Finder makes money from featured partners, but editorial opinions are our own.

Passive income ideas

Build your wealth with these 20 passive income ideas.

Passive income can help give you more financial freedom and flexibility, but how do you go about generating it? While some passive income ideas are easy to set up, others may require a bit of upfront work and ongoing maintenance.

We've put together a list of the best ways to earn passive income into categories, and how much effort each involves:

Passive income ideas

  1. Investing
  2. Property
  3. Online ventures
  4. Brick and mortar businesses
  5. Renting out your assets

One thing to keep in mind is that certain passive income ideas may be more effective during certain economic conditions. For example, during times of rising interest rates and high inflation (like we have now), a high-interest savings account may be a more reliable source of passive income than something like property.

Want a better way to grow your wealth?

Get more from your money with the Finder app. Pop in your phone number below to get your download link.


Investing is perhaps the most hands-off way to earn passive income. All you have to do is deposit some money into an interest-bearing account and leave it there while the cash starts rolling in. Of course, your income will depend on the level of interest the account offers, will how much you put into the investment and how long you leave it there.

Here are some passive income investment ideas:


You always hear stories about people striking it rich in real estate. That's because it is a tried and tested way of bringing in some extra cash. Not only does the price of your assets tend to go up in the long term, but you can also earn rental income along the way.

These days, affording a rental property is out of many people's reach especially in Australia's big cities. But buying rental property is not the only way to get into the real estate game. Here are some other ways to invest in real estate:

Online ventures

Online businesses were tailor made for passive income since you can automate much of the work, and there are numerous ways to do it. Here are just a few:

Brick and mortar businesses

There are a couple of brick and mortar businesses that fly under the radar, and which can bring you in a decent level of passive income:

Rent out your stuff

There are many opportunities out there to make money renting out the stuff you own. Cars are the most popular choice, but similar services exist for other items as well. If you have a lot of nice stuff you don't use, it might make sense to rent it out rather than sell it.

Here are some examples:

Listen: A beginner's guide to passive income on the Pocket Money podcast

Picture: GettyImages

More guides on Finder

Ask a Question

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site