Money Finder™ will help you compare products, grow your wealth and take control of your money today.
We’re a free service, completely independent and not owned by any bank or lender. You can compare with confidence knowing our reviews are unbiased and based on extensive research by our in-house experts.
We break down the rising cost of living and what it means for you.
We explain what you need to know about inflation, the cash rate and more. Plus, tips on how to get ahead when everything is getting more expensive.
Our guides cover a range of topics on personal finance, investing, budgeting and more. Discover expert advice, practical tips and step-by-step guides to help you achieve your financial goals.
Credit score
Join over 400,000 Aussies who get their credit report for free with Finder each month.
Budgeting
Budgeting is the first step to saving money and achieving your financial goals.
Cryptocurrency
Crypto Finder's™ beginner's guide to getting started with crypto.
Earn interest
High interest savings accounts let you earn money while you sleep.
Great service with great people who know their stuff!
Mia Alcorn
Saving for the future is really important, but don't forget to enjoy your money now. Create a good budget and make sure it leaves enough room for the fun stuff! I use the 50/30/20 method where I get to allocate 30% of my after-tax income to non-essentials.
Alanna Glenn
Lead Publisher, Money
Buy a low depreciation car. Cars lose value as soon as you take ownership of them. The amount of depreciation your car suffers depends on things like how popular it is, the specific model, its condition and even the colour. Research which models retain the most value through your loan period so you can minimise your losses.
Alex Jeffs
Senior Publisher, Car Loans
Try not to increase your spending as your income increases. Treat yourself and celebrate, but don't let your pay rise be completely consumed by your new lifestyle. Instead, try stick to your pre-pay-rise budget and consider putting the extra income into your savings, super or investments.
Alison Banney
Editor, Banking & Superannuation
Time your payments around payday. If your bills need to be paid on a set date, schedule the payments or set up a separate account and transfer money to it each payday. It makes it easier to keep track of where your money needs to go – and how much you have left over.
Amy Bradney-George
Senior Writer, Credit Cards
Never go grocery shopping on an empty stomach. To add to that and help you stick to your budget, always put together a shopping list of what's needed and stick to that list when in-store.
Dougal Warby
Publisher, Home Loans
It's never too early to start investing. Just because you don't have thousands of dollars doesn't mean you can't invest. You can start micro-investing with less than $100.
Kylie Purcell
Editor, Investments
Consider discretionary purchases in terms of both their immediate and opportunity costs. The $3,000 you spent on a Bali trip in your 20s could've compounded to $65,000 in your 60s, had it been in your super fund or an index fund. Enjoy your life, but understand the long-term financial impact.
Matthew Ozolins
Comparison Innovation Manager
Life doesn't stop moving forward. Have your superannuation aligned to where you want to go.
Choose an amount to save each month that's comfortable for you. Try to be consistent, but don't be disheartened if one month you can't manage it - save what you can. Every dollar is a step closer to your savings goals.
Rebecca Pike
Senior Writer, Money
A home loan feels like a massive debt. But if you use it well it's a great financial asset too. The biggest debt you'll ever have works out cheaper when you lower your interest rate by shopping around. And an offset account gives you all the benefits of a bank account while reducing your interest charges for every dollar you save.
Richard Whitten
Money Editor
Compounding is like a magic trick that makes your money grow faster, or your debt grow bigger. Either way, it means that small, consistent efforts – even as little as paying $20 extra into your mortgage, super or savings each week – can make a big impact down the track.
Sarah Megginson
Head of Editorial
Track all the key financial dates for the Australian financial year, including tax, interest rates, health insurance, energy and sales.
Want to earn more money? Passive income is a way to boost your income without having to be actively involved.
A 3-part podcast series to help you master investing.
Our team of 12 finance experts love the stuff that you don't (super, insurance, banking, debt management, you name it!) - and have put together a list of 20 things you can do right now to take control of your finances.
Have a car and want to make some extra dosh? Car sharing allows you to rent your car out and earn some extra cash on the side.
We compiled a quick list of easy side hustle ideas to get you started today.
Find out about each of these support options to determine which one will best meet your needs and help you get back on track.
The 8 best ways to earn extra money fast online or from your home.
Besides assisting with your tuition fees, the Australian Government also offers other incentives.
Depending on your enrolled university, the fees and financing for your studies may differ. Learn more about paying for your higher education as a tertiary student.
Why am I being charged a fee when I dont have a membership. I have rung up and there is no account for me. Can you look into this please,
Thank you
Hi Joanne,
Thank you for your inquiry. To help you further, may I know which account or membership you are referring to?
Just a friendly reminder, we are finder.com.au, a comparison website. We don’t charge our users of any fee. Moreover, please note that we are not affiliated to any company we feature on our site.
For the meantime, I would suggest that you check the letter or whichever you got the information from since you mentioned that you have rung them but verified that you don’t have an account with them.
I hope this helps.
Have a great day!
Cheers,
Jeni
Finder is super useful and I trust it a lot! How come you don’t include options like Afterpay.com.au or Sitizen.com.au in your personal loan pages?
Hi Brett,
Thanks for reaching out to Finder.
Afterpay is actually not a loan company or a credit union. Unlike personal loans, you don’t need to be approved for an account. The requirements only include being at least 18 years of age, a valid email address, and have a credit or debit card you can link your account. For citizens to partner with us or should they want to be featured on our website, they just need to create a request.
Cheers,
Joanne
I wanted to check my credit score and see if I’m able to apply for any loans but I don’t have a drivers licence is there any other form of I’d I can enter and is there any fees to see my credit score
Hello,
The free credit score service that we feature on website is provided by Equifax and would require a valid Australian driver’s licence so that they can verify your identity and to ensure that only you can access your credit score.
If you do not have an Australian Driver’s licence, you may request a more detailed credit report from Experian. You can order your free credit score either by email or by post.
Once you’ve submitted your order, you’ll receive your free Experian Credit Report within 10 working days. If you want to order it by email, you will need to provide the required documents and then simply click on the “Order your free report now” button to get started.
It’s nice to note as well that they can accept other forms of IDs aside from AU driver’s license and passport. The page also shows a list of all other forms of ID you can submit to them for identity verification.
Hope this helped.
Cheers,
Gru
do you compare workers compensation ?
Hi Dave,
Yes, we do! :)
Please feel free to check our list of workers compensation insurance and find the right policy for you. There’s a form on that page you can fill out. Once you have submitted it, someone should get in touch with you to discuss your options. You can also read through the page to learn more about workers compensation insurance.
I hope this helps.
Cheers,
Danielle
My credit points.
Hi,
Thanks for reaching out.
I highly recommend you request a free copy of your credit report/score.
Simply add your phone number to get our Finder app and start requesting your credit score.
Alternatively, you can click on the “Continue on web” if you wish not to get your score through the app.
A pop-up window would appear. Click on the “Log in” tab if you already have a Finder account. Click on the “Register” tab if you wish to create a new account.
Once you’re in, you can then request your credit score.
You may also want to know more about how to understand your Experian credit score.
Hope this helps.
Cheers,
Rench