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Liberty Personal Loan

Enjoy the flexibility and affordability offered by Liberty Personal Loan, where you only pay interest on what you spend.

If you’re looking for a convenient form of financing with a generous credit limit and flexibility, you may want to consider the Liberty Personal Loan. You can apply for a credit limit but then only pay for what you use, not the entire limit you have access to. This makes Liberty’s personal loan suitable for a range of purposes, including funding a holiday, making a large purchase, or even to keep as an emergency line of credit.

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From 6.95% (fixed)

Interest Rate (p.a.)

6.95%

Comparison Rate (p.a.)

$5,000

Min Loan Amount

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Details

Product NameLiberty Personal Loan
Interest Rate (p.a.)
From 6.95% (fixed)
Comparison Rate (p.a.)6.95%
Interest Rate TypeFixed
Min Loan Amount$5,000
Max. Loan Amount$80,000
Loan SecurityUnsecured

Things to consider with the Liberty Personal Loan

The Personal Best loan comes with a fixed rate of 6.95% p.a., which is only applied to your current balance. You are required to pay a $950 establishment fee, but there are no ongoing fees or charges for redraw or ending the loan early. You can also make unlimited additional repayments. You can borrow up to $80,000 and terms are between 3 to 7 years.

What features come with this loan?

There are various features and benefits on offer with this loan, including:

  • Interest rate. No matter what your credit limit, you’ll only pay interest on the amount of credit you’ve used. Interest is charged at a competitive fixed rate of 6.95% p.a.
  • Loan amount. You can apply for a credit limit of between $5,000 and $80,000, making this loan suitable for a range of purposes and borrowers.
  • Repayment flexibility. Principal and interest repayments are required, but you can choose to make these weekly, fortnightly or monthly, depending on what works best for your budget.
  • Free redraw. You’re able to make unlimited additional repayments, which you can access via a free redraw facility.
  • Debit card access. You’ll be able to access your funds using a debit card, making for easy spending.
  • Easy application and quick funds disbursal. You can conveniently apply online in about ten minutes. If you bank with CommBank, you can receive your loan within five minutes of being approved. If you bank with another lender, your loan may take up to 24 hours to become available.

How much does the Liberty Personal Loan cost?

It’s important to consider the costs of a loan before you apply.

  • Interest rate (fixed): 6.95% p.a.
  • Establishment fee: 0% to 5.5% of loan amount, capped at $950 Depending on your risk band
  • No ongoing, redraw, early termination or discharge fees

Ready to apply?

You can get your application started by clicking “Go to Site”. First, make sure you meet the eligibility criteria outlined below:

  • Be over the age of 18
  • Be an Australian citizen or permanent resident
  • Be able to afford the repayments

You will need your personal and financial details on hand as well as your Internet banking details. The application process shouldn’t take longer than ten minutes.

Liberty offers a competitive loan, but remember there are similar offers available with other lenders, so compare your options before you apply.

Compare other personal loans

1 - 5 of 5
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Name Product Mobile details underline Interest Rate (p.a.) Comp. Rate (p.a.) Rate Type Application Fee Monthly Fee Monthly Repayment
Harmoney Unsecured Personal Loan Fixed, 3 - 7 Years, $2,000 - $70,000
Harmoney Unsecured Personal Loan
3 - 7 Years, $2,000 - $70,000
5.35%
to 19.09%
6.14%
to 19.99%
Fixed
$275 - $575
$0
You'll receive a fixed rate between 5.35% p.a. and 19.09% p.a. based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3, 5 or 7 years terms.
NOW Finance No Fee Unsecured Personal Loan Fixed, 18 Months - 7 Years, $5,000 - $50,000
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NOW Finance No Fee Unsecured Personal Loan
18 Months - 7 Years, $5,000 - $50,000
5.95%
to 19.95%
5.95%
to 19.95%
Fixed
$0
$0
You'll receive a fixed rate between 5.95% p.a. and 19.95% p.a. based on your risk profile
Borrow from $5,000 to $7,999 with loan terms between 18 months and 3 years or borrow $8,000 to $50,000 with loan terms between 18 months and 7 years.

Finder Exclusive: Apply and settle an unsecured personal loan of $30,000 or more to receive a $400 Westfield gift card. Ends on June 30 2022.
OurMoneyMarket Personal Loan Fixed, 1 - 7 Years, $2,001 - $75,000
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OurMoneyMarket Personal Loan
1 - 7 Years, $2,001 - $75,000
5.65%
to 20.99%
6.27%
to 23.83%
Fixed
1.50% - 6%
min. $250
$0
You'll receive a fixed rate from 5.65% p.a. to 20.99% p.a. based on your risk profile.
A personalised loan from $2,001 to $75,000 that varies based on your credit history and financial situation.

Finder Exclusive: Apply before 30th of June 2022 to secure a 0.20% p.a. discount for the full term of your loan.
Wisr Personal Loan Fixed, 3 - 7 Years, $5,000 - $64,000
Wisr Personal Loan
3 - 7 Years, $5,000 - $64,000
6.95%
to 17.95%
7.78%
to 18.37%
Fixed
$595
$0
You'll receive a fixed rate between 6.95% p.a. and 17.95% p.a. based on your risk profile
A loan from $5,000 that charges no fees for extra or early repayments. Keep in mind security is required in some cases.
Citi Personal Loan Plus Variable, 3 - 5 Years, $5,000 - $75,000
Exclusive
Citi Personal Loan Plus
3 - 5 Years, $5,000 - $75,000
8.90%
9.18%
Variable
$199
$0
You'll receive a variable rate of 8.90% p.a. with a comparison rate of 9.18% p.a. if you're approved.
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years.

Finder Exclusive: Earn 150,000 Velocity Points when you apply and activate your account within 90 days from approval.
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Compare up to 4 providers

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 5.35% p.a. and 19.09% p.a. based on your risk profile.
Apply for a loan up to $70,000 and repay your loan over 3, 5 or 7 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate between 6.49% p.a. and 15.99% p.a. ( 7.41% p.a. to 16.84% p.a. comparison rate) based on your risk profile
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 years to 7 years loan terms available. This loan comes with no fees for extra repayments and no early exit fees.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.95% p.a. and 22.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

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