How we access bank & PayPal exchange rates

At Finder, our goal is to provide you with as full a comparison as possible across all the products we list on our website.

In the case of Money Transfers, wherever possible, the exchange rates we display on our website come directly from the service provider.

In the case of Westpac, Commonwealth Bank, ANZ and PayPal, the exchange rates are gathered instead from the banks’ websites.

We use the live exchange rates provided by Westpac, Commonwealth Bank, ANZ and PayPal on their websites to calculate the margin they charge on the top of the exchange rate. (See our guide to mid-market currency rates for an explanation of international money transfer exchange rate margins). The transfer margin is calculated using the difference between the exchange rates listed on their websites, which are updated daily around 9am every morning, and the live interbank exchange rate at the time of calculation.

Our aim is to give you the clearest picture possible of how much money your recipient will receive from your transfer. Due to the volatile nature of exchange rates, the rate listed on Finder may vary from the actual exchange rate quoted for your transfers from these providers. To see how their money transfer services stack up, visit our reviews of Westpac, CommBank, ANZ and PayPal or compare their exchange rates against other providers' rates below.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 2,000 1 day AUD 0.00 0.685 USD
6,847
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 250 1 - 2 days AUD 0.00 0.684 USD
6,840
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.684 USD
6,842
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
AUD 3,000 1 day GBP 20.00 0.683 USD
6,824
Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.
Go to site Show details
AUD 1 1 day AUD 0.00 0.681 USD
6,806
With global payments provider XE, enjoy fast and secure transfers and a range of foreign currency tools and calculators while benefiting from $0 transfer fees. Go to site Show details
AUD 200 1 day AUD 0.00 0.682 USD
6,819
Low minimum transfer amount of just AU$200, with no set-up fees or transfer fees. Go to site Show details
AUD 0 3 - 5 days AUD 12.00 0.649 USD
6,486
Send money overseas using NetBank or the CommBank app. Rate last updated on 17/08/2018 at 1:30 pm. Find out how we calculate this exchange rate. Show details

Compare up to 4 providers


The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.
 

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International Money Transfer Offers

Important Information*
Logo for Global Reach (formerly FC Exchange) International Money Transfers
Global Reach (formerly FC Exchange) International Money Transfers

Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.

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