NOW Finance Unsecured Personal Loan
Personal loans from $5,000 with a dedicated personal loan advisor.
This unsecured personal loan can help you cover a range of personal purchases, from a used car, furniture or any other worthwhile expense. You can borrow from $5,000 to $7,999 with loan terms between 18 months and 3 years or borrow $8,000 to $50,000 with loan terms between 18 months and 7 years.
3 things you should know about this loan
- Tailored interest rate. You will receive a tailored interest rate between 5.95% p.a. and 17.95% p.a. for this loan. You can get your rate before you apply.
- Advisor. When you apply your application will be assessed by a person. You will continue to have access to this person as your personal loan advisor.
- No fees. Borrow between $5,000 and $50,000, you won’t have to pay any establishment fees, early repayment fees and administration fees for the lifetime of your loan.
From 5.95% (fixed)
Interest Rate (p.a.)
Comparison Rate (p.a.)
Min Loan Amount
|Product Name||NOW Finance No Fee Unsecured Personal Loan|
|Interest Rate (p.a.)|
From 5.95% (fixed)
|Comparison Rate (p.a.)||5.95%|
|Interest Rate Type||Fixed|
|Min Loan Amount||$5,000|
|Max. Loan Amount||$50,000|
Main points to consider with this personal loan
You can apply for a no fee unsecured personal loan between $5,000 and $50,000. You'll pay a tailored fixed interest rate of between 5.95% p.a. and 17.95% p.a. for both. You can find out your rate before submitting your full application.
Features on offer with a NOW Finance Personal Loan
It's important to consider if the following features and benefits meet your needs before you apply:
- No security required. You aren’t required to attach a guarantee on loans under $50,000.
- Various loan amounts available. You can apply for a loan between $5,000 and $50,000.
- Up to 7 years to repay. NOW Finance gives you a choice of your loan term, so you'll have between 18 months to 7 years to repay your loan. This gives you a way to structure your repayments in a way to suit your budget.
- Competitive interest rate. Your interest rate will be fixed and will be between 5.95% p.a. and 17.95% p.a.
- No fees. When you borrow between $5,000 and $50,000, there are no establishment, monthly or early repayment fees.
- Convenient repayments. Make your repayments weekly or fortnightly via direct debit so there's no need to remember to transfer it yourself.
- Personal service. When you apply for a loan with NOW Finance you will deal with the same personal loan advisor whenever you need to contact the company.
No Fee Unsecured personal loan info
- Loan amount: Between $5,000 and $50,000
- Minimum interest rate: 5.95% p.a.
- Maximum interest rate: 17.95% p.a.
- One-off establishment fee: $0
- Monthly fee: $0
- Early termination fee: $0
How to apply for this Unsecured Personal Loan
If you're ready to apply, just click "Go to Site" to get your application started. You will need to meet the following eligibility criteria:
- You're an Australian citizen or permanent Australian resident
- You're currently employed
- The majority of your income does not come from Centrelink payments
- You have not been bankrupt or had a credit default with a previous lender
You will need your personal, employment and financial details on hand to complete the application, which shouldn't take longer than 10 minutes to complete.
Personal Loan OffersImportant Information*
You'll receive a fixed rate between 5.35% p.a. and based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.
You'll receive a fixed rate of 8.99% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.
You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.