Yes Loans Payday Loans

Receive a long term personal loan of up to $30,000 that can be repaid over 7 years from Yes Loans.

Yes Loans provide access to a range of loans and services. Short term personal loans are available from between $100 and $600. These loans can be ideal to meet urgent financial pressures such as car repairs or overdue bills.

Long term personal loans are also available to the value of $30,000, and can be paid back in a period of 7 years. For loans that don’t require any credit checks, Yes Loans also provide secured loans for motor vehicles and equipment.

Comparison of Other Payday Loans

Whilst we don't directly compare Yes Loans Payday Loans, compare other short term loans offering similar features

Rates last updated August 16th, 2018
Name Product Max. Loan Amount Term of Loan Turnaround Time Costs Fortnightly Repayment $1,500 Product Description
Sunshine Short Term Loans
9-15 weeks
30 minutes - conditions apply
20% of loan amount + 4% of loan amount each month
Apply online with Sunshine Loans and you could borrow up to $2,000 paid directly into your account. Note: Centrelink must not be your primary source of income.
Wallet Wizard Smart Loan (Up to 2K)
Up to 2 years
3 hours - conditions apply
Apply for up to $2,000 as a convenient line of credit.
Nimble Short Term Loan
62 days to 1 year
1 hour - conditions apply
20% of loan amount + 4% of loan amount each month
Apply for up to $2,000 and have 62 days to 1 year to repay. Note: Centrelink must not be your primary source of income.
Credit24 Short Term Loan
6-12 months
Same day - conditions apply
20% of loan amount establishment fee + 4% of loan amount monthly.
A loan with a quick turnaround time and generous loan term. To be eligible, Centrelink must not be 50% or more of your income.

Compare up to 4 providers

Types of personal loans from Yes Loans

  • Unsecured personal loans. Unsecured loans from Yes Loans do not require any collateral. If you have been employed for a month, are over the age of 18 and are an Australian citizen, it's likely you will meet the criteria for a loan.

  • Short term personal loans. If you qualify for the basic lending criteria, you will have the flexibility to pay back your loan within a period of to days. This length will depend on your pay cycle (fortnightly or monthly), and the amount you borrow. Rates for these type of loans are fixed.

  • Long term personal loans. These loans have different fixed rates to short term finance, and can be paid back over 7 year(s). Loans of up to $30,000 may be more suitable for greater expenses, such as a new car or home renovation.

Features and benefits of a personal loan from Yes Loans

  • Flexible loan amounts. Short term loans are available from just o $100. This can be a suitable way to deal with urgent fines of simple car repairs that need attention. On the other hand, short-term loans of up to $600 can also be taken out, while up to $30,000 are also available.

  • Range of loan options. You have your choice of a range of personal loans so you can select the one that best meets your needs. Car loans, commercial loans and insurance are also available.
  • Lengthy repayment terms. You can have up to 7 years to repay your personal loan.

How can you apply?

You can submit an application on the Yes Loans website. A large variety of people will be eligible for a personal loan from Yes Loans. If you are over the age of 18, have been employed for longer than a month, are an Australian citizen and hold an active checking account you're an ideal candidate for a personal loan. Bad credit history may be overlooked for short term loans.

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