Yes Loans Payday Loans

Receive a long term personal loan of up to $30,000 that can be repaid over 7 years from Yes Loans.

Yes Loans provide access to a range of loans and services. Short term personal loans are available from between $100 and $600. These loans can be ideal to meet urgent financial pressures such as car repairs or overdue bills.

Long term personal loans are also available to the value of $30,000, and can be paid back in a period of 7 years. For loans that don’t require any credit checks, Yes Loans also provide secured loans for motor vehicles and equipment.

Comparison of Other Payday Loans

Whilst we don't directly compare Yes Loans Payday Loans, compare other short term loans offering similar features

Updated October 20th, 2018
Name Product Maximum Loan Amount Term of Loan Cash Deposited In Costs Fornightly Repayment (for $1500 Loan)
$2,000
9-15 weeks
30 minutes - conditions apply
20% of loan amount + 4% of loan amount each month
$396
A small loan up to $2,000 that you repay over 9-15 weeks. Loans approved and funded in as little as 30 minutes. Centrelink must not be your primary income
$2,000
Up to 2 years
3 hours - conditions apply
47.8%
$316.7
Apply for up to $2,000 and be able to access your approved loan as a convenient line of credit.
$2,000
62 days to 1 year
1 hour - conditions apply
20% of loan amount + 4% of loan amount each month
$396
A loan up to $2,000 with terms up to 62 days to 1 year. Centrelink cannot be your primary source of income.
$2,000
6-12 months
Same day - conditions apply
20% of loan amount establishment fee + 4% of loan amount monthly.
$396
Credit24 offers this loan up to $2,000 and gives you 12 months to repay.
$2,000
3-12 months
1 business day
Establishment fee from 10% of loan amount + monthly fee from 2%
$354
A small loan between $500 and $2,000 that can be funded in 24 hours.
$2,000
6 to 12 months
Overnight
20% of loan amount + 4% of loan amount each month
$396
A short-term loan from $500 that you can have up to 12 months to repay. All credit histories considered.

Compare up to 4 providers

Types of personal loans from Yes Loans

  • Unsecured personal loans. Unsecured loans from Yes Loans do not require any collateral. If you have been employed for a month, are over the age of 18 and are an Australian citizen, it's likely you will meet the criteria for a loan.

  • Short term personal loans. If you qualify for the basic lending criteria, you will have the flexibility to pay back your loan within a period of 16 to 50 days. This length will depend on your pay cycle (fortnightly or monthly), and the amount you borrow. Rates for these type of loans are fixed.

  • Long term personal loans. These loans have different fixed rates to short term finance, and can be paid back over 7 year(s). Loans of up to $30,000 may be more suitable for greater expenses, such as a new car or home renovation.

Features and benefits of a personal loan from Yes Loans

  • Flexible loan amounts. Short term loans are available from just o $100. This can be a suitable way to deal with urgent fines of simple car repairs that need attention. On the other hand, short-term loans of up to $600 can also be taken out, while up to $30,000 are also available.
  • Range of loan options. You have your choice of a range of personal loans so you can select the one that best meets your needs. Car loans, commercial loans and insurance are also available.
  • Lengthy repayment terms. You can have up to 7 years to repay your personal loan.

How can you apply?

You can submit an application on the Yes Loans website. A large variety of people will be eligible for a personal loan from Yes Loans. If you are over the age of 18, have been employed for longer than a month, are an Australian citizen and hold an active checking account you're an ideal candidate for a personal loan. Bad credit history may be overlooked for short term loans.

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