Loan

  • Free redraw facility. You can redraw on your additional repayments without charge.
  • Flexible repayments. You can make payments on a weekly, fortnightly or monthly basis, and can also make additional repayments without penalty.
  • Loan repayment insurance. Geelong Bank offers insurance in the event that you do not make your repayments.
  • Variable loan amount. You can borrow from $1,000 with your maximum loan amount determined by your financial situation.

Fees and charges

  • Application fee. You will pay an initial fee of $220.
  • Security fees. You may need to pay a $25 security administration fee, as well as a $15 security variation fee.

You will also need to pay a portability fee if applicable, but you will not pay any fees for redraws or additional repayments.

How to apply for a Geelong Bank Personal Loan

You can begin your application by clicking "Go to site" above and following Geelong Bank's instructions. In order to be eligible for a loan, you will need to meet the following criteria:

  • Be at least 18 years old
  • Be an Australian citizen or permanent resident

You will also need to provide further personal and financial information as part of your application.

The Geelong Bank Personal Loan gives you a lot of flexible repayment options, including the ability to make additional repayments and redraw on these payments without penalty.

Before you apply, you should always compare a number of loan products to help find the one that is right for you.

Compare other personal loans

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Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
NOW Finance No Fee Unsecured Personal Loan
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Finder award winnerFixed18 Months - 7 Years $5,000 - $50,000
Interest Rate (p.a.)
6.75%
to 26.95%
Comp. Rate (p.a.)
6.75%
to 26.95%
Application Fee
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Monthly Repayment
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OurMoneyMarket Unsecured Low-Rate Personal Loan
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Finder award winnerFixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
1.50% - 6%
min. $250
Monthly Fee
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Monthly Repayment
$934.23
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Harmoney Unsecured Personal Loan
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Finder award winnerFixed3 - 7 Years $2,000 - $70,000
Interest Rate (p.a.)
5.76%
to 24.03%
Comp. Rate (p.a.)
6.55%
to 24.98%
Application Fee
$275 - $575
Monthly Fee
$0
Monthly Repayment
$926.83
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NAB Personal Loan Unsecured Fixed
NAB logo
Fixed1 - 7 Years $5,000 - $55,000
Interest Rate (p.a.)
8.49%
to 20.49%
Comp. Rate (p.a.)
9.54%
to 21.49%
Application Fee
$250
Monthly Fee
$10
Monthly Repayment
$964.78
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NAB Personal Loan Unsecured Variable Rate
NAB logo
Variable1 - 7 Years $5,000 - $55,000
Interest Rate (p.a.)
8.49%
to 20.49%
Comp. Rate (p.a.)
9.54%
to 21.49%
Application Fee
$250
Monthly Fee
$10
Monthly Repayment
$964.78
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ING Personal Loan
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Finder award winnerFixed2 - 7 Years $5,000 - $60,000
Interest Rate (p.a.)
6.89%
to 18.99%
Comp. Rate (p.a.)
7.10%
to 19.23%
Application Fee
$150
Monthly Fee
$0
Monthly Repayment
$929.43
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