How we access bank & PayPal exchange rates

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At Finder, our goal is to provide you with as full a comparison as possible across all the products we list on our website.

In the case of Money Transfers, wherever possible, the exchange rates we display on our website come directly from the service provider.

In the case of Westpac, Commonwealth Bank, ANZ and PayPal, the exchange rates are gathered instead from the banks’ websites.

We use the live exchange rates provided by Westpac, Commonwealth Bank, ANZ and PayPal on their websites to calculate the margin they charge on the top of the exchange rate. (See our guide to mid-market currency rates for an explanation of international money transfer exchange rate margins). The transfer margin is calculated using the difference between the exchange rates listed on their websites, which are updated daily around 9am every morning, and the live interbank exchange rate at the time of calculation.

Our aim is to give you the clearest picture possible of how much money your recipient will receive from your transfer. Due to the volatile nature of exchange rates, the rate listed on Finder may vary from the actual exchange rate quoted for your transfers from these providers. To see how their money transfer services stack up, visit our reviews of Westpac, CommBank, ANZ and PayPal or compare their exchange rates against other providers' rates below.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 1 1 day AUD 52.00 0.648 USD
6,448
SingX offers the real exchange rate every time you make a transfer and can help you send money across the world. Go to site Show details
AUD 2,000 1 day AUD 0.00 0.646 USD
6,456
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.646 USD
6,456
SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.646 USD
6,456
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
GBP 3,000 1 day AUD 0.00 0.646 USD
6,456
Global Reach will match any competitor's exchange rates. Conditions apply.
Get no fees for both business and personal transfers when you send your money overseas with Global Reach.
Go to site Show details
AUD 250 1 - 2 days AUD 0.00 0.646 USD
6,456
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
Go to site Show details
USD 0 1 - 2 days AUD 2.99 0.641 USD
6,408
Quick, affordable transfers around the world. Remitly also has an express option that can transfer your money in minutes for a higher fee. The cheaper option takes several days. Go to site Show details
AUD 1 1 day AUD 0.00 0.645 USD
6,449
Get fast transfers with no fees and a range of foreign currency tools. Go to site Show details
AUD 5 1 - 2 days EUR 3.00 0.642 USD
6,415
Special offer: Zero fees on your first 10 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
AUD 1 Within an hour AUD 3.99 0.64 USD
6,401
Use promo code 3FREE to send your first 3 transfers with no fee.
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.
Go to site Show details
AUD 200 1 day AUD 0.00 0.643 USD
6,430
Low minimum transfer amount of just AU$200, with no set-up fees or transfer fees. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

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International Money Transfer Offers

Important Information*
Logo for SingX International Money Transfers
SingX International Money Transfers

SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.

Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

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